American Bank & Trust Wisconsin

100 North Main Street
Cuba City, WI 53807

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6183
Date Established 1903
Assets $0.15 billion
Loans $0.12 billion
Deposits $0.13 billion
Capital $0.02 billion

American Bank & Trust Wisconsin is an FDIC insured institution located in Cuba City, WI. It was founded in 1903 and has approximately $0.15 billion in assets. Customers can open an account at one of its 5 branches.

For a more detailed analysis of American Bank & Trust Wisconsin's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Bank & Trust Wisconsin’s loan portfolio are Farm Loans, Commercial Real Estate, and 1-4 Family Residential Loans.

Compared to other banks in Wisconsin, American Bank & Trust Wisconsin has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.58
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 2.49
Small Business Loans 5.68
Construction and Development Loans 1.32
Commercial Real Estate 15.80
Commercial and Industrial Loans 12.78
Farm Loans 17.84

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
6 Mo CD 10K
0.35% $500 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.40% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.10% $1 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.90% $250 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.10% $250 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.15% $1 $9,999 Learn MoreShow Less
MM 10K
0.25% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.30% $25,000 $99,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.10% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.10% $2,500 $4,999 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Bank & Trust Wisconsin

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Bank & Trust Wisconsin
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

American Bank & Trust Wisconsin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Bank & Trust Wisconsin Locations

Financial Details

American Bank & Trust Wisconsin Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Bank & Trust Wisconsin. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Bank & Trust Wisconsin U.S. Bank Average
4.96% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Bank & Trust Wisconsin had $1,050,000 in non-current loans and $14,000 in owned real estate. To cover these potential losses it had $19,847,000 in equity and $1,612,000 in loans loss reserves. That gives it a Texas Ratio of 4.96%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Bank & Trust Wisconsin U.S. Bank Average
7.36% 8.58

American Bank & Trust Wisconsin has a Return on Equity of 7.36% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Bank & Trust Wisconsin U.S. Bank Average
12.9% 12.11

American Bank & Trust Wisconsin has a Capitalization of 12.9% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Bank & Trust Wisconsin Balance Sheet Analysis

As of June 30, 2017, American Bank & Trust Wisconsin had assets of $153,836,000, loans of $122,215,000, and deposits of $127,047,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Bank & Trust Wisconsin

Branches and Savings

Is American Bank & Trust Wisconsin FDIC insured?

Yes. It is covered under FDIC Certificate #6183.

Why does American Bank & Trust Wisconsin pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Bank & Trust Wisconsin CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Bank & Trust Wisconsin a commercial bank?

Yes

Where are American Bank & Trust Wisconsin locations?

See branch locations nearby.

Is American Bank & Trust Wisconsin open on Saturdays?

Is American Bank & Trust Wisconsin open on Sundays?

What time does American Bank & Trust Wisconsin open?

What time does American Bank & Trust Wisconsin close?

Are American Bank & Trust Wisconsin ATMs Open 24/7?

Do American Bank & Trust Wisconsin ATMs accept cash deposits?

Can American Bank & Trust Wisconsin customers use other ATMs?

Do American Bank & Trust Wisconsin branches have notaries?

Will American Bank & Trust Wisconsin notarize my document?

What address for American Bank & Trust Wisconsin should I put for incoming ACH transfers?

Will the American Bank & Trust Wisconsin branch print checks?

Do American Bank & Trust Wisconsin checks expire?

Does American Bank & Trust Wisconsin require US citizenship to open account?

Can American Bank & Trust Wisconsin close my account?

Does American Bank & Trust Wisconsin Report to credit bureaus?

Does American Bank & Trust Wisconsin Use Equifax?

What is American Bank & Trust Wisconsin's ACH Routing Number?

What is American Bank & Trust Wisconsin's SWIFT code?

Products

Does American Bank & Trust Wisconsin offer mortgages?

Compare mortgage rates here.

Does American Bank & Trust Wisconsin offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Bank & Trust Wisconsin offer personal loans?

Compare personal loan rates here.

Does American Bank & Trust Wisconsin offer student loans?

Will American Bank & Trust Wisconsin cash a check?

Will American Bank & Trust Wisconsin redeem a savings bond?

Does American Bank & Trust Wisconsin cash savings bonds?

Will American Bank & Trust Wisconsin cash money orders?

Can American Bank & Trust Wisconsin issue a money order?

Does American Bank & Trust Wisconsin do currency exchange?

Background on The Bank

Who owns American Bank & Trust Wisconsin?

How long has American Bank & Trust Wisconsin been around?

Can American Bank & Trust Wisconsin transfer to other banks?

Does American Bank & Trust Wisconsin have quick pay?

Does American Bank & Trust Wisconsin accept rolled coins?

Will American Bank & Trust Wisconsin accept loose change?

Where is American Bank & Trust Wisconsin headquarters?

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