American Express Bank, FSB.

4315 South 2700 West
Salt Lake City, UT 84184

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 35328
Date Established 2000
Assets $49.86 billion
Loans $37.54 billion
Deposits $40.49 billion
Capital $5.97 billion

American Express Bank, FSB. is an FDIC insured institution located in Salt Lake City, UT. It was founded in 2000 and has approximately $49.86 billion in assets.

For a more detailed analysis of American Express Bank, FSB.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Express Bank, FSB.’s loan portfolio are Commercial and Industrial Loans, Credit Card Loans, and 1-4 Family Residential Loans.

Compared to other banks in Utah, American Express Bank, FSB. has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 34.01
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 61.22
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for American Express Bank, Fsb., but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for American Express Bank, FSB.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to American Express Bank, FSB.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

American Express Bank, FSB. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Express Bank, Fsb. Locations

Financial Details

American Express Bank, FSB. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Express Bank, FSB.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Express Bank, FSB. U.S. Bank Average
3.12% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, American Express Bank, FSB. had $203,307,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,967,235,000 in equity and $555,126,000 in loans loss reserves. That gives it a Texas Ratio of 3.12%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Express Bank, FSB. U.S. Bank Average
28.46% 8.58

American Express Bank, FSB. has a Return on Equity of 28.46% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Express Bank, FSB. U.S. Bank Average
11.97% 12.11

American Express Bank, FSB. has a Capitalization of 11.97% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Express Bank, FSB. Balance Sheet Analysis

As of June 30, 2017, American Express Bank, FSB. had assets of $49,860,950,000, loans of $37,543,783,000, and deposits of $40,485,436,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About American Express Bank, FSB.

Branches and Savings

Is American Express Bank, FSB. FDIC insured?

Yes. It is covered under FDIC Certificate #35328.

Why does American Express Bank, FSB. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Express Bank, FSB. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Express Bank, FSB. a commercial bank?

Yes

Where are American Express Bank, FSB. locations?

See branch locations nearby.

Is American Express Bank, FSB. open on Saturdays?

Is American Express Bank, FSB. open on Sundays?

What time does American Express Bank, FSB. open?

What time does American Express Bank, FSB. close?

Are American Express Bank, FSB. ATMs Open 24/7?

Do American Express Bank, FSB. ATMs accept cash deposits?

Can American Express Bank, FSB. customers use other ATMs?

Do American Express Bank, FSB. branches have notaries?

Will American Express Bank, FSB. notarize my document?

What address for American Express Bank, FSB. should I put for incoming ACH transfers?

Will the American Express Bank, FSB. branch print checks?

Do American Express Bank, FSB. checks expire?

Does American Express Bank, FSB. require US citizenship to open account?

Can American Express Bank, FSB. close my account?

Does American Express Bank, FSB. Report to credit bureaus?

Does American Express Bank, FSB. Use Equifax?

What is American Express Bank, FSB.'s ACH Routing Number?

What is American Express Bank, FSB.'s SWIFT code?

Products

Does American Express Bank, FSB. offer mortgages?

Compare mortgage rates here.

Does American Express Bank, FSB. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Express Bank, FSB. offer personal loans?

Compare personal loan rates here.

Does American Express Bank, FSB. offer student loans?

Will American Express Bank, FSB. cash a check?

Will American Express Bank, FSB. redeem a savings bond?

Does American Express Bank, FSB. cash savings bonds?

Will American Express Bank, FSB. cash money orders?

Can American Express Bank, FSB. issue a money order?

Does American Express Bank, FSB. do currency exchange?

Background on The Bank

Who owns American Express Bank, FSB.?

How long has American Express Bank, FSB. been around?

Can American Express Bank, FSB. transfer to other banks?

Does American Express Bank, FSB. have quick pay?

Does American Express Bank, FSB. accept rolled coins?

Will American Express Bank, FSB. accept loose change?

Where is American Express Bank, FSB. headquarters?

Customer Reviews for American Express Bank, FSB.

There are currently no comments for American Express Bank, FSB.. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →