American Investors Bank and Mortgage

6385 Old Shady Oak Road, Suite 110
Eden Prairie, MN 55344

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57695
Date Established 2004
Assets $0.07 billion
Loans $0.05 billion
Deposits $0.05 billion
Capital $0.01 billion

American Investors Bank and Mortgage is an FDIC insured institution located in Eden Prairie, MN. It was founded in 2004 and has approximately $0.07 billion in assets.

For a more detailed analysis of American Investors Bank and Mortgage's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Investors Bank and Mortgage’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Consumer Auto Loans.

Compared to other banks in Minnesota, American Investors Bank and Mortgage has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 88.33
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.04
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 8.19
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Deposit Rates - January 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no rates available for American Investors Bank And Mortgage, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - January 21, 2019

Your Current Location: Virginia, VA 20146

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

American Investors Bank and Mortgage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Investors Bank and Mortgage Locations

Financial Details

American Investors Bank and Mortgage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Investors Bank and Mortgage. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
American Investors Bank and Mortgage U.S. Bank Average
1.13% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, American Investors Bank and Mortgage had $34,000 in non-current loans and $71,000 in owned real estate. To cover these potential losses it had $8,442,000 in equity and $815,000 in loans loss reserves. That gives it a Texas Ratio of 1.13%.

Return on Equity
American Investors Bank and Mortgage U.S. Bank Average
6.92% 9.95%

American Investors Bank and Mortgage has a Return on Equity of 6.92% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Investors Bank and Mortgage U.S. Bank Average
12% 12.19%

American Investors Bank and Mortgage has a Capitalization of 12% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Investors Bank and Mortgage Balance Sheet Analysis

As of September 30, 2018, American Investors Bank and Mortgage had assets of $70,362,000, loans of $53,605,000, and deposits of $47,083,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 95.44%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About American Investors Bank And Mortgage

Branches and Savings

Is American Investors Bank And Mortgage FDIC insured?

Yes. It is covered under FDIC Certificate #57695.

Why does American Investors Bank And Mortgage pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are American Investors Bank And Mortgage CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is American Investors Bank And Mortgage a commercial bank?

Yes

Where are American Investors Bank And Mortgage locations?

See branch locations nearby.

Is American Investors Bank And Mortgage open on Saturdays?

Is American Investors Bank And Mortgage open on Sundays?

What time does American Investors Bank And Mortgage open?

What time does American Investors Bank And Mortgage close?

Are American Investors Bank And Mortgage ATMs Open 24/7?

Do American Investors Bank And Mortgage ATMs accept cash deposits?

Can American Investors Bank And Mortgage customers use other ATMs?

Do American Investors Bank And Mortgage branches have notaries?

Will American Investors Bank And Mortgage notarize my document?

What address for American Investors Bank And Mortgage should I put for incoming ACH transfers?

Will the American Investors Bank And Mortgage branch print checks?

Do American Investors Bank And Mortgage checks expire?

Does American Investors Bank And Mortgage require US citizenship to open account?

Can American Investors Bank And Mortgage close my account?

Does American Investors Bank And Mortgage Report to credit bureaus?

Does American Investors Bank And Mortgage Use Equifax?

What is American Investors Bank And Mortgage's ACH Routing Number?

What is American Investors Bank And Mortgage's SWIFT code?

Products

Does American Investors Bank And Mortgage offer mortgages?

Compare mortgage rates here.

Does American Investors Bank And Mortgage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does American Investors Bank And Mortgage offer personal loans?

Compare personal loan rates here.

Does American Investors Bank And Mortgage offer student loans?

Will American Investors Bank And Mortgage cash a check?

Will American Investors Bank And Mortgage redeem a savings bond?

Does American Investors Bank And Mortgage cash savings bonds?

Will American Investors Bank And Mortgage cash money orders?

Can American Investors Bank And Mortgage issue a money order?

Does American Investors Bank And Mortgage do currency exchange?

Background on The Bank

Who owns American Investors Bank And Mortgage?

How long has American Investors Bank And Mortgage been around?

Can American Investors Bank And Mortgage transfer to other banks?

Does American Investors Bank And Mortgage have quick pay?

Does American Investors Bank And Mortgage accept rolled coins?

Will American Investors Bank And Mortgage accept loose change?

Where is American Investors Bank And Mortgage headquarters?

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*All images, logos and public notes on this page appear courtesy of American Investors Bank And Mortgage and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.