American Investors Bank and Mortgage

6385 Old Shady Oak Rd, # 110
Eden Prairie, MN 55344

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 57695
Date Established 2004
Assets $0.09 billion
Loans $0.07 billion
Deposits $0.06 billion
Capital $0.01 billion

American Investors Bank and Mortgage is an FDIC insured institution located in Eden Prairie, MN. It was founded in 2004 and has approximately $0.09 billion in assets.

For a more detailed analysis of American Investors Bank and Mortgage's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in American Investors Bank and Mortgage’s loan portfolio are 1-4 Family Residential Loans, Construction and Development Loans, and Consumer Auto Loans.

Compared to other banks in Minnesota, American Investors Bank and Mortgage has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 94.92
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.23
Small Business Loans 0.00
Construction and Development Loans 0.50
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

Loan Rates

Your Current Location: Virginia, VA 20146

BestCashCow tracks mortgage, home equity, and auto loan rates. In the future, we will be adding other loan products. Please contact the lender for questions about their loan products.

Home Equity Rates APR Rate Monthly Payment
Line of Credit 3.50% 3.50% Varies Learn MoreShow Less

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

American Investors Bank and Mortgage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


American Investors Bank And Mortgage Locations

Financial Details

American Investors Bank and Mortgage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of American Investors Bank and Mortgage. The data is provided by the FDIC. Please remember that all banks listed on BestCashCow.com are FDIC insured while all credit unions are similarly insured by the NCUA. No depositor has ever lost money while their funds have been insured by the FDIC or NCUA.

Texas Ratio
American Investors Bank and Mortgage U.S. Bank Average
13.99% 9.11%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2016, American Investors Bank and Mortgage had $318,000 in non-current loans and $830,000 in owned real estate. To cover these potential losses it had $7,720,000 in equity and $487,000 in loans loss reserves. That gives it a Texas Ratio of 13.99%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
American Investors Bank and Mortgage U.S. Bank Average
0.24% 9.45%

American Investors Bank and Mortgage has a Return on Equity of 0.24% versus the BestCashCow average of 9.45%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
American Investors Bank and Mortgage U.S. Bank Average
8.24% 11.28%

American Investors Bank and Mortgage has a Capitalization of 8.24% versus the BestCashCow average of 11.28%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

American Investors Bank and Mortgage Balance Sheet Analysis

As of June 30, 2016, American Investors Bank and Mortgage had assets of $93,684,000, loans of $71,893,000, and deposits of $58,371,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Customer Reviews for American Investors Bank and Mortgage

There are currently no comments for American Investors Bank and Mortgage. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →