707 2nd Avenue South
Minneapolis, MN 55402

Notable Rates APY Vs.Others
Savings N.A. 2.20% →
1-Year CD N.A. 2.20% →
2-Year CD N.A. 2.20% →
5-Year CD N.A. 2.60% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2020 Overview

General Bank Information

AMERIPRISE BANK, FSB is an FDIC insured institution located in Minneapolis, MN. It was founded in 2006 and has approximately $2.81 billion in assets.

FDIC Insured Yes
FDIC Certificate # 58303
Date Established 2006
Assets $2.81 billion
Loans $0.09 billion
Deposits $2.54 billion
Capital $0.22 billion

For a more detailed analysis of AMERIPRISE BANK, FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no rates available for Ameriprise Bank, Fsb, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - February 21, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for AMERIPRISE BANK, FSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
3.284% 3.250% 0.38 $1,070 $1,089 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

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AMERIPRISE BANK, FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details


The following ratios and data are available to help you better understand the financial condition of AMERIPRISE BANK, FSB. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
0.29% 6.70%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2019, AMERIPRISE BANK, FSB had $636,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $215,931,000 in equity and $50,000 in loans loss reserves. That gives it a Texas Ratio of 0.29%.

Return on Equity
11.15% 9.72%

AMERIPRISE BANK, FSB has a Return on Equity of 11.15% versus the BestCashCow average of 9.72%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

7.69% 12.89%

AMERIPRISE BANK, FSB has a Capitalization of 7.69% versus the BestCashCow average of 12.89. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

AMERIPRISE BANK, FSB Balance Sheet Analysis

As of September 30, 2019, AMERIPRISE BANK, FSB had assets of $2,808,782,000, loans of $91,724,000, and deposits of $2,542,545,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2019
Cash & Balances due from depository institutions $0.22 billion
Interest-bearing balances $0.22 billion
Total securities $2.48 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.09 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.01 billion
All other assets $0.01 billion
     Total Assets $2.59 billion
Total deposits $2.54 billion
      Interest-bearing deposits $2.54 billion
      Deposits held in domestic offices $2.54 billion
      % insured (estimated) 97.58%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.05 billion
      Total Liabilities $2.59 billion
      Shareholders’ Equity $0.22 billion

Summary Income Statement

September 30, 2019
Total Interest Income $0.02 billion
Total Interest Expense $0.00 billion
Net interest income $0.02 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.02 billion
Pre-tax Net Operating Income $0.01 billion

Bank Loan Profile?

The top three loan types in AMERIPRISE BANK, FSB’s loan portfolio are Credit Card Loans, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in Minnesota, AMERIPRISE BANK, FSB has a significantly higher percent of Credit Card Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 100.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Ameriprise Bank, Fsb

Branches and Savings

Is Ameriprise Bank, Fsb FDIC insured?

Yes. It is covered under FDIC Certificate #58303.

Why does Ameriprise Bank, Fsb pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Ameriprise Bank, Fsb CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Ameriprise Bank, Fsb a commercial bank?


Where are Ameriprise Bank, Fsb locations?

See branch locations nearby.

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Do Ameriprise Bank, Fsb branches have notaries?

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Does Ameriprise Bank, Fsb require US citizenship to open account?

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Does Ameriprise Bank, Fsb Report to credit bureaus?

Does Ameriprise Bank, Fsb Use Equifax?

What is Ameriprise Bank, Fsb's ACH Routing Number?

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Does Ameriprise Bank, Fsb offer mortgages?

Compare mortgage rates here.

Does Ameriprise Bank, Fsb offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Ameriprise Bank, Fsb offer personal loans?

Compare personal loan rates here.

Does Ameriprise Bank, Fsb offer student loans?

Will Ameriprise Bank, Fsb cash a check?

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Does Ameriprise Bank, Fsb do currency exchange?

Background on The Bank

Who owns Ameriprise Bank, Fsb?

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Does Ameriprise Bank, Fsb have quick pay?

Does Ameriprise Bank, Fsb accept rolled coins?

Will Ameriprise Bank, Fsb accept loose change?

Where is Ameriprise Bank, Fsb headquarters?

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