Andrew Johnson Bank

124 North Main Street
Greeneville, TN 37743

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22015
Date Established 1975
Assets $0.35 billion
Loans $0.28 billion
Deposits $0.31 billion
Capital $0.04 billion

Andrew Johnson Bank is an FDIC insured institution located in Greeneville, TN. It was founded in 1975 and has approximately $0.35 billion in assets. Customers can open an account at one of its 8 branches.

For a more detailed analysis of Andrew Johnson Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Andrew Johnson Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Tennessee, Andrew Johnson Bank has a significantly higher percent of Multifamily Mortgages on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 43.92
Multifamily
Mortgages
7.79
Credit Card Loans 0.00
Consumer Auto Loans 0.51
Small Business Loans 18.12
Construction and Development Loans 13.02
Commercial Real Estate 26.50
Commercial and Industrial Loans 6.97
Farm Loans 0.19

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.35% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.10% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.15% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.15% $2,500 - Learn MoreShow Less
Checking Rates APY MIN FEE
Sky High Checking 2.52% $0 $0.00 Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Andrew Johnson Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Andrew Johnson Bank
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Branches

Andrew Johnson Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Andrew Johnson Bank Locations

Financial Details

Andrew Johnson Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Andrew Johnson Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Andrew Johnson Bank U.S. Bank Average
1.94% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Andrew Johnson Bank had $631,000 in non-current loans and $150,000 in owned real estate. To cover these potential losses it had $35,301,000 in equity and $5,036,000 in loans loss reserves. That gives it a Texas Ratio of 1.94%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Andrew Johnson Bank U.S. Bank Average
10.17% 8.58

Andrew Johnson Bank has a Return on Equity of 10.17% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Andrew Johnson Bank U.S. Bank Average
10.12% 12.11

Andrew Johnson Bank has a Capitalization of 10.12% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Andrew Johnson Bank Balance Sheet Analysis

As of June 30, 2017, Andrew Johnson Bank had assets of $348,856,000, loans of $281,053,000, and deposits of $312,547,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Andrew Johnson Bank

Branches and Savings

Is Andrew Johnson Bank FDIC insured?

Yes. It is covered under FDIC Certificate #22015.

Why does Andrew Johnson Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Andrew Johnson Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Andrew Johnson Bank a commercial bank?

Yes

Where are Andrew Johnson Bank locations?

See branch locations nearby.

Is Andrew Johnson Bank open on Saturdays?

Is Andrew Johnson Bank open on Sundays?

What time does Andrew Johnson Bank open?

What time does Andrew Johnson Bank close?

Are Andrew Johnson Bank ATMs Open 24/7?

Do Andrew Johnson Bank ATMs accept cash deposits?

Can Andrew Johnson Bank customers use other ATMs?

Do Andrew Johnson Bank branches have notaries?

Will Andrew Johnson Bank notarize my document?

What address for Andrew Johnson Bank should I put for incoming ACH transfers?

Will the Andrew Johnson Bank branch print checks?

Do Andrew Johnson Bank checks expire?

Does Andrew Johnson Bank require US citizenship to open account?

Can Andrew Johnson Bank close my account?

Does Andrew Johnson Bank Report to credit bureaus?

Does Andrew Johnson Bank Use Equifax?

What is Andrew Johnson Bank's ACH Routing Number?

What is Andrew Johnson Bank's SWIFT code?

Products

Does Andrew Johnson Bank offer mortgages?

Compare mortgage rates here.

Does Andrew Johnson Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Andrew Johnson Bank offer personal loans?

Compare personal loan rates here.

Does Andrew Johnson Bank offer student loans?

Will Andrew Johnson Bank cash a check?

Will Andrew Johnson Bank redeem a savings bond?

Does Andrew Johnson Bank cash savings bonds?

Will Andrew Johnson Bank cash money orders?

Can Andrew Johnson Bank issue a money order?

Does Andrew Johnson Bank do currency exchange?

Background on The Bank

Who owns Andrew Johnson Bank?

How long has Andrew Johnson Bank been around?

Can Andrew Johnson Bank transfer to other banks?

Does Andrew Johnson Bank have quick pay?

Does Andrew Johnson Bank accept rolled coins?

Will Andrew Johnson Bank accept loose change?

Where is Andrew Johnson Bank headquarters?

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