Arlington State Bank


230 West Main Street
Arlington, MN 55307
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.85% →
1-Year CD 0.35% 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD 1.20% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Arlington State Bank is an FDIC insured institution located in Arlington, MN. It was founded in 1895 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 1391
Date Established 1895
Assets $ 68.71 million
Loans $ 18.08 million
Deposits $ 62.19 million
Capital $ 5.70 million

For a more detailed analysis of Arlington State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 25, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.25% $25 - Learn More
Money Market
0.30% $2,500 - Learn More
6 Mo CD
0.25% $2,500 - Learn More
12 Mo CD
0.35% $500 - Learn More
18 Mo CD
0.40% $500 - Learn More
30 Mo CD
0.60% $500 - Learn More
36 Mo CD
0.70% $2,500 - Learn More
48 Mo CD
0.70% $10,000 - Learn More
60 Mo CD
1.20% $5,000 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.05% $900 - Learn MoreShow Less

Loan Rates - October 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Arlington State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
CIT Bank
NMLS ID: 541760
3.172% 3.100%
0.88 points
$2,315 fees
$1,068 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Arlington State Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Arlington State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Arlington State Bank Locations

Climate Initiatives

Arlington State Bank is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Arlington State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Arlington State Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Arlington State Bank U.S. Bank Average
24.29% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Arlington State Bank had $1,475,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $5,698,000 in equity and $374,000 in loans loss reserves. That gives it a Texas Ratio of 24.29%.

Return on Equity
Arlington State Bank U.S. Bank Average
2.88% 11.29%

Arlington State Bank has a Return on Equity of 2.88% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Arlington State Bank U.S. Bank Average
8.29% 11.72%

Arlington State Bank has a Capitalization of 8.29% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Arlington State Bank Balance Sheet Analysis

As of June 30, 2021, Arlington State Bank had assets of $68,706,000, loans of $18,080,000, and deposits of $62,192,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions $ 15.61 million
Interest-bearing balances $ 5.46 million
Total securities $ 33.01 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 18.08 million
Loan loss allowance $ 0.37 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 1.64 million
     Total Assets $ 63.01 million
Total deposits $ 62.19 million
      Interest-bearing deposits $ 44.33 million
      Deposits held in domestic offices $ 62.19 million
      % insured (estimated) 77.84%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.82 million
      Total Liabilities $ 63.01 million
      Shareholders’ Equity $ 5.70 million

Summary Income Statement

June 30, 2021
Total Interest Income $ 0.67 million
Total Interest Expense $ 0.07 million
Net interest income $ 0.60 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.12 million
Total non interest expense $ 0.64 million
Pre-tax Net Operating Income $ 0.08 million

Bank Loan Profile?

The top three loan types in Arlington State Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks, Arlington State Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.58
Credit Card Loans 0.00
Consumer Auto Loans 1.51
Small Business Loans 14.86
Construction and Development Loans 4.54
Commercial Real Estate 14.86
Commercial and Industrial Loans 9.43
Farm Loans 8.74

Frequently Asked Questions About Arlington State Bank

Branches and Savings

Is Arlington State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #1391.

Why does Arlington State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Arlington State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Arlington State Bank a commercial bank?


Where are Arlington State Bank locations?

See branch locations nearby.

Is Arlington State Bank open on Saturdays?

Is Arlington State Bank open on Sundays?

What time does Arlington State Bank open?

What time does Arlington State Bank close?

Are Arlington State Bank ATMs Open 24/7?

Do Arlington State Bank ATMs accept cash deposits?

Can Arlington State Bank customers use other ATMs?

Do Arlington State Bank branches have notaries?

Will Arlington State Bank notarize my document?

What address for Arlington State Bank should I put for incoming ACH transfers?

Will the Arlington State Bank branch print checks?

Do Arlington State Bank checks expire?

Does Arlington State Bank require US citizenship to open account?

Can Arlington State Bank close my account?

Does Arlington State Bank Report to credit bureaus?

Does Arlington State Bank Use Equifax?

What is Arlington State Bank's ACH Routing Number?

What is Arlington State Bank's SWIFT code?


Does Arlington State Bank offer mortgages?

Compare mortgage rates here.

Does Arlington State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Arlington State Bank offer personal loans?

Compare personal loan rates here.

Does Arlington State Bank offer student loans?

Will Arlington State Bank cash a check?

Will Arlington State Bank redeem a savings bond?

Does Arlington State Bank cash savings bonds?

Will Arlington State Bank cash money orders?

Can Arlington State Bank issue a money order?

Does Arlington State Bank do currency exchange?

Background on The Bank

Who owns Arlington State Bank?

How long has Arlington State Bank been around?

Can Arlington State Bank transfer to other banks?

Does Arlington State Bank have quick pay?

Does Arlington State Bank accept rolled coins?

Will Arlington State Bank accept loose change?

Where is Arlington State Bank headquarters?

Customer Reviews for Arlington State Bank

There are currently no comments for Arlington State Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →