Bank of Bearden

1 Second Street Nw
Bearden, AR 71720

Notable Rates APY Vs.Others
Savings N.A. 2.60% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Bank of Bearden is an FDIC insured institution located in Bearden, AR. It was founded in 1945 and has approximately $0.05 billion in assets.

FDIC Insured Yes
FDIC Certificate # 16282
Date Established 1945
Assets $0.05 billion
Loans $0.03 billion
Deposits $0.05 billion
Capital $0.01 billion
 

For a more detailed analysis of Bank of Bearden's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Bearden, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Bearden

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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License#: MC-3098
3.528% 3.500% 0.38 $868 $1,123 Learn More
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NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

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Figure Home Equity Line
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0.000 %
$0 Learn More
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3.740 %
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Atlantic Union Bank
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4.750 %
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Note to Bank of Bearden
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Branches

Bank of Bearden branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Bearden Locations


Financial Details

Bank of Bearden Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Bearden. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Bearden U.S. Bank Average
1.82% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Bank of Bearden had $121,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $6,329,000 in equity and $332,000 in loans loss reserves. That gives it a Texas Ratio of 1.82%.

Return on Equity
Bank of Bearden U.S. Bank Average
13.6% 9.50%

Bank of Bearden has a Return on Equity of 13.6% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Bearden U.S. Bank Average
11.96% 12.76%

Bank of Bearden has a Capitalization of 11.96% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Bearden Balance Sheet Analysis

As of June 30, 2019, Bank of Bearden had assets of $52,930,000, loans of $26,786,000, and deposits of $46,553,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.03 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.02 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 59.49%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Bank of Bearden’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Arkansas, Bank of Bearden has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 21.99
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 1.93
Small Business Loans 15.19
Construction and Development Loans 0.00
Commercial Real Estate 43.49
Commercial and Industrial Loans 13.23
Farm Loans 10.51

Frequently Asked Questions About Bank Of Bearden

Branches and Savings

Is Bank Of Bearden FDIC insured?

Yes. It is covered under FDIC Certificate #16282.

Why does Bank Of Bearden pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Bearden CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Bearden a commercial bank?

Yes

Where are Bank Of Bearden locations?

See branch locations nearby.

Is Bank Of Bearden open on Saturdays?

Is Bank Of Bearden open on Sundays?

What time does Bank Of Bearden open?

What time does Bank Of Bearden close?

Are Bank Of Bearden ATMs Open 24/7?

Do Bank Of Bearden ATMs accept cash deposits?

Can Bank Of Bearden customers use other ATMs?

Do Bank Of Bearden branches have notaries?

Will Bank Of Bearden notarize my document?

What address for Bank Of Bearden should I put for incoming ACH transfers?

Will the Bank Of Bearden branch print checks?

Do Bank Of Bearden checks expire?

Does Bank Of Bearden require US citizenship to open account?

Can Bank Of Bearden close my account?

Does Bank Of Bearden Report to credit bureaus?

Does Bank Of Bearden Use Equifax?

What is Bank Of Bearden's ACH Routing Number?

What is Bank Of Bearden's SWIFT code?

Products

Does Bank Of Bearden offer mortgages?

Compare mortgage rates here.

Does Bank Of Bearden offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Bearden offer personal loans?

Compare personal loan rates here.

Does Bank Of Bearden offer student loans?

Will Bank Of Bearden cash a check?

Will Bank Of Bearden redeem a savings bond?

Does Bank Of Bearden cash savings bonds?

Will Bank Of Bearden cash money orders?

Can Bank Of Bearden issue a money order?

Does Bank Of Bearden do currency exchange?

Background on The Bank

Who owns Bank Of Bearden?

How long has Bank Of Bearden been around?

Can Bank Of Bearden transfer to other banks?

Does Bank Of Bearden have quick pay?

Does Bank Of Bearden accept rolled coins?

Will Bank Of Bearden accept loose change?

Where is Bank Of Bearden headquarters?

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