Bank of Caneyville

102 N Main St
Caneyville, KY 42721

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15068
Date Established 1897
Assets $0.05 billion
Loans $0.02 billion
Deposits $0.04 billion
Capital $0.00 billion

Bank of Caneyville is an FDIC insured institution located in Caneyville, KY. It was founded in 1897 and has approximately $0.05 billion in assets.

For a more detailed analysis of Bank of Caneyville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Caneyville’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks in Kentucky, Bank of Caneyville has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 39.51
Multifamily
Mortgages
2.15
Credit Card Loans 0.00
Consumer Auto Loans 2.86
Small Business Loans 11.11
Construction and Development Loans 8.73
Commercial Real Estate 11.11
Commercial and Industrial Loans 5.56
Farm Loans 3.46

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Caneyville, but see these great savings and CD rates:

2.00% APY 12 Month CD from Synchrony Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Caneyville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More
CapWest Home Loans
NMLS ID: 6521
4.284% 4.250% 0.00 $997 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Bank of Caneyville
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Branches

Bank of Caneyville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Caneyville Locations

Financial Details

Bank of Caneyville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Caneyville. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Caneyville U.S. Bank Average
5.38% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Caneyville had $249,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,478,000 in equity and $153,000 in loans loss reserves. That gives it a Texas Ratio of 5.38%.

Return on Equity
Bank of Caneyville U.S. Bank Average
8.15% 8.84%

Bank of Caneyville has a Return on Equity of 8.15% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Caneyville U.S. Bank Average
9.12% 12.21%

Bank of Caneyville has a Capitalization of 9.12% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Caneyville Balance Sheet Analysis

As of June 30, 2016, Bank of Caneyville had assets of $47,857,000, loans of $17,328,000, and deposits of $44,557,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Caneyville

Branches and Savings

Is Bank of Caneyville FDIC insured?

Yes. It is covered under FDIC Certificate #15068.

Why does Bank of Caneyville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Caneyville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Caneyville a commercial bank?

Yes

Where are Bank of Caneyville locations?

See branch locations nearby.

Is Bank of Caneyville open on Saturdays?

Is Bank of Caneyville open on Sundays?

What time does Bank of Caneyville open?

What time does Bank of Caneyville close?

Are Bank of Caneyville ATMs Open 24/7?

Do Bank of Caneyville ATMs accept cash deposits?

Can Bank of Caneyville customers use other ATMs?

Do Bank of Caneyville branches have notaries?

Will Bank of Caneyville notarize my document?

What address for Bank of Caneyville should I put for incoming ACH transfers?

Will the Bank of Caneyville branch print checks?

Do Bank of Caneyville checks expire?

Does Bank of Caneyville require US citizenship to open account?

Can Bank of Caneyville close my account?

Does Bank of Caneyville Report to credit bureaus?

Does Bank of Caneyville Use Equifax?

What is Bank of Caneyville's ACH Routing Number?

What is Bank of Caneyville's SWIFT code?

Products

Does Bank of Caneyville offer mortgages?

Compare mortgage rates here.

Does Bank of Caneyville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Caneyville offer personal loans?

Compare personal loan rates here.

Does Bank of Caneyville offer student loans?

Will Bank of Caneyville cash a check?

Will Bank of Caneyville redeem a savings bond?

Does Bank of Caneyville cash savings bonds?

Will Bank of Caneyville cash money orders?

Can Bank of Caneyville issue a money order?

Does Bank of Caneyville do currency exchange?

Background on The Bank

Who owns Bank of Caneyville?

How long has Bank of Caneyville been around?

Can Bank of Caneyville transfer to other banks?

Does Bank of Caneyville have quick pay?

Does Bank of Caneyville accept rolled coins?

Will Bank of Caneyville accept loose change?

Where is Bank of Caneyville headquarters?

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