Bank of Chickamauga

201 Gordon Street
Chickamauga, GA 30707

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 5713
Date Established 1910
Assets $0.05 billion
Loans $0.02 billion
Deposits $0.04 billion
Capital $0.00 billion

Bank of Chickamauga is an FDIC insured institution located in Chickamauga, GA. It was founded in 1910 and has approximately $0.05 billion in assets.

For a more detailed analysis of Bank of Chickamauga's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Chickamauga’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Georgia, Bank of Chickamauga has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 62.60
Multifamily
Mortgages
0.77
Credit Card Loans 0.00
Consumer Auto Loans 3.04
Small Business Loans 17.82
Construction and Development Loans 4.11
Commercial Real Estate 23.29
Commercial and Industrial Loans 1.81
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Chickamauga, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Chickamauga

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Chickamauga
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Branches

Bank of Chickamauga branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Chickamauga Locations

Financial Details

Bank of Chickamauga Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Chickamauga. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Chickamauga U.S. Bank Average
11.88% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Chickamauga had $509,000 in non-current loans and $93,000 in owned real estate. To cover these potential losses it had $4,830,000 in equity and $238,000 in loans loss reserves. That gives it a Texas Ratio of 11.88%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Chickamauga U.S. Bank Average
-4.77% 8.58

Bank of Chickamauga has a Return on Equity of -4.77% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Chickamauga U.S. Bank Average
9.96% 12.11

Bank of Chickamauga has a Capitalization of 9.96% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Chickamauga Balance Sheet Analysis

As of December 31, 2013, Bank of Chickamauga had assets of $48,503,000, loans of $18,118,000, and deposits of $43,295,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Chickamauga

Branches and Savings

Is Bank of Chickamauga FDIC insured?

Yes. It is covered under FDIC Certificate #5713.

Why does Bank of Chickamauga pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Chickamauga CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Chickamauga a commercial bank?

Yes

Where are Bank of Chickamauga locations?

See branch locations nearby.

Is Bank of Chickamauga open on Saturdays?

Is Bank of Chickamauga open on Sundays?

What time does Bank of Chickamauga open?

What time does Bank of Chickamauga close?

Are Bank of Chickamauga ATMs Open 24/7?

Do Bank of Chickamauga ATMs accept cash deposits?

Can Bank of Chickamauga customers use other ATMs?

Do Bank of Chickamauga branches have notaries?

Will Bank of Chickamauga notarize my document?

What address for Bank of Chickamauga should I put for incoming ACH transfers?

Will the Bank of Chickamauga branch print checks?

Do Bank of Chickamauga checks expire?

Does Bank of Chickamauga require US citizenship to open account?

Can Bank of Chickamauga close my account?

Does Bank of Chickamauga Report to credit bureaus?

Does Bank of Chickamauga Use Equifax?

What is Bank of Chickamauga's ACH Routing Number?

What is Bank of Chickamauga's SWIFT code?

Products

Does Bank of Chickamauga offer mortgages?

Compare mortgage rates here.

Does Bank of Chickamauga offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Chickamauga offer personal loans?

Compare personal loan rates here.

Does Bank of Chickamauga offer student loans?

Will Bank of Chickamauga cash a check?

Will Bank of Chickamauga redeem a savings bond?

Does Bank of Chickamauga cash savings bonds?

Will Bank of Chickamauga cash money orders?

Can Bank of Chickamauga issue a money order?

Does Bank of Chickamauga do currency exchange?

Background on The Bank

Who owns Bank of Chickamauga?

How long has Bank of Chickamauga been around?

Can Bank of Chickamauga transfer to other banks?

Does Bank of Chickamauga have quick pay?

Does Bank of Chickamauga accept rolled coins?

Will Bank of Chickamauga accept loose change?

Where is Bank of Chickamauga headquarters?

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