Bank of Coushatta

1525 Ringgold Avenue
Coushatta, LA 71019


General Bank Information

FDIC Insured Yes
FDIC Certificate # 8531
Date Established 1897
Assets $0.21 billion
Loans $0.07 billion
Deposits $0.16 billion
Capital $0.02 billion

Bank of Coushatta is an FDIC insured institution located in Coushatta, LA. It was founded in 1897 and has approximately $0.21 billion in assets.

For a more detailed analysis of Bank of Coushatta's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Coushatta’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks, Bank of Coushatta’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 38.57
Credit Card Loans 0.00
Consumer Auto Loans 1.93
Small Business Loans 8.90
Construction and Development Loans 14.79
Commercial Real Estate 21.00
Commercial and Industrial Loans 7.22
Farm Loans 1.40

Savings Rates

Your Current Location: Virginia, VA 20146

3 Mo CD 10K
0.25% $10,000 - Learn MoreShow Less
6 Mo CD 10K
0.30% $10,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Variable IRA Rates APY MIN MAX
Var IRA 0K
2.02% $101 - Learn MoreShow Less
MM 10K
0.20% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.20% $2,000 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Coushatta

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Learn More
US Wide Financial
NMLS ID: 55028
License#: MC-5809
3.680% 3.625% 0.50 $1,705 $1,141 Learn More

Note to Bank of Coushatta
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Financial Details

Bank of Coushatta Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Coushatta. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Coushatta U.S. Bank Average
8.81% 8.87%

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of March 31, 2017, Bank of Coushatta had $1,968,000 in non-current loans and $95,000 in owned real estate. To cover these potential losses it had $21,917,000 in equity and $1,492,000 in loans loss reserves. That gives it a Texas Ratio of 8.81%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Coushatta U.S. Bank Average
13.76% 8.39%

Bank of Coushatta has a Return on Equity of 13.76% versus the BestCashCow average of 8.39%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bank of Coushatta U.S. Bank Average
10.4% 11.94%

Bank of Coushatta has a Capitalization of 10.4% versus the BestCashCow average of 11.94%. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Coushatta Balance Sheet Analysis

As of June 30, 2017, Bank of Coushatta had assets of $210,659,000, loans of $72,471,000, and deposits of $161,643,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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