Bank of Coweta

110 Jefferson Street
Newnan, GA 30263

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20827
Date Established 1972
Assets $0.34 billion
Loans $0.19 billion
Deposits $0.30 billion
Capital $0.03 billion

Bank of Coweta is an FDIC insured institution located in Newnan, GA. It was founded in 1972 and has approximately $0.34 billion in assets.

For a more detailed analysis of Bank of Coweta's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Coweta’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Bank of Coweta’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Coweta, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Coweta

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More
Rocket Mortgage
NMLS ID: 3030
4.248% 4.180% 0.50 $2,049 $1,220 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Coweta
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Branches

Bank of Coweta branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of Coweta Locations

Financial Details

Bank of Coweta Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Coweta. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Coweta U.S. Bank Average
68.36% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Coweta had $26,134,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $30,079,000 in equity and $8,153,000 in loans loss reserves. That gives it a Texas Ratio of 68.36%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Coweta U.S. Bank Average
-35.85% 8.58

Bank of Coweta has a Return on Equity of -35.85% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Coweta U.S. Bank Average
8.94% 12.11

Bank of Coweta has a Capitalization of 8.94% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Coweta Balance Sheet Analysis

As of November 30, -0001, Bank of Coweta had assets of $342,211,000, loans of $191,816,000, and deposits of $298,371,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Coweta

Branches and Savings

Is Bank of Coweta FDIC insured?

Yes. It is covered under FDIC Certificate #20827.

Why does Bank of Coweta pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Coweta CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Coweta a commercial bank?

Yes

Where are Bank of Coweta locations?

See branch locations nearby.

Is Bank of Coweta open on Saturdays?

Is Bank of Coweta open on Sundays?

What time does Bank of Coweta open?

What time does Bank of Coweta close?

Are Bank of Coweta ATMs Open 24/7?

Do Bank of Coweta ATMs accept cash deposits?

Can Bank of Coweta customers use other ATMs?

Do Bank of Coweta branches have notaries?

Will Bank of Coweta notarize my document?

What address for Bank of Coweta should I put for incoming ACH transfers?

Will the Bank of Coweta branch print checks?

Do Bank of Coweta checks expire?

Does Bank of Coweta require US citizenship to open account?

Can Bank of Coweta close my account?

Does Bank of Coweta Report to credit bureaus?

Does Bank of Coweta Use Equifax?

What is Bank of Coweta's ACH Routing Number?

What is Bank of Coweta's SWIFT code?

Products

Does Bank of Coweta offer mortgages?

Compare mortgage rates here.

Does Bank of Coweta offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Coweta offer personal loans?

Compare personal loan rates here.

Does Bank of Coweta offer student loans?

Will Bank of Coweta cash a check?

Will Bank of Coweta redeem a savings bond?

Does Bank of Coweta cash savings bonds?

Will Bank of Coweta cash money orders?

Can Bank of Coweta issue a money order?

Does Bank of Coweta do currency exchange?

Background on The Bank

Who owns Bank of Coweta?

How long has Bank of Coweta been around?

Can Bank of Coweta transfer to other banks?

Does Bank of Coweta have quick pay?

Does Bank of Coweta accept rolled coins?

Will Bank of Coweta accept loose change?

Where is Bank of Coweta headquarters?

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