Bank of Crocker

Headquarters

200 Ichord Ave
Waynesville, MO 65583
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 1.05% →
1-Year CD 0.50% 1.05% →
2-Year CD 0.65% 1.11% →
5-Year CD 1.30% 1.56% →
30-Year Mortgage N.A. 2.88% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Bank of Crocker is an FDIC insured institution located in Waynesville, MO. It was founded in 1911 and has approximately $0.12 billion in assets. Customers can open an account at one of its 4 branches.

FDIC Insured Yes
FDIC Certificate # 1937
Date Established 1911
Assets $ 124.90 million
Loans $ 51.66 million
Deposits $ 108.88 million
Capital $ 15.47 million
 

For a more detailed analysis of Bank of Crocker's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Savings
0.20% $25 - Learn More
Money Market
0.15% $1,000 $9,999 Learn More
Money Market
0.20% $10,000 $24,999 Learn More
Money Market
0.25% $25,000 $49,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.20% $2,500 - Learn More
6 Mo CD
0.30% $2,500 - Learn More
12 Mo CD
0.50% $2,500 - Learn More
18 Mo CD
0.55% $2,500 - Learn More
24 Mo CD
0.65% $2,500 - Learn More
30 Mo CD
0.75% $2,500 - Learn More
36 Mo CD
0.90% $2,500 - Learn More
48 Mo CD
1.11% $2,500 - Learn More
60 Mo CD
1.30% $2,500 - Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $9,999 Learn MoreShow Less

Loan Rates - August 14, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Crocker

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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Payment
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AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.914% 2.875% 0.50 $1,250 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.970% 2.900% 0.88 $2,264 $1,041 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
3.500 %
$25,000 Learn More
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Note to Bank of Crocker
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Branches

Bank of Crocker branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Crocker Locations


Financial Details

Bank of Crocker Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Crocker. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Crocker U.S. Bank Average
22.43% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Bank of Crocker had $1,607,000 in non-current loans and $2,079,000 in owned real estate. To cover these potential losses it had $15,473,000 in equity and $961,000 in loans loss reserves. That gives it a Texas Ratio of 22.43%.

Return on Equity
Bank of Crocker U.S. Bank Average
3% 7.80%

Bank of Crocker has a Return on Equity of 3% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Crocker U.S. Bank Average
12.39% 12.68%

Bank of Crocker has a Capitalization of 12.39% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Crocker Balance Sheet Analysis

As of March 31, 2020, Bank of Crocker had assets of $124,903,000, loans of $51,659,000, and deposits of $108,878,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 21.07 million
Interest-bearing balances $ 17.55 million
Total securities $ 37.92 million
Federal funds sold and reverse repurchase $ 9.50 million
Net loans and leases $ 51.66 million
Loan loss allowance $ 0.96 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 2.08 million
Goodwill and other intangibles N.A.
All other assets $ 0.92 million
     Total Assets $ 109.43 million
LIABILITIES
Total deposits $ 108.88 million
      Interest-bearing deposits $ 84.99 million
      Deposits held in domestic offices $ 108.88 million
      % insured (estimated) 80.95%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 0.55 million
      Total Liabilities $ 109.43 million
      Shareholders’ Equity $ 15.47 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 1.08 million
Total Interest Expense $ 0.18 million
Net interest income $ 0.91 million
Provision for loan and lease losses N.A.
Total non interest income $ 0.08 million
Total non interest expense $ 0.87 million
Pre-tax Net Operating Income $ 0.11 million

Bank Loan Profile?

The top three loan types in Bank of Crocker’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Missouri, Bank of Crocker has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 32.16
Multifamily
Mortgages
4.85
Credit Card Loans 0.00
Consumer Auto Loans 2.00
Small Business Loans 18.02
Construction and Development Loans 6.86
Commercial Real Estate 35.65
Commercial and Industrial Loans 7.63
Farm Loans 2.43

Frequently Asked Questions About Bank Of Crocker

Branches and Savings

Is Bank Of Crocker FDIC insured?

Yes. It is covered under FDIC Certificate #1937.

Why does Bank Of Crocker pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Crocker CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Crocker a commercial bank?

Yes

Where are Bank Of Crocker locations?

See branch locations nearby.

Is Bank Of Crocker open on Saturdays?

Is Bank Of Crocker open on Sundays?

What time does Bank Of Crocker open?

What time does Bank Of Crocker close?

Are Bank Of Crocker ATMs Open 24/7?

Do Bank Of Crocker ATMs accept cash deposits?

Can Bank Of Crocker customers use other ATMs?

Do Bank Of Crocker branches have notaries?

Will Bank Of Crocker notarize my document?

What address for Bank Of Crocker should I put for incoming ACH transfers?

Will the Bank Of Crocker branch print checks?

Do Bank Of Crocker checks expire?

Does Bank Of Crocker require US citizenship to open account?

Can Bank Of Crocker close my account?

Does Bank Of Crocker Report to credit bureaus?

Does Bank Of Crocker Use Equifax?

What is Bank Of Crocker's ACH Routing Number?

What is Bank Of Crocker's SWIFT code?

Products

Does Bank Of Crocker offer mortgages?

Compare mortgage rates here.

Does Bank Of Crocker offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Crocker offer personal loans?

Compare personal loan rates here.

Does Bank Of Crocker offer student loans?

Will Bank Of Crocker cash a check?

Will Bank Of Crocker redeem a savings bond?

Does Bank Of Crocker cash savings bonds?

Will Bank Of Crocker cash money orders?

Can Bank Of Crocker issue a money order?

Does Bank Of Crocker do currency exchange?

Background on The Bank

Who owns Bank Of Crocker?

How long has Bank Of Crocker been around?

Can Bank Of Crocker transfer to other banks?

Does Bank Of Crocker have quick pay?

Does Bank Of Crocker accept rolled coins?

Will Bank Of Crocker accept loose change?

Where is Bank Of Crocker headquarters?

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