Bank of Feather River

855 Harter Parkway, Suite 100
Yuba City, CA 95991

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58630
Date Established 2007
Assets $0.11 billion
Loans $0.09 billion
Deposits $0.09 billion
Capital $0.01 billion

Bank of Feather River is an FDIC insured institution located in Yuba City, CA. It was founded in 2007 and has approximately $0.11 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Feather River's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Feather River’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Construction and Development Loans.

Compared to other banks in California, Bank of Feather River has a significantly higher percent of Construction and Development Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 7.49
Multifamily
Mortgages
1.70
Credit Card Loans 0.00
Consumer Auto Loans 0.13
Small Business Loans 0.00
Construction and Development Loans 10.76
Commercial Real Estate 25.05
Commercial and Industrial Loans 16.98
Farm Loans 10.45

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $10,000 $49,999 Learn MoreShow Less
3 Mo CD 100K
0.15% $100,000 - Learn MoreShow Less
06MCD10K
0.20% $10,000 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.25% $100,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
FIXIRA0K
0.25% $500 $9,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $1 $9,999 Learn MoreShow Less
MM 10K
0.10% $10,000 $19,999 Learn MoreShow Less
MM 25K
0.15% $20,000 $39,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $1 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Feather River

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com NMLS#2890
NMLS ID: 2890
License#: MC-3098
3.930% 3.875% 0.25 $1,787 $1,176 Learn More
PenFed Credit Union
NMLS ID: 401822
4.073% 3.990% 0.00 $2,500 $1,193 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.490% $224.24 Learn More
Flagstar Bank 5.240% $275.79 Learn More

Note to Bank of Feather River
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Branches

Bank of Feather River branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Feather River Locations

Financial Details

Bank of Feather River Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Feather River. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Feather River U.S. Bank Average
1.66% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Feather River had $213,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $11,602,000 in equity and $1,264,000 in loans loss reserves. That gives it a Texas Ratio of 1.66%.

Return on Equity
Bank of Feather River U.S. Bank Average
8.17% 8.84%

Bank of Feather River has a Return on Equity of 8.17% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Feather River U.S. Bank Average
10.46% 12.21%

Bank of Feather River has a Capitalization of 10.46% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Feather River Balance Sheet Analysis

As of September 30, 2017, Bank of Feather River had assets of $110,955,000, loans of $92,676,000, and deposits of $87,714,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Feather River

Branches and Savings

Is Bank of Feather River FDIC insured?

Yes. It is covered under FDIC Certificate #58630.

Why does Bank of Feather River pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Feather River CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Feather River a commercial bank?

Yes

Where are Bank of Feather River locations?

See branch locations nearby.

Is Bank of Feather River open on Saturdays?

Is Bank of Feather River open on Sundays?

What time does Bank of Feather River open?

What time does Bank of Feather River close?

Are Bank of Feather River ATMs Open 24/7?

Do Bank of Feather River ATMs accept cash deposits?

Can Bank of Feather River customers use other ATMs?

Do Bank of Feather River branches have notaries?

Will Bank of Feather River notarize my document?

What address for Bank of Feather River should I put for incoming ACH transfers?

Will the Bank of Feather River branch print checks?

Do Bank of Feather River checks expire?

Does Bank of Feather River require US citizenship to open account?

Can Bank of Feather River close my account?

Does Bank of Feather River Report to credit bureaus?

Does Bank of Feather River Use Equifax?

What is Bank of Feather River's ACH Routing Number?

What is Bank of Feather River's SWIFT code?

Products

Does Bank of Feather River offer mortgages?

Compare mortgage rates here.

Does Bank of Feather River offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Feather River offer personal loans?

Compare personal loan rates here.

Does Bank of Feather River offer student loans?

Will Bank of Feather River cash a check?

Will Bank of Feather River redeem a savings bond?

Does Bank of Feather River cash savings bonds?

Will Bank of Feather River cash money orders?

Can Bank of Feather River issue a money order?

Does Bank of Feather River do currency exchange?

Background on The Bank

Who owns Bank of Feather River?

How long has Bank of Feather River been around?

Can Bank of Feather River transfer to other banks?

Does Bank of Feather River have quick pay?

Does Bank of Feather River accept rolled coins?

Will Bank of Feather River accept loose change?

Where is Bank of Feather River headquarters?

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