Bank of Hamilton

1 Wall Street
Hamilton, ND 58238

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 9127
Date Established 1886
Assets $0.02 billion
Loans $0.00 billion
Deposits $0.02 billion
Capital $0.00 billion

Bank of Hamilton is an FDIC insured institution located in Hamilton, ND. It was founded in 1886 and has approximately $0.02 billion in assets.

For a more detailed analysis of Bank of Hamilton's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Hamilton’s loan portfolio are Commercial and Industrial Loans, Farm Loans, and Consumer Auto Loans.

Compared to other banks in North Dakota, Bank of Hamilton has a significantly higher percent of Consumer Auto Loans, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.75
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 5.85
Small Business Loans 0.64
Construction and Development Loans 0.00
Commercial Real Estate 0.64
Commercial and Industrial Loans 28.24
Farm Loans 14.03

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Hamilton, but see these great savings and CD rates:

Advertiser Disclosure

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Hamilton

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.990% $238.42 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to Bank of Hamilton
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Branches

Bank of Hamilton branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Hamilton Locations

Financial Details

Bank of Hamilton Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Hamilton. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Hamilton U.S. Bank Average
0% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Bank of Hamilton had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,600,000 in equity and $106,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Bank of Hamilton U.S. Bank Average
0.42% 8.84%

Bank of Hamilton has a Return on Equity of 0.42% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Hamilton U.S. Bank Average
12.47% 12.21%

Bank of Hamilton has a Capitalization of 12.47% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Hamilton Balance Sheet Analysis

As of December 31, 2017, Bank of Hamilton had assets of $20,847,000, loans of $2,666,000, and deposits of $18,191,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.00 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.02 billion
LIABILITIES
Total deposits $0.02 billion
      Interest-bearing deposits $0.01 billion
      Deposits held in domestic offices $0.02 billion
      % insured (estimated) 89.54%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.02 billion
      Shareholders’ Equity $0.00 billion

Summary Income Statement

INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Bank Of Hamilton

Branches and Savings

Is Bank Of Hamilton FDIC insured?

Yes. It is covered under FDIC Certificate #9127.

Why does Bank Of Hamilton pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Of Hamilton CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Of Hamilton a commercial bank?

Yes

Where are Bank Of Hamilton locations?

See branch locations nearby.

Is Bank Of Hamilton open on Saturdays?

Is Bank Of Hamilton open on Sundays?

What time does Bank Of Hamilton open?

What time does Bank Of Hamilton close?

Are Bank Of Hamilton ATMs Open 24/7?

Do Bank Of Hamilton ATMs accept cash deposits?

Can Bank Of Hamilton customers use other ATMs?

Do Bank Of Hamilton branches have notaries?

Will Bank Of Hamilton notarize my document?

What address for Bank Of Hamilton should I put for incoming ACH transfers?

Will the Bank Of Hamilton branch print checks?

Do Bank Of Hamilton checks expire?

Does Bank Of Hamilton require US citizenship to open account?

Can Bank Of Hamilton close my account?

Does Bank Of Hamilton Report to credit bureaus?

Does Bank Of Hamilton Use Equifax?

What is Bank Of Hamilton's ACH Routing Number?

What is Bank Of Hamilton's SWIFT code?

Products

Does Bank Of Hamilton offer mortgages?

Compare mortgage rates here.

Does Bank Of Hamilton offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Of Hamilton offer personal loans?

Compare personal loan rates here.

Does Bank Of Hamilton offer student loans?

Will Bank Of Hamilton cash a check?

Will Bank Of Hamilton redeem a savings bond?

Does Bank Of Hamilton cash savings bonds?

Will Bank Of Hamilton cash money orders?

Can Bank Of Hamilton issue a money order?

Does Bank Of Hamilton do currency exchange?

Background on The Bank

Who owns Bank Of Hamilton?

How long has Bank Of Hamilton been around?

Can Bank Of Hamilton transfer to other banks?

Does Bank Of Hamilton have quick pay?

Does Bank Of Hamilton accept rolled coins?

Will Bank Of Hamilton accept loose change?

Where is Bank Of Hamilton headquarters?

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