Bank of Hazlehurst

22 South Tallahassee Street
Hazlehurst, GA 31539

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 149
Date Established 1906
Assets $0.13 billion
Loans $0.08 billion
Deposits $0.11 billion
Capital $0.02 billion

Bank of Hazlehurst is an FDIC insured institution located in Hazlehurst, GA. It was founded in 1906 and has approximately $0.13 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Bank of Hazlehurst's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Hazlehurst’s loan portfolio are Commercial and Industrial Loans, Farm Loans, and Commercial Real Estate.

Compared to other banks in Georgia, Bank of Hazlehurst has a significantly higher percent of Commercial and Industrial Loans, Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 8.03
Multifamily
Mortgages
0.61
Credit Card Loans 0.00
Consumer Auto Loans 2.06
Small Business Loans 7.72
Construction and Development Loans 1.32
Commercial Real Estate 9.16
Commercial and Industrial Loans 38.39
Farm Loans 34.22

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.25% $1,000 - Learn MoreShow Less
6 Mo CD 10K
0.30% $1,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.50% $1,000 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.25% $100 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.25% $100 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Hazlehurst

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
3.896% 3.875% 0.25 $628 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More
Flagstar Bank 4.990% $268.11 Learn More

Note to Bank of Hazlehurst
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Bank of Hazlehurst branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Hazlehurst Locations

Financial Details

Bank of Hazlehurst Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Hazlehurst. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Hazlehurst U.S. Bank Average
64.51% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Hazlehurst had $10,183,000 in non-current loans and $1,327,000 in owned real estate. To cover these potential losses it had $16,072,000 in equity and $1,770,000 in loans loss reserves. That gives it a Texas Ratio of 64.51%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Hazlehurst U.S. Bank Average
-13.69% 8.58

Bank of Hazlehurst has a Return on Equity of -13.69% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Hazlehurst U.S. Bank Average
12.32% 12.11

Bank of Hazlehurst has a Capitalization of 12.32% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Hazlehurst Balance Sheet Analysis

As of June 30, 2017, Bank of Hazlehurst had assets of $130,484,000, loans of $80,871,000, and deposits of $114,249,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Hazlehurst

Branches and Savings

Is Bank of Hazlehurst FDIC insured?

Yes. It is covered under FDIC Certificate #149.

Why does Bank of Hazlehurst pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Hazlehurst CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Hazlehurst a commercial bank?

Yes

Where are Bank of Hazlehurst locations?

See branch locations nearby.

Is Bank of Hazlehurst open on Saturdays?

Is Bank of Hazlehurst open on Sundays?

What time does Bank of Hazlehurst open?

What time does Bank of Hazlehurst close?

Are Bank of Hazlehurst ATMs Open 24/7?

Do Bank of Hazlehurst ATMs accept cash deposits?

Can Bank of Hazlehurst customers use other ATMs?

Do Bank of Hazlehurst branches have notaries?

Will Bank of Hazlehurst notarize my document?

What address for Bank of Hazlehurst should I put for incoming ACH transfers?

Will the Bank of Hazlehurst branch print checks?

Do Bank of Hazlehurst checks expire?

Does Bank of Hazlehurst require US citizenship to open account?

Can Bank of Hazlehurst close my account?

Does Bank of Hazlehurst Report to credit bureaus?

Does Bank of Hazlehurst Use Equifax?

What is Bank of Hazlehurst's ACH Routing Number?

What is Bank of Hazlehurst's SWIFT code?

Products

Does Bank of Hazlehurst offer mortgages?

Compare mortgage rates here.

Does Bank of Hazlehurst offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Hazlehurst offer personal loans?

Compare personal loan rates here.

Does Bank of Hazlehurst offer student loans?

Will Bank of Hazlehurst cash a check?

Will Bank of Hazlehurst redeem a savings bond?

Does Bank of Hazlehurst cash savings bonds?

Will Bank of Hazlehurst cash money orders?

Can Bank of Hazlehurst issue a money order?

Does Bank of Hazlehurst do currency exchange?

Background on The Bank

Who owns Bank of Hazlehurst?

How long has Bank of Hazlehurst been around?

Can Bank of Hazlehurst transfer to other banks?

Does Bank of Hazlehurst have quick pay?

Does Bank of Hazlehurst accept rolled coins?

Will Bank of Hazlehurst accept loose change?

Where is Bank of Hazlehurst headquarters?

Customer Reviews for Bank of Hazlehurst

There are currently no comments for Bank of Hazlehurst. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →