Bank of Montana

125 Bank Street, Suite 100
Missoula, MT 59802

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58482
Date Established 2007
Assets $0.08 billion
Loans $0.06 billion
Deposits $0.08 billion
Capital $0.01 billion

Bank of Montana is an FDIC insured institution located in Missoula, MT. It was founded in 2007 and has approximately $0.08 billion in assets.

For a more detailed analysis of Bank of Montana's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of Montana’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and Small Business Loans.

Compared to other banks in Montana, Bank of Montana has a significantly higher percent of Multifamily Mortgages, Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 17.26
Multifamily
Mortgages
11.97
Credit Card Loans 0.00
Consumer Auto Loans 0.12
Small Business Loans 17.49
Construction and Development Loans 4.34
Commercial Real Estate 34.48
Commercial and Industrial Loans 24.86
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Of Montana, but see these great savings and CD rates:

1.25% APY Online Savings Account from Ally Bank
1.60% APY 11 Month CD from Ally Bank

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of Montana

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
vLoan
NMLS ID: 2229
License#: MC-5591
4.064% 4.000% 0.25 $1,938 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of Montana
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Branches

Bank of Montana branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank of Montana Locations

Financial Details

Bank of Montana Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of Montana. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of Montana U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of Montana had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $7,761,000 in equity and $777,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of Montana U.S. Bank Average
53.57% 8.58

Bank of Montana has a Return on Equity of 53.57% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of Montana U.S. Bank Average
9.23% 12.11

Bank of Montana has a Capitalization of 9.23% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of Montana Balance Sheet Analysis

As of June 30, 2017, Bank of Montana had assets of $84,105,000, loans of $59,686,000, and deposits of $76,018,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of Montana

Branches and Savings

Is Bank of Montana FDIC insured?

Yes. It is covered under FDIC Certificate #58482.

Why does Bank of Montana pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of Montana CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of Montana a commercial bank?

Yes

Where are Bank of Montana locations?

See branch locations nearby.

Is Bank of Montana open on Saturdays?

Is Bank of Montana open on Sundays?

What time does Bank of Montana open?

What time does Bank of Montana close?

Are Bank of Montana ATMs Open 24/7?

Do Bank of Montana ATMs accept cash deposits?

Can Bank of Montana customers use other ATMs?

Do Bank of Montana branches have notaries?

Will Bank of Montana notarize my document?

What address for Bank of Montana should I put for incoming ACH transfers?

Will the Bank of Montana branch print checks?

Do Bank of Montana checks expire?

Does Bank of Montana require US citizenship to open account?

Can Bank of Montana close my account?

Does Bank of Montana Report to credit bureaus?

Does Bank of Montana Use Equifax?

What is Bank of Montana's ACH Routing Number?

What is Bank of Montana's SWIFT code?

Products

Does Bank of Montana offer mortgages?

Compare mortgage rates here.

Does Bank of Montana offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of Montana offer personal loans?

Compare personal loan rates here.

Does Bank of Montana offer student loans?

Will Bank of Montana cash a check?

Will Bank of Montana redeem a savings bond?

Does Bank of Montana cash savings bonds?

Will Bank of Montana cash money orders?

Can Bank of Montana issue a money order?

Does Bank of Montana do currency exchange?

Background on The Bank

Who owns Bank of Montana?

How long has Bank of Montana been around?

Can Bank of Montana transfer to other banks?

Does Bank of Montana have quick pay?

Does Bank of Montana accept rolled coins?

Will Bank of Montana accept loose change?

Where is Bank of Montana headquarters?

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