Bank of the Orient

233 Sansome Street
San Francisco, CA 94104

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 20387
Date Established 1971
Assets $0.66 billion
Loans $0.54 billion
Deposits $0.57 billion
Capital $0.07 billion

Bank of the Orient is an FDIC insured institution located in San Francisco, CA. It was founded in 1971 and has approximately $0.66 billion in assets. Customers can open an account at one of its 9 branches.

For a more detailed analysis of Bank of the Orient's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank of the Orient’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks, Bank of the Orient’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.00
Multifamily
Mortgages
10.99
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 10.29
Construction and Development Loans 2.27
Commercial Real Estate 46.55
Commercial and Industrial Loans 22.53
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.10% $1,000 $49,999 Learn MoreShow Less
3 Mo CD 100K
0.20% $100,000 - Learn MoreShow Less
6 Mo CD 10K
0.15% $1,000 $49,999 Learn MoreShow Less
6 Mo CD 100K
0.25% $100,000 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.10% $250 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.10% $1 $24,999 Learn MoreShow Less
MM 25K
0.10% $25,000 $49,999 Learn MoreShow Less
PREMM Rates APY MIN MAX
Premium MM 10K
0.10% $1 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $100 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank of the Orient

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank of the Orient
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Branches

Bank of the Orient branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Of The Orient Locations

Financial Details

Bank of the Orient Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank of the Orient. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank of the Orient U.S. Bank Average
3.57% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank of the Orient had $2,922,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $71,808,000 in equity and $10,113,000 in loans loss reserves. That gives it a Texas Ratio of 3.57%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank of the Orient U.S. Bank Average
7.94% 8.58

Bank of the Orient has a Return on Equity of 7.94% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank of the Orient U.S. Bank Average
10.86% 12.11

Bank of the Orient has a Capitalization of 10.86% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank of the Orient Balance Sheet Analysis

As of June 30, 2017, Bank of the Orient had assets of $661,427,000, loans of $543,873,000, and deposits of $568,457,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank of the Orient

Branches and Savings

Is Bank of the Orient FDIC insured?

Yes. It is covered under FDIC Certificate #20387.

Why does Bank of the Orient pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank of the Orient CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank of the Orient a commercial bank?

Yes

Where are Bank of the Orient locations?

See branch locations nearby.

Is Bank of the Orient open on Saturdays?

Is Bank of the Orient open on Sundays?

What time does Bank of the Orient open?

What time does Bank of the Orient close?

Are Bank of the Orient ATMs Open 24/7?

Do Bank of the Orient ATMs accept cash deposits?

Can Bank of the Orient customers use other ATMs?

Do Bank of the Orient branches have notaries?

Will Bank of the Orient notarize my document?

What address for Bank of the Orient should I put for incoming ACH transfers?

Will the Bank of the Orient branch print checks?

Do Bank of the Orient checks expire?

Does Bank of the Orient require US citizenship to open account?

Can Bank of the Orient close my account?

Does Bank of the Orient Report to credit bureaus?

Does Bank of the Orient Use Equifax?

What is Bank of the Orient's ACH Routing Number?

What is Bank of the Orient's SWIFT code?

Products

Does Bank of the Orient offer mortgages?

Compare mortgage rates here.

Does Bank of the Orient offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank of the Orient offer personal loans?

Compare personal loan rates here.

Does Bank of the Orient offer student loans?

Will Bank of the Orient cash a check?

Will Bank of the Orient redeem a savings bond?

Does Bank of the Orient cash savings bonds?

Will Bank of the Orient cash money orders?

Can Bank of the Orient issue a money order?

Does Bank of the Orient do currency exchange?

Background on The Bank

Who owns Bank of the Orient?

How long has Bank of the Orient been around?

Can Bank of the Orient transfer to other banks?

Does Bank of the Orient have quick pay?

Does Bank of the Orient accept rolled coins?

Will Bank of the Orient accept loose change?

Where is Bank of the Orient headquarters?

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