Bank Reale

5205 Road 68
Pasco, WA 99301

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58183
Date Established 2006
Assets $0.04 billion
Loans $0.03 billion
Deposits $0.04 billion
Capital $0.00 billion

Bank Reale is an FDIC insured institution located in Pasco, WA. It was founded in 2006 and has approximately $0.04 billion in assets.

For a more detailed analysis of Bank Reale's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bank Reale’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks in Washington, Bank Reale has a significantly higher percent of Small Business Loans, Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 1.86
Multifamily
Mortgages
1.32
Credit Card Loans 0.00
Consumer Auto Loans 2.43
Small Business Loans 37.97
Construction and Development Loans 14.79
Commercial Real Estate 37.97
Commercial and Industrial Loans 18.38
Farm Loans 15.13

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Bank Reale, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bank Reale

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bank Reale
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Branches

Bank Reale branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bank Reale Locations

Financial Details

Bank Reale Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bank Reale. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bank Reale U.S. Bank Average
45.38% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bank Reale had $1,642,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $2,451,000 in equity and $1,167,000 in loans loss reserves. That gives it a Texas Ratio of 45.38%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bank Reale U.S. Bank Average
-26.65% 8.58

Bank Reale has a Return on Equity of -26.65% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bank Reale U.S. Bank Average
6.34% 12.11

Bank Reale has a Capitalization of 6.34% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bank Reale Balance Sheet Analysis

As of September 30, 2014, Bank Reale had assets of $37,988,000, loans of $26,980,000, and deposits of $35,986,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bank Reale

Branches and Savings

Is Bank Reale FDIC insured?

Yes. It is covered under FDIC Certificate #58183.

Why does Bank Reale pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bank Reale CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bank Reale a commercial bank?

Yes

Where are Bank Reale locations?

See branch locations nearby.

Is Bank Reale open on Saturdays?

Is Bank Reale open on Sundays?

What time does Bank Reale open?

What time does Bank Reale close?

Are Bank Reale ATMs Open 24/7?

Do Bank Reale ATMs accept cash deposits?

Can Bank Reale customers use other ATMs?

Do Bank Reale branches have notaries?

Will Bank Reale notarize my document?

What address for Bank Reale should I put for incoming ACH transfers?

Will the Bank Reale branch print checks?

Do Bank Reale checks expire?

Does Bank Reale require US citizenship to open account?

Can Bank Reale close my account?

Does Bank Reale Report to credit bureaus?

Does Bank Reale Use Equifax?

What is Bank Reale's ACH Routing Number?

What is Bank Reale's SWIFT code?

Products

Does Bank Reale offer mortgages?

Compare mortgage rates here.

Does Bank Reale offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bank Reale offer personal loans?

Compare personal loan rates here.

Does Bank Reale offer student loans?

Will Bank Reale cash a check?

Will Bank Reale redeem a savings bond?

Does Bank Reale cash savings bonds?

Will Bank Reale cash money orders?

Can Bank Reale issue a money order?

Does Bank Reale do currency exchange?

Background on The Bank

Who owns Bank Reale?

How long has Bank Reale been around?

Can Bank Reale transfer to other banks?

Does Bank Reale have quick pay?

Does Bank Reale accept rolled coins?

Will Bank Reale accept loose change?

Where is Bank Reale headquarters?

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