1125 West Poplar Ave
Collierville, TN 38017

Notable Rates APY Vs.Others
Savings 0.25% 2.30% →
1-Year CD 1.70% 2.25% →
2-Year CD 1.80% 2.50% →
5-Year CD 1.95% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

BankTennessee is an FDIC insured institution located in Collierville, TN. It was founded in 1934 and has approximately $0.31 billion in assets. Customers can open an account at one of its 8 branches.

FDIC Insured Yes
FDIC Certificate # 29177
Date Established 1934
Assets $0.31 billion
Loans $0.24 billion
Deposits $0.27 billion
Capital $0.03 billion

For a more detailed analysis of BankTennessee's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
3 Mo CD
0.76% $1,000 - Learn MoreShow Less
6 Mo CD
0.86% $1,000 - Learn MoreShow Less
1.70% $1,000 $9,999,999 Learn MoreShow Less
12 Mo CD
1.70% $1,000 - Learn MoreShow Less
1.75% $1,000 $9,999,999 Learn MoreShow Less
18 Mo CD
1.75% $1,000 - Learn MoreShow Less
1.80% $1,000 $9,999,999 Learn MoreShow Less
24 Mo CD
1.80% $1,000 - Learn MoreShow Less
1.85% $1,000 $9,999,999 Learn MoreShow Less
36 Mo CD
1.85% $1,000 - Learn MoreShow Less
1.90% $1,000 $9,999,999 Learn MoreShow Less
48 Mo CD
1.90% $1,000 - Learn MoreShow Less
1.95% $1,000 $9,999,999 Learn MoreShow Less
60 Mo CD
1.95% $1,000 - Learn MoreShow Less

1.70% $1,000 $9,999,999 Learn MoreShow Less
Fixed IRA
1.70% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 - Learn MoreShow Less

Loan Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for BankTennessee

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
NMLS ID: 2890
License#: MC-3098
3.528% 3.500% 0.38 $868 $1,123 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to BankTennessee
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BankTennessee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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BankTennessee Locations

Financial Details

BankTennessee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankTennessee. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankTennessee U.S. Bank Average
3.73% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, BankTennessee had $1,310,000 in non-current loans and $61,000 in owned real estate. To cover these potential losses it had $33,395,000 in equity and $3,365,000 in loans loss reserves. That gives it a Texas Ratio of 3.73%.

Return on Equity
BankTennessee U.S. Bank Average
13.44% 9.50%

BankTennessee has a Return on Equity of 13.44% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

BankTennessee U.S. Bank Average
10.79% 12.76%

BankTennessee has a Capitalization of 10.79% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankTennessee Balance Sheet Analysis

As of June 30, 2019, BankTennessee had assets of $309,482,000, loans of $244,860,000, and deposits of $269,905,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.01 billion
Total securities $0.02 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.24 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.28 billion
Total deposits $0.27 billion
      Interest-bearing deposits $0.22 billion
      Deposits held in domestic offices $0.27 billion
      % insured (estimated) 81.99%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.28 billion
      Shareholders’ Equity $0.03 billion

Summary Income Statement

June 30, 2019
Total Interest Income $0.01 billion
Total Interest Expense $0.00 billion
Net interest income $0.01 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in BankTennessee’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, BankTennessee’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 35.15
Credit Card Loans 0.00
Consumer Auto Loans 0.78
Small Business Loans 13.33
Construction and Development Loans 14.42
Commercial Real Estate 26.11
Commercial and Industrial Loans 16.64
Farm Loans 0.50

Frequently Asked Questions About Banktennessee

Branches and Savings

Is Banktennessee FDIC insured?

Yes. It is covered under FDIC Certificate #29177.

Why does Banktennessee pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Banktennessee CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Banktennessee a commercial bank?


Where are Banktennessee locations?

See branch locations nearby.

Is Banktennessee open on Saturdays?

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Are Banktennessee ATMs Open 24/7?

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Will Banktennessee notarize my document?

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Will the Banktennessee branch print checks?

Do Banktennessee checks expire?

Does Banktennessee require US citizenship to open account?

Can Banktennessee close my account?

Does Banktennessee Report to credit bureaus?

Does Banktennessee Use Equifax?

What is Banktennessee's ACH Routing Number?

What is Banktennessee's SWIFT code?


Does Banktennessee offer mortgages?

Compare mortgage rates here.

Does Banktennessee offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Banktennessee offer personal loans?

Compare personal loan rates here.

Does Banktennessee offer student loans?

Will Banktennessee cash a check?

Will Banktennessee redeem a savings bond?

Does Banktennessee cash savings bonds?

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Does Banktennessee do currency exchange?

Background on The Bank

Who owns Banktennessee?

How long has Banktennessee been around?

Can Banktennessee transfer to other banks?

Does Banktennessee have quick pay?

Does Banktennessee accept rolled coins?

Will Banktennessee accept loose change?

Where is Banktennessee headquarters?

Customer Reviews for BankTennessee

  • November 04, 2019 |

    CDs 12 Month Rates

    So convenient, the branch is right around the corner and the process (paper work) was minimal. I had some extra cash sitting in a very low interest rate savings account in another state that made sense to improve on. Very happy to improve my rate of return by over 20 times.

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