1125 West Poplar Ave
Collierville, TN 38017
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 0.65% →
1-Year CD 0.60% 0.70% →
2-Year CD 0.70% 0.75% →
5-Year CD 1.05% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

BankTennessee is an FDIC insured institution located in Collierville, TN. It was founded in 1934 and has approximately $0.41 billion in assets. Customers can open an account at one of its 8 branches.

FDIC Insured Yes
FDIC Certificate # 29177
Date Established 1934
Assets $ 405.62 million
Loans $ 311.51 million
Deposits $ 368.93 million
Capital $ 35.67 million

For a more detailed analysis of BankTennessee's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 29, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
0.25% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
6 Mo CD
0.55% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.70% $10,000 $14,999 Learn More
24 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $99 Learn MoreShow Less
Int Ckg
0.20% $2,500 $3,499 Learn MoreShow Less

Loan Rates - July 29, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for BankTennessee

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.465% 3.375%
0.63 points
$2,812 fees
$1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
4.840 %
$0 Learn More
More Info

Note to BankTennessee
To upload and update your bank's rates please register. It is free to register and add rates.


BankTennessee branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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BankTennessee Locations

Financial Details

BankTennessee Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankTennessee. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankTennessee U.S. Bank Average
7.74% 5.29%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2021, BankTennessee had $3,119,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $35,669,000 in equity and $4,631,000 in loans loss reserves. That gives it a Texas Ratio of 7.74%.

Return on Equity
BankTennessee U.S. Bank Average
12.61% 11.43%

BankTennessee has a Return on Equity of 12.61% versus the BestCashCow average of 11.43%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

BankTennessee U.S. Bank Average
8.79% 11.51%

BankTennessee has a Capitalization of 8.79% versus the BestCashCow average of 11.51. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankTennessee Balance Sheet Analysis

As of March 31, 2021, BankTennessee had assets of $405,618,000, loans of $311,512,000, and deposits of $368,927,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2021
Cash & Balances due from depository institutions $ 41.30 million
Interest-bearing balances $ 36.82 million
Total securities $ 19.76 million
Federal funds sold and reverse repurchase $ 5.01 million
Net loans and leases $ 311.51 million
Loan loss allowance $ 4.63 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 3.15 million
All other assets $ 13.57 million
     Total Assets $ 369.95 million
Total deposits $ 368.93 million
      Interest-bearing deposits $ 286.06 million
      Deposits held in domestic offices $ 368.93 million
      % insured (estimated) 78.70%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 1.02 million
      Total Liabilities $ 369.95 million
      Shareholders’ Equity $ 35.67 million

Summary Income Statement

March 31, 2021
Total Interest Income $ 4.10 million
Total Interest Expense $ 0.55 million
Net interest income $ 3.56 million
Provision for loan and lease losses $ 0.25 million
Total non interest income $ 0.38 million
Total non interest expense $ 2.50 million
Pre-tax Net Operating Income $ 1.20 million

Bank Loan Profile?

The top three loan types in BankTennessee’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, BankTennessee’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 41.98
Credit Card Loans 0.00
Consumer Auto Loans 0.74
Small Business Loans 0.00
Construction and Development Loans 12.82
Commercial Real Estate 23.05
Commercial and Industrial Loans 16.29
Farm Loans 0.00

Frequently Asked Questions About Banktennessee

Branches and Savings

Is Banktennessee FDIC insured?

Yes. It is covered under FDIC Certificate #29177.

Why does Banktennessee pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Banktennessee CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Banktennessee a commercial bank?


Where are Banktennessee locations?

See branch locations nearby.

Is Banktennessee open on Saturdays?

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Are Banktennessee ATMs Open 24/7?

Do Banktennessee ATMs accept cash deposits?

Can Banktennessee customers use other ATMs?

Do Banktennessee branches have notaries?

Will Banktennessee notarize my document?

What address for Banktennessee should I put for incoming ACH transfers?

Will the Banktennessee branch print checks?

Do Banktennessee checks expire?

Does Banktennessee require US citizenship to open account?

Can Banktennessee close my account?

Does Banktennessee Report to credit bureaus?

Does Banktennessee Use Equifax?

What is Banktennessee's ACH Routing Number?

What is Banktennessee's SWIFT code?


Does Banktennessee offer mortgages?

Compare mortgage rates here.

Does Banktennessee offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Banktennessee offer personal loans?

Compare personal loan rates here.

Does Banktennessee offer student loans?

Will Banktennessee cash a check?

Will Banktennessee redeem a savings bond?

Does Banktennessee cash savings bonds?

Will Banktennessee cash money orders?

Can Banktennessee issue a money order?

Does Banktennessee do currency exchange?

Background on The Bank

Who owns Banktennessee?

How long has Banktennessee been around?

Can Banktennessee transfer to other banks?

Does Banktennessee have quick pay?

Does Banktennessee accept rolled coins?

Will Banktennessee accept loose change?

Where is Banktennessee headquarters?

Customer Reviews for BankTennessee

  • November 4, 2019 |

    CDs 12 Month Rates

    So convenient, the branch is right around the corner and the process (paper work) was minimal. I had some extra cash sitting in a very low interest rate savings account in another state that made sense to improve on. Very happy to improve my rate of return by over 20 times.

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