BankUnited, National Association

Headquarters

14817 Oak Ln
Miami Lakes, FL 33016
See all branch locations →

Phone 1-877-779-2265

Notable Rates APY Vs.Others
Savings N.A. 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Bank Information

BankUnited, National Association is an FDIC insured institution located in Miami Lakes, FL. It was founded in 2009 and has approximately $35.4 billion in assets. Customers can open an account at one of its 106 branches.

FDIC Insured Yes
FDIC Certificate # 58979
Date Established 2009
Assets $ 35.40 billion
Loans $ 24.40 billion
Deposits $ 28.04 billion
Capital $ 3.18 billion
 

For a more detailed analysis of BankUnited, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 10, 2024

Your Current Location: Washington, WA 98109


Loan Rates - December 10, 2024

Your Current Location: Washington, WA 98109

There are currently no loan rates available for BankUnited, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Washington 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.116% 6.000%
0.75 points
$4,000 fees
$1,919 Learn More
Sammamish Mortgage Company
NMLS ID: 118653
License#: CL-118653
6.340% 6.250%
1.00 points
$3,034 fees
$1,971 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.580% 6.490%
0.75 points
$3,020 fees
$2,021 Learn More
PenFed Credit Union
NMLS ID: 401822
6.782% 6.625%
1.00 points
$5,195 fees
$2,049 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Rate
Rate
See Table
Intro APR 9.600 %
After Intro: 9.600 %
$25,000 Learn More
More Info

Note to BankUnited, National Association
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

BankUnited, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington


BankUnited, National Association Locations around zip code 98109


BranchDistance Map View Lobby Hours

Clearwater/Harbor Oaks Branch

2498.04 A View Lobby Hours

Clearwater/Countryside Branch

2498.87 B View Lobby Hours

Oldsmar/ Tampa Road

2501.49 C View Lobby Hours

Clearwater/Feather Sound Branch

2505.67 D View Lobby Hours

Tampa/Carrollwood Branch

2506.47 E View Lobby Hours

St. Petersburg/ Central Avenue

2508.64 F View Lobby Hours

Tampa Westshore / The Corner Branch

2510.28 G View Lobby Hours

St Petersburg 4th St Branch

2511.25 H View Lobby Hours

Tampa Henderson Branch

2512.06 I View Lobby Hours

Bradenton/Manatee Ave Branch

2523.47 J View Lobby Hours

Sarasota/Broadway Promenade Branch

2532.49 K View Lobby Hours

Lake Mary

2533.88 L View Lobby Hours

Sarasota Southside Village Branch

2534.28 M View Lobby Hours

Altamonte Springs

2536.43 N View Lobby Hours

Orlando/ Downtown Central

2540.43 O View Lobby Hours

Orlando Branch

2541.51 P View Lobby Hours

Venice/Village Shoppes Branch

2550.52 Q View Lobby Hours

Port Charlotte/Town & Country Branch

2567.64 R View Lobby Hours

Bonita/Riverview Center Branch

2603.71 S View Lobby Hours

Avenue Of The Americas Branch

2606.72 T View Lobby Hours

623 Fifth Avenue Branch

2607.17 U View Lobby Hours

299 Park Avenue

2607.29 V View Lobby Hours

Nyc 57th & Lexington Avenue

2607.52 W View Lobby Hours

Pavilion Branch

2607.60 X View Lobby Hours

Borough Park Brooklyn

2607.72 Y View Lobby Hours

Naples Parkshore Branch

2609.49 Z View Lobby Hours


Climate Policy and Initiatives

BankUnited, National Association is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

BankUnited, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of BankUnited, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
BankUnited, National Association U.S. Bank Average
11.78% 4.48%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2024, BankUnited, National Association had $398,224,000 in non-current loans and $2,513,000 in owned real estate. To cover these potential losses it had $3,176,991,000 in equity and $225,698,000 in loans loss reserves. That gives it a Texas Ratio of 11.78%.

Return on Equity
BankUnited, National Association U.S. Bank Average
7.9% 10.46%

BankUnited, National Association has a Return on Equity of 7.9% versus the BestCashCow average of 10.46%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
BankUnited, National Association U.S. Bank Average
8.97% 10.84%

BankUnited, National Association has a Capitalization of 8.97% versus the BestCashCow average of 10.84. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

BankUnited, National Association Balance Sheet Analysis

As of June 30, 2024, BankUnited, National Association had assets of $35,401,701,000, loans of $24,402,786,000, and deposits of $28,037,211,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2024
ASSETS
Cash & Balances due from depository institutions $ 433.45 million
Interest-bearing balances $ 420.82 million
Total securities $ 8.92 billion
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 24.40 billion
Loan loss allowance $ 225.70 million
Trading account assets $ 100.14 million
Bank premises and fixed assets N.A.
Other real estate owned $ 2.51 million
Goodwill and other intangibles $ 79.38 million
All other assets $ 1,677.89 million
     Total Assets $ 32.22 billion
LIABILITIES
Total deposits $ 28.04 billion
      Interest-bearing deposits $ 19.70 billion
      Deposits held in domestic offices $ 28.04 billion
      % insured (estimated) 50.19%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities $ 100.29 million
Other borrowed funds $ 4.03 billion
Subordinated debt N.A.
All other liabilities $ 700.93 million
      Total Liabilities $ 32.22 billion
      Shareholders’ Equity $ 3.18 billion

Summary Income Statement

June 30, 2024
INCOME AND EXPENSES
Total Interest Income $ 964.28 million
Total Interest Expense $ 504.47 million
Net interest income $ 459.81 million
Provision for loan and lease losses $ 34.82 million
Total non interest income $ 48.37 million
Total non interest expense $ 307.88 million
Pre-tax Net Operating Income $ 218.49 million

Bank Loan Profile?

The top three loan types in BankUnited, National Association’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, BankUnited, National Association’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 36.32
Multifamily
Mortgages
3.80
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 1.05
Construction and Development Loans 0.88
Commercial Real Estate 23.80
Commercial and Industrial Loans 17.17
Farm Loans 0.16

Customer Reviews for BankUnited, National Association

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