Boston Trust Walden Company

Headquarters

One Beacon Street, 33rd Floor
Boston, MA 02108
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Boston Trust Walden Company is an FDIC insured institution located in Boston, MA. It was founded in 1960 and has approximately $0.04 billion in assets.

FDIC Insured Yes
FDIC Certificate # 18342
Date Established 1960
Assets $ 43.11 million
Loans $ 0.04 million
Deposits $ 0.50 million
Capital $ 36.67 million
 

For a more detailed analysis of Boston Trust Walden Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Boston Trust Walden Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Boston Trust Walden Company
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Branches

Boston Trust Walden Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Boston Trust Walden Company Locations


Financial Details

Boston Trust Walden Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Boston Trust Walden Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Boston Trust Walden Company U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Boston Trust Walden Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $36,666,000 in equity and $6,000 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Boston Trust Walden Company U.S. Bank Average
50.63% 7.80%

Boston Trust Walden Company has a Return on Equity of 50.63% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Boston Trust Walden Company U.S. Bank Average
85.06% 12.68%

Boston Trust Walden Company has a Capitalization of 85.06% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Boston Trust Walden Company Balance Sheet Analysis

As of March 31, 2020, Boston Trust Walden Company had assets of $43,106,000, loans of $44,000, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 2.76 million
Interest-bearing balances $ 0.01 million
Total securities $ 1.36 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 0.04 million
Loan loss allowance $ 0.01 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles $ 28.52 million
All other assets $ 10.15 million
     Total Assets $ 6.44 million
LIABILITIES
Total deposits $ 0.50 million
      Interest-bearing deposits $ 0.50 million
      Deposits held in domestic offices $ 0.50 million
      % insured (estimated) 49.41%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds $ 0.02 million
Subordinated debt N.A.
All other liabilities $ 5.92 million
      Total Liabilities $ 6.44 million
      Shareholders’ Equity $ 36.67 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.04 million
Total Interest Expense $ 0.00 million
Net interest income $ 0.04 million
Provision for loan and lease losses N.A.
Total non interest income $ 12.32 million
Total non interest expense $ 7.05 million
Pre-tax Net Operating Income $ 5.32 million

Bank Loan Profile?

The top three loan types in Boston Trust Walden Company’s loan portfolio are Commercial and Industrial Loans, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks in Massachusetts, Boston Trust Walden Company has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 100.00
Farm Loans 0.00

Frequently Asked Questions About Boston Trust Walden Company

Branches and Savings

Is Boston Trust Walden Company FDIC insured?

Yes. It is covered under FDIC Certificate #18342.

Why does Boston Trust Walden Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Boston Trust Walden Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Boston Trust Walden Company a commercial bank?

Yes

Where are Boston Trust Walden Company locations?

See branch locations nearby.

Is Boston Trust Walden Company open on Saturdays?

Is Boston Trust Walden Company open on Sundays?

What time does Boston Trust Walden Company open?

What time does Boston Trust Walden Company close?

Are Boston Trust Walden Company ATMs Open 24/7?

Do Boston Trust Walden Company ATMs accept cash deposits?

Can Boston Trust Walden Company customers use other ATMs?

Do Boston Trust Walden Company branches have notaries?

Will Boston Trust Walden Company notarize my document?

What address for Boston Trust Walden Company should I put for incoming ACH transfers?

Will the Boston Trust Walden Company branch print checks?

Do Boston Trust Walden Company checks expire?

Does Boston Trust Walden Company require US citizenship to open account?

Can Boston Trust Walden Company close my account?

Does Boston Trust Walden Company Report to credit bureaus?

Does Boston Trust Walden Company Use Equifax?

What is Boston Trust Walden Company's ACH Routing Number?

What is Boston Trust Walden Company's SWIFT code?

Products

Does Boston Trust Walden Company offer mortgages?

Compare mortgage rates here.

Does Boston Trust Walden Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Boston Trust Walden Company offer personal loans?

Compare personal loan rates here.

Does Boston Trust Walden Company offer student loans?

Will Boston Trust Walden Company cash a check?

Will Boston Trust Walden Company redeem a savings bond?

Does Boston Trust Walden Company cash savings bonds?

Will Boston Trust Walden Company cash money orders?

Can Boston Trust Walden Company issue a money order?

Does Boston Trust Walden Company do currency exchange?

Background on The Bank

Who owns Boston Trust Walden Company?

How long has Boston Trust Walden Company been around?

Can Boston Trust Walden Company transfer to other banks?

Does Boston Trust Walden Company have quick pay?

Does Boston Trust Walden Company accept rolled coins?

Will Boston Trust Walden Company accept loose change?

Where is Boston Trust Walden Company headquarters?

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