Bridge Bank, National Association

Headquarters

55 Almaden Blvd
San Jose, CA 95113
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bridge Bank, National Association is an FDIC insured institution located in San Jose, CA. It was founded in 2001 and has approximately $1.88 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57086
Date Established 2001
Assets $ 1,877.92 million
Loans $ 1,331.32 million
Deposits $ 1,671.56 million
Capital $ 188.85 million
 

For a more detailed analysis of Bridge Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 24, 2021

Your Current Location: Virginia, VA 20146

 

Loan Rates - June 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bridge Bank, National Association

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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Payment
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Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375%
1.00 points
$3,750 fees
$1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
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Intro APR 1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
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Note to Bridge Bank, National Association
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Branches

Bridge Bank, National Association branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bridge Bank, National Association Locations


Financial Details

Bridge Bank, National Association Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bridge Bank, National Association. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bridge Bank, National Association U.S. Bank Average
6.53% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, Bridge Bank, National Association had $13,696,000 in non-current loans and $22,000 in owned real estate. To cover these potential losses it had $188,853,000 in equity and $21,138,000 in loans loss reserves. That gives it a Texas Ratio of 6.53%.

Return on Equity
Bridge Bank, National Association U.S. Bank Average
10.39% 9.24%

Bridge Bank, National Association has a Return on Equity of 10.39% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bridge Bank, National Association U.S. Bank Average
10.06% 11.96%

Bridge Bank, National Association has a Capitalization of 10.06% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bridge Bank, National Association Balance Sheet Analysis

As of March 31, 2015, Bridge Bank, National Association had assets of $1,877,917,000, loans of $1,331,315,000, and deposits of $1,671,559,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 1,331.32 million
Loan loss allowance $ 21.14 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.02 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 1,671.56 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,877.92 million

Summary Income Statement

December 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bridge Bank, National Association’s loan portfolio are Commercial and Industrial Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in California, Bridge Bank, National Association has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.09
Multifamily
Mortgages
0.36
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 3.74
Construction and Development Loans 7.09
Commercial Real Estate 17.87
Commercial and Industrial Loans 74.49
Farm Loans 0.00

Frequently Asked Questions About Bridge Bank, National Association

Branches and Savings

Is Bridge Bank, National Association FDIC insured?

Yes. It is covered under FDIC Certificate #57086.

Why does Bridge Bank, National Association pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bridge Bank, National Association CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bridge Bank, National Association a commercial bank?

Yes

Where are Bridge Bank, National Association locations?

See branch locations nearby.

Is Bridge Bank, National Association open on Saturdays?

Is Bridge Bank, National Association open on Sundays?

What time does Bridge Bank, National Association open?

What time does Bridge Bank, National Association close?

Are Bridge Bank, National Association ATMs Open 24/7?

Do Bridge Bank, National Association ATMs accept cash deposits?

Can Bridge Bank, National Association customers use other ATMs?

Do Bridge Bank, National Association branches have notaries?

Will Bridge Bank, National Association notarize my document?

What address for Bridge Bank, National Association should I put for incoming ACH transfers?

Will the Bridge Bank, National Association branch print checks?

Do Bridge Bank, National Association checks expire?

Does Bridge Bank, National Association require US citizenship to open account?

Can Bridge Bank, National Association close my account?

Does Bridge Bank, National Association Report to credit bureaus?

Does Bridge Bank, National Association Use Equifax?

What is Bridge Bank, National Association's ACH Routing Number?

What is Bridge Bank, National Association's SWIFT code?

Products

Does Bridge Bank, National Association offer mortgages?

Compare mortgage rates here.

Does Bridge Bank, National Association offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bridge Bank, National Association offer personal loans?

Compare personal loan rates here.

Does Bridge Bank, National Association offer student loans?

Will Bridge Bank, National Association cash a check?

Will Bridge Bank, National Association redeem a savings bond?

Does Bridge Bank, National Association cash savings bonds?

Will Bridge Bank, National Association cash money orders?

Can Bridge Bank, National Association issue a money order?

Does Bridge Bank, National Association do currency exchange?

Background on The Bank

Who owns Bridge Bank, National Association?

How long has Bridge Bank, National Association been around?

Can Bridge Bank, National Association transfer to other banks?

Does Bridge Bank, National Association have quick pay?

Does Bridge Bank, National Association accept rolled coins?

Will Bridge Bank, National Association accept loose change?

Where is Bridge Bank, National Association headquarters?

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