Bryant State Bank

124 Main Avenue
Bryant, SD 57221

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 6064
Date Established 1915
Assets $0.04 billion
Loans $0.02 billion
Deposits $0.03 billion
Capital $0.00 billion

Bryant State Bank is an FDIC insured institution located in Bryant, SD. It was founded in 1915 and has approximately $0.04 billion in assets.

For a more detailed analysis of Bryant State Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Bryant State Bank’s loan portfolio are Farm Loans, Commercial and Industrial Loans, and Commercial Real Estate.

Compared to other banks in South Dakota, Bryant State Bank has a significantly higher percent of Commercial and Industrial Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.80
Multifamily
Mortgages
1.45
Credit Card Loans 0.00
Consumer Auto Loans 0.97
Small Business Loans 11.70
Construction and Development Loans 0.00
Commercial Real Estate 11.70
Commercial and Industrial Loans 24.75
Farm Loans 36.98

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.30% $10,000 $24,999 Learn MoreShow Less
3 Mo CD 100K
0.30% $25,000 - Learn MoreShow Less
6 Mo CD 10K
0.40% $10,000 $24,999 Learn MoreShow Less
6 Mo CD 100K
0.40% $25,000 - Learn MoreShow Less
Savings Rates APY MIN MAX
Savings 2.5K
0.03% $1 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.60% $1 $9,999 Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.05% $2,500 $9,999 Learn MoreShow Less
MM 10K
0.05% $10,000 $24,999 Learn MoreShow Less
MM 25K
0.05% $25,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.03% $800 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bryant State Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
HomeDirect Mortgage
NMLS ID: 420821
3.888% 3.875% 0.13 $497 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Bryant State Bank
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Branches

Bryant State Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Bryant State Bank Locations

Financial Details

Bryant State Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bryant State Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bryant State Bank U.S. Bank Average
0% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Bryant State Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $4,458,000 in equity and $380,000 in loans loss reserves. That gives it a Texas Ratio of 0%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Bryant State Bank U.S. Bank Average
11.4% 8.58

Bryant State Bank has a Return on Equity of 11.4% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Bryant State Bank U.S. Bank Average
12.63% 12.11

Bryant State Bank has a Capitalization of 12.63% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bryant State Bank Balance Sheet Analysis

As of June 30, 2017, Bryant State Bank had assets of $35,295,000, loans of $21,033,000, and deposits of $27,175,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Bryant State Bank

Branches and Savings

Is Bryant State Bank FDIC insured?

Yes. It is covered under FDIC Certificate #6064.

Why does Bryant State Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bryant State Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bryant State Bank a commercial bank?

Yes

Where are Bryant State Bank locations?

See branch locations nearby.

Is Bryant State Bank open on Saturdays?

Is Bryant State Bank open on Sundays?

What time does Bryant State Bank open?

What time does Bryant State Bank close?

Are Bryant State Bank ATMs Open 24/7?

Do Bryant State Bank ATMs accept cash deposits?

Can Bryant State Bank customers use other ATMs?

Do Bryant State Bank branches have notaries?

Will Bryant State Bank notarize my document?

What address for Bryant State Bank should I put for incoming ACH transfers?

Will the Bryant State Bank branch print checks?

Do Bryant State Bank checks expire?

Does Bryant State Bank require US citizenship to open account?

Can Bryant State Bank close my account?

Does Bryant State Bank Report to credit bureaus?

Does Bryant State Bank Use Equifax?

What is Bryant State Bank's ACH Routing Number?

What is Bryant State Bank's SWIFT code?

Products

Does Bryant State Bank offer mortgages?

Compare mortgage rates here.

Does Bryant State Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bryant State Bank offer personal loans?

Compare personal loan rates here.

Does Bryant State Bank offer student loans?

Will Bryant State Bank cash a check?

Will Bryant State Bank redeem a savings bond?

Does Bryant State Bank cash savings bonds?

Will Bryant State Bank cash money orders?

Can Bryant State Bank issue a money order?

Does Bryant State Bank do currency exchange?

Background on The Bank

Who owns Bryant State Bank?

How long has Bryant State Bank been around?

Can Bryant State Bank transfer to other banks?

Does Bryant State Bank have quick pay?

Does Bryant State Bank accept rolled coins?

Will Bryant State Bank accept loose change?

Where is Bryant State Bank headquarters?

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