Bucks County Bank


200 S Main Street
Doylestown, PA 18901
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Bucks County Bank is an FDIC insured institution located in Doylestown, PA. It was founded in 2004 and has approximately $0.21 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57804
Date Established 2004
Assets $ 197.38 million
Loans $ 181.39 million
Deposits $ 159.51 million
Capital $ 22.25 million

For a more detailed analysis of Bucks County Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 24, 2021

Your Current Location: Virginia, VA 20146


Loan Rates - October 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Bucks County Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.736% 3.625%
0.88 points
$3,438 fees
$1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Bucks County Bank
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Climate Initiatives

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Financial Details

Bucks County Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Bucks County Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Bucks County Bank U.S. Bank Average
9.92% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Bucks County Bank had $1,874,000 in non-current loans and $519,000 in owned real estate. To cover these potential losses it had $22,254,000 in equity and $1,870,000 in loans loss reserves. That gives it a Texas Ratio of 9.92%.

Return on Equity
Bucks County Bank U.S. Bank Average
3.21% 11.29%

Bucks County Bank has a Return on Equity of 3.21% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Bucks County Bank U.S. Bank Average
11.27% 11.72%

Bucks County Bank has a Capitalization of 11.27% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Bucks County Bank Balance Sheet Analysis

As of June 30, 2017, Bucks County Bank had assets of $212,325,000, loans of $181,390,000, and deposits of $159,508,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 181.39 million
Loan loss allowance $ 1.87 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.52 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits $ 159.51 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 197.38 million

Summary Income Statement

June 30, 2021
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Bucks County Bank’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks in Pennsylvania, Bucks County Bank has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 13.38
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 15.06
Construction and Development Loans 3.23
Commercial Real Estate 61.02
Commercial and Industrial Loans 14.50
Farm Loans 0.10

Frequently Asked Questions About Bucks County Bank

Branches and Savings

Is Bucks County Bank FDIC insured?

Yes. It is covered under FDIC Certificate #57804.

Why does Bucks County Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Bucks County Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Bucks County Bank a commercial bank?


Where are Bucks County Bank locations?

See branch locations nearby.

Is Bucks County Bank open on Saturdays?

Is Bucks County Bank open on Sundays?

What time does Bucks County Bank open?

What time does Bucks County Bank close?

Are Bucks County Bank ATMs Open 24/7?

Do Bucks County Bank ATMs accept cash deposits?

Can Bucks County Bank customers use other ATMs?

Do Bucks County Bank branches have notaries?

Will Bucks County Bank notarize my document?

What address for Bucks County Bank should I put for incoming ACH transfers?

Will the Bucks County Bank branch print checks?

Do Bucks County Bank checks expire?

Does Bucks County Bank require US citizenship to open account?

Can Bucks County Bank close my account?

Does Bucks County Bank Report to credit bureaus?

Does Bucks County Bank Use Equifax?

What is Bucks County Bank's ACH Routing Number?

What is Bucks County Bank's SWIFT code?


Does Bucks County Bank offer mortgages?

Compare mortgage rates here.

Does Bucks County Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Bucks County Bank offer personal loans?

Compare personal loan rates here.

Does Bucks County Bank offer student loans?

Will Bucks County Bank cash a check?

Will Bucks County Bank redeem a savings bond?

Does Bucks County Bank cash savings bonds?

Will Bucks County Bank cash money orders?

Can Bucks County Bank issue a money order?

Does Bucks County Bank do currency exchange?

Background on The Bank

Who owns Bucks County Bank?

How long has Bucks County Bank been around?

Can Bucks County Bank transfer to other banks?

Does Bucks County Bank have quick pay?

Does Bucks County Bank accept rolled coins?

Will Bucks County Bank accept loose change?

Where is Bucks County Bank headquarters?

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