Carson River Community Bank

951 Jacks Valley Road, Suite C
Carson City, NV 89705

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 58352
Date Established 2006
Assets $0.05 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.00 billion

Carson River Community Bank is an FDIC insured institution located in Carson City, NV. It was founded in 2006 and has approximately $0.05 billion in assets.

Carson River Community Bank, Carson City, Nevada, was closed February 26, 2010 by the Nevada Department of Business and Industry, Financial Institutions Division, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Heritage Bank of Nevada, Reno, Nevada, to assume all of the deposits of Carson River Community Bank.

For a more detailed analysis of Carson River Community Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Carson River Community Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Carson River Community Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Carson River Community Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Carson River Community Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Carson River Community Bank
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Branches

Carson River Community Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Carson River Community Bank Locations

Financial Details

Carson River Community Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Carson River Community Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Carson River Community Bank U.S. Bank Average
175.28% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Carson River Community Bank had $7,537,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $889,000 in equity and $3,411,000 in loans loss reserves. That gives it a Texas Ratio of 175.28%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Carson River Community Bank U.S. Bank Average
-123.9% 8.58

Carson River Community Bank has a Return on Equity of -123.9% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Carson River Community Bank U.S. Bank Average
1.74% 12.11

Carson River Community Bank has a Capitalization of 1.74% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Carson River Community Bank Balance Sheet Analysis

As of November 30, -0001, Carson River Community Bank had assets of $51,095,000, loans of $36,125,000, and deposits of $50,024,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Carson River Community Bank

Branches and Savings

Is Carson River Community Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58352.

Why does Carson River Community Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Carson River Community Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Carson River Community Bank a commercial bank?

Yes

Where are Carson River Community Bank locations?

See branch locations nearby.

Is Carson River Community Bank open on Saturdays?

Is Carson River Community Bank open on Sundays?

What time does Carson River Community Bank open?

What time does Carson River Community Bank close?

Are Carson River Community Bank ATMs Open 24/7?

Do Carson River Community Bank ATMs accept cash deposits?

Can Carson River Community Bank customers use other ATMs?

Do Carson River Community Bank branches have notaries?

Will Carson River Community Bank notarize my document?

What address for Carson River Community Bank should I put for incoming ACH transfers?

Will the Carson River Community Bank branch print checks?

Do Carson River Community Bank checks expire?

Does Carson River Community Bank require US citizenship to open account?

Can Carson River Community Bank close my account?

Does Carson River Community Bank Report to credit bureaus?

Does Carson River Community Bank Use Equifax?

What is Carson River Community Bank's ACH Routing Number?

What is Carson River Community Bank's SWIFT code?

Products

Does Carson River Community Bank offer mortgages?

Compare mortgage rates here.

Does Carson River Community Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Carson River Community Bank offer personal loans?

Compare personal loan rates here.

Does Carson River Community Bank offer student loans?

Will Carson River Community Bank cash a check?

Will Carson River Community Bank redeem a savings bond?

Does Carson River Community Bank cash savings bonds?

Will Carson River Community Bank cash money orders?

Can Carson River Community Bank issue a money order?

Does Carson River Community Bank do currency exchange?

Background on The Bank

Who owns Carson River Community Bank?

How long has Carson River Community Bank been around?

Can Carson River Community Bank transfer to other banks?

Does Carson River Community Bank have quick pay?

Does Carson River Community Bank accept rolled coins?

Will Carson River Community Bank accept loose change?

Where is Carson River Community Bank headquarters?

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