Colorado Capital Bank

Headquarters

7505 Village Square Drive, Suite 101
Castle Rock, CO 80104
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Colorado Capital Bank is an FDIC insured institution located in Castle Rock, CO. It was founded in 1998 and has approximately $0.67 billion in assets.

Closed by FDIC on July 8, 2011.

FDIC Insured Yes
FDIC Certificate # 34522
Date Established 1998
Assets $ 665.81 million
Loans $ 512.39 million
Deposits $ 635.20 million
Capital $ 5.85 million
 

For a more detailed analysis of Colorado Capital Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

 

Loan Rates - January 19, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Colorado Capital Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Colorado Capital Bank
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Branches

Colorado Capital Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Colorado Capital Bank Locations


Financial Details

Colorado Capital Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Colorado Capital Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Colorado Capital Bank U.S. Bank Average
657.7% 6.14%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2020, Colorado Capital Bank had $229,098,000 in non-current loans and $14,100,000 in owned real estate. To cover these potential losses it had $5,850,000 in equity and $31,127,000 in loans loss reserves. That gives it a Texas Ratio of 657.7%.

Return on Equity
Colorado Capital Bank U.S. Bank Average
-218.52% 9.23%

Colorado Capital Bank has a Return on Equity of -218.52% versus the BestCashCow average of 9.23%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Colorado Capital Bank U.S. Bank Average
0.88% 12.07%

Colorado Capital Bank has a Capitalization of 0.88% versus the BestCashCow average of 12.07. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Colorado Capital Bank Balance Sheet Analysis

As of June 30, 2011, Colorado Capital Bank had assets of $665,806,000, loans of $512,392,000, and deposits of $635,202,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 512.39 million
Loan loss allowance $ 31.13 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 14.10 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 635.20 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 665.81 million

Summary Income Statement

September 30, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Colorado Capital Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Colorado Capital Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Colorado Capital Bank

Branches and Savings

Is Colorado Capital Bank FDIC insured?

Yes. It is covered under FDIC Certificate #34522.

Why does Colorado Capital Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Colorado Capital Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Colorado Capital Bank a commercial bank?

Yes

Where are Colorado Capital Bank locations?

See branch locations nearby.

Is Colorado Capital Bank open on Saturdays?

Is Colorado Capital Bank open on Sundays?

What time does Colorado Capital Bank open?

What time does Colorado Capital Bank close?

Are Colorado Capital Bank ATMs Open 24/7?

Do Colorado Capital Bank ATMs accept cash deposits?

Can Colorado Capital Bank customers use other ATMs?

Do Colorado Capital Bank branches have notaries?

Will Colorado Capital Bank notarize my document?

What address for Colorado Capital Bank should I put for incoming ACH transfers?

Will the Colorado Capital Bank branch print checks?

Do Colorado Capital Bank checks expire?

Does Colorado Capital Bank require US citizenship to open account?

Can Colorado Capital Bank close my account?

Does Colorado Capital Bank Report to credit bureaus?

Does Colorado Capital Bank Use Equifax?

What is Colorado Capital Bank's ACH Routing Number?

What is Colorado Capital Bank's SWIFT code?

Products

Does Colorado Capital Bank offer mortgages?

Compare mortgage rates here.

Does Colorado Capital Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Colorado Capital Bank offer personal loans?

Compare personal loan rates here.

Does Colorado Capital Bank offer student loans?

Will Colorado Capital Bank cash a check?

Will Colorado Capital Bank redeem a savings bond?

Does Colorado Capital Bank cash savings bonds?

Will Colorado Capital Bank cash money orders?

Can Colorado Capital Bank issue a money order?

Does Colorado Capital Bank do currency exchange?

Background on The Bank

Who owns Colorado Capital Bank?

How long has Colorado Capital Bank been around?

Can Colorado Capital Bank transfer to other banks?

Does Colorado Capital Bank have quick pay?

Does Colorado Capital Bank accept rolled coins?

Will Colorado Capital Bank accept loose change?

Where is Colorado Capital Bank headquarters?

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