Community Bank of Marshall

811 W. College St.
Marshall, MO 65340

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 22636
Date Established 1978
Assets $0.16 billion
Loans $0.07 billion
Deposits $0.15 billion
Capital $0.02 billion

Community Bank of Marshall is an FDIC insured institution located in Marshall, MO. It was founded in 1978 and has approximately $0.16 billion in assets. Customers can open an account at one of its 7 branches.

For a more detailed analysis of Community Bank of Marshall's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Community Bank of Marshall’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Farm Loans.

Compared to other banks in Missouri, Community Bank of Marshall has a significantly higher percent of Farm Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 27.59
Multifamily
Mortgages
0.16
Credit Card Loans 0.00
Consumer Auto Loans 1.94
Small Business Loans 10.99
Construction and Development Loans 0.92
Commercial Real Estate 18.28
Commercial and Industrial Loans 9.81
Farm Loans 15.23

Deposit Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.45% $1 $24,999 Learn MoreShow Less
Money Market
0.55% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.50% $1,000 - Learn MoreShow Less
6 Mo CD
0.75% $1,000 - Learn MoreShow Less
12 Mo CD
1.25% $1,000 - Learn MoreShow Less
24 Mo CD
1.76% $1,000 - Learn MoreShow Less
30 Mo CD
3.15% $1,000 - Learn MoreShow Less
36 Mo CD
2.26% $1,000 - Learn MoreShow Less
48 Mo CD
2.36% $1,000 - Learn MoreShow Less
60 Mo CD
2.77% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.41% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1 - Learn MoreShow Less

Loan Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Community Bank of Marshall

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.039% 4.000% 0.13 $1,207 $1,194 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
First Internet Bank
NMLS ID: 424182
4.150% 4.125% 0.25 $758 $1,212 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Community Bank of Marshall
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Branches

Community Bank of Marshall branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Community Bank of Marshall Locations


Financial Details

Community Bank of Marshall Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Community Bank of Marshall. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Community Bank of Marshall U.S. Bank Average
0.01% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Community Bank of Marshall had $2,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $16,962,000 in equity and $716,000 in loans loss reserves. That gives it a Texas Ratio of 0.01%.

Return on Equity
Community Bank of Marshall U.S. Bank Average
9.21% 8.80%

Community Bank of Marshall has a Return on Equity of 9.21% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Community Bank of Marshall U.S. Bank Average
10.38% 12.29%

Community Bank of Marshall has a Capitalization of 10.38% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Community Bank of Marshall Balance Sheet Analysis

As of December 31, 2018, Community Bank of Marshall had assets of $163,487,000, loans of $68,649,000, and deposits of $145,735,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.07 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.07 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.15 billion
LIABILITIES
Total deposits $0.15 billion
      Interest-bearing deposits $0.12 billion
      Deposits held in domestic offices $0.15 billion
      % insured (estimated) 79.83%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.15 billion
      Shareholders’ Equity $0.02 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Community Bank Of Marshall

Branches and Savings

Is Community Bank Of Marshall FDIC insured?

Yes. It is covered under FDIC Certificate #22636.

Why does Community Bank Of Marshall pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Community Bank Of Marshall CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Community Bank Of Marshall a commercial bank?

Yes

Where are Community Bank Of Marshall locations?

See branch locations nearby.

Is Community Bank Of Marshall open on Saturdays?

Is Community Bank Of Marshall open on Sundays?

What time does Community Bank Of Marshall open?

What time does Community Bank Of Marshall close?

Are Community Bank Of Marshall ATMs Open 24/7?

Do Community Bank Of Marshall ATMs accept cash deposits?

Can Community Bank Of Marshall customers use other ATMs?

Do Community Bank Of Marshall branches have notaries?

Will Community Bank Of Marshall notarize my document?

What address for Community Bank Of Marshall should I put for incoming ACH transfers?

Will the Community Bank Of Marshall branch print checks?

Do Community Bank Of Marshall checks expire?

Does Community Bank Of Marshall require US citizenship to open account?

Can Community Bank Of Marshall close my account?

Does Community Bank Of Marshall Report to credit bureaus?

Does Community Bank Of Marshall Use Equifax?

What is Community Bank Of Marshall's ACH Routing Number?

What is Community Bank Of Marshall's SWIFT code?

Products

Does Community Bank Of Marshall offer mortgages?

Compare mortgage rates here.

Does Community Bank Of Marshall offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Community Bank Of Marshall offer personal loans?

Compare personal loan rates here.

Does Community Bank Of Marshall offer student loans?

Will Community Bank Of Marshall cash a check?

Will Community Bank Of Marshall redeem a savings bond?

Does Community Bank Of Marshall cash savings bonds?

Will Community Bank Of Marshall cash money orders?

Can Community Bank Of Marshall issue a money order?

Does Community Bank Of Marshall do currency exchange?

Background on The Bank

Who owns Community Bank Of Marshall?

How long has Community Bank Of Marshall been around?

Can Community Bank Of Marshall transfer to other banks?

Does Community Bank Of Marshall have quick pay?

Does Community Bank Of Marshall accept rolled coins?

Will Community Bank Of Marshall accept loose change?

Where is Community Bank Of Marshall headquarters?

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