Cross River Bank

885 Teaneck Road
Teaneck, NJ 07666


General Bank Information

FDIC Insured Yes
FDIC Certificate # 58410
Date Established 2008
Assets $0.88 billion
Loans $0.65 billion
Deposits $0.71 billion
Capital $0.10 billion

Cross River Bank is an FDIC insured institution located in Teaneck, NJ. It was founded in 2008 and has approximately $0.88 billion in assets.

For a more detailed analysis of Cross River Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Cross River Bank’s loan portfolio are Commercial Real Estate, Multifamily Mortgages, and 1-4 Family Residential Loans.

Compared to other banks, Cross River Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 10.08
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.32
Commercial Real Estate 17.58
Commercial and Industrial Loans 5.28
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

Learn more about these great CD rates:

1.55% APY High Yield Savings from Synchrony Bank
2.65% APY 5 Year CD from Capital One 360

E-Money Market Account
1.46% $0 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Cross River Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
HomeDirect Mortgage
NMLS ID: 420821
4.410% 4.375% 0.38 $1,122 $1,249 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
License#: MC-2462
4.439% 4.375% 0.25 $1,898 $1,249 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
4.448% 4.375% 0.38 $2,170 $1,249 Learn More NMLS#2890
NMLS ID: 2890
License#: MC-3098
4.279% 4.250% 0.00 $960 $1,230 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.740% $231.27 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to Cross River Bank
To upload and update your bank's rates please register. It is free to register and add rates.


Cross River Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Cross River Bank Locations

Financial Details

Cross River Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Cross River Bank. The data is provided by the FDIC. All banks listed on are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Cross River Bank U.S. Bank Average
0.3% 8.32%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2017, Cross River Bank had $334,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $101,090,000 in equity and $8,800,000 in loans loss reserves. That gives it a Texas Ratio of 0.3%.

Return on Equity
Cross River Bank U.S. Bank Average
28% 8.84%

Cross River Bank has a Return on Equity of 28% versus the BestCashCow average of 8.84%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Cross River Bank U.S. Bank Average
11.52% 12.21%

Cross River Bank has a Capitalization of 11.52% versus the BestCashCow average of 12.21. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Cross River Bank Balance Sheet Analysis

As of September 30, 2017, Cross River Bank had assets of $877,298,000, loans of $654,520,000, and deposits of $707,407,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Cross River Bank

Branches and Savings

Is Cross River Bank FDIC insured?

Yes. It is covered under FDIC Certificate #58410.

Why does Cross River Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Cross River Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Cross River Bank a commercial bank?


Where are Cross River Bank locations?

See branch locations nearby.

Is Cross River Bank open on Saturdays?

Is Cross River Bank open on Sundays?

What time does Cross River Bank open?

What time does Cross River Bank close?

Are Cross River Bank ATMs Open 24/7?

Do Cross River Bank ATMs accept cash deposits?

Can Cross River Bank customers use other ATMs?

Do Cross River Bank branches have notaries?

Will Cross River Bank notarize my document?

What address for Cross River Bank should I put for incoming ACH transfers?

Will the Cross River Bank branch print checks?

Do Cross River Bank checks expire?

Does Cross River Bank require US citizenship to open account?

Can Cross River Bank close my account?

Does Cross River Bank Report to credit bureaus?

Does Cross River Bank Use Equifax?

What is Cross River Bank's ACH Routing Number?

What is Cross River Bank's SWIFT code?


Does Cross River Bank offer mortgages?

Compare mortgage rates here.

Does Cross River Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Cross River Bank offer personal loans?

Compare personal loan rates here.

Does Cross River Bank offer student loans?

Will Cross River Bank cash a check?

Will Cross River Bank redeem a savings bond?

Does Cross River Bank cash savings bonds?

Will Cross River Bank cash money orders?

Can Cross River Bank issue a money order?

Does Cross River Bank do currency exchange?

Background on The Bank

Who owns Cross River Bank?

How long has Cross River Bank been around?

Can Cross River Bank transfer to other banks?

Does Cross River Bank have quick pay?

Does Cross River Bank accept rolled coins?

Will Cross River Bank accept loose change?

Where is Cross River Bank headquarters?

Customer Reviews for Cross River Bank

  • perry

    July 26, 2017

    I have had saving here previously, some cds and some money markets the cds fine, the money markets can change at will, but since the rate is high i will put some $ here soon. By the way , I don't need to cross a river to get there, only a few streams.

  • David E.

    July 06, 2017 |

    I was having problems opening the account so I called and the lady was fascinated by the fact that I live in San Diego. That tells me that this isn't a national gig. I'll cross a different river.

  • boppyjohn

    August 11, 2016


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