Davidson Trust Co.

Headquarters

8 Third Street North, Suite 200
Great Falls, MT 59401
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Davidson Trust Co. is an FDIC insured institution located in Great Falls, MT. It was founded in 2001 and has approximately $0.01 billion in assets. Customers can open an account at one of its 8 branches.

FDIC Insured Yes
FDIC Certificate # 35510
Date Established 2001
Assets $ 9.70 million
Loans N.A.
Deposits $ 0.50 million
Capital $ 7.11 million
 

For a more detailed analysis of Davidson Trust Co.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

 

Loan Rates - November 28, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Davidson Trust Co.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.967% 3.875%
0.63 points
$2,812 fees
$1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to Davidson Trust Co.
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Branches

Davidson Trust Co. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Davidson Trust Co. Locations



Climate Initiatives

Davidson Trust Co. is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.

Financial Details

Davidson Trust Co. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Davidson Trust Co.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Davidson Trust Co. U.S. Bank Average
0% 4.78%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2021, Davidson Trust Co. had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $7,110,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Davidson Trust Co. U.S. Bank Average
15.07% 11.29%

Davidson Trust Co. has a Return on Equity of 15.07% versus the BestCashCow average of 11.29%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Davidson Trust Co. U.S. Bank Average
73.27% 11.72%

Davidson Trust Co. has a Capitalization of 73.27% versus the BestCashCow average of 11.72. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Davidson Trust Co. Balance Sheet Analysis

As of June 30, 2021, Davidson Trust Co. had assets of $9,704,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2021
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities $ 8.73 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 0.95 million
     Total Assets $ 2.59 million
LIABILITIES
Total deposits $ 0.50 million
      Interest-bearing deposits $ 0.50 million
      Deposits held in domestic offices $ 0.50 million
      % insured (estimated) 50.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.09 million
      Total Liabilities $ 2.59 million
      Shareholders’ Equity $ 7.11 million

Summary Income Statement

June 30, 2021
INCOME AND EXPENSES
Total Interest Income $ 0.04 million
Total Interest Expense N.A.
Net interest income $ 0.04 million
Provision for loan and lease losses N.A.
Total non interest income $ 4.42 million
Total non interest expense $ 3.76 million
Pre-tax Net Operating Income $ 0.70 million

Bank Loan Profile?

The top three loan types in Davidson Trust Co.’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Davidson Trust Co.’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

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