Davidson Trust Co.

Headquarters

8 Third Street North, Suite 200
Great Falls, MT 59401
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Davidson Trust Co. is an FDIC insured institution located in Great Falls, MT. It was founded in 2001 and has approximately $0.01 billion in assets. Customers can open an account at one of its 8 branches.

FDIC Insured Yes
FDIC Certificate # 35510
Date Established 2001
Assets $ 11.06 million
Loans N.A.
Deposits $ 0.50 million
Capital $ 8.14 million
 

For a more detailed analysis of Davidson Trust Co.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - January 16, 2021

Your Current Location: Connecticut, CT 06828

 

Loan Rates - January 16, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Davidson Trust Co.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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Payment
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AimLoan.com
NMLS ID: 2890
License#: 13256
2.701% 2.625% 1.00 $2,495 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Davidson Trust Co.
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Branches

Davidson Trust Co. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Davidson Trust Co. Locations


Financial Details

Davidson Trust Co. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Davidson Trust Co.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Davidson Trust Co. U.S. Bank Average
0% 6.14%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2020, Davidson Trust Co. had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $8,138,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Davidson Trust Co. U.S. Bank Average
13.45% 9.23%

Davidson Trust Co. has a Return on Equity of 13.45% versus the BestCashCow average of 9.23%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Davidson Trust Co. U.S. Bank Average
73.57% 12.07%

Davidson Trust Co. has a Capitalization of 73.57% versus the BestCashCow average of 12.07. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Davidson Trust Co. Balance Sheet Analysis

As of September 30, 2020, Davidson Trust Co. had assets of $11,061,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities $ 7.82 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 3.22 million
     Total Assets $ 2.92 million
LIABILITIES
Total deposits $ 0.50 million
      Interest-bearing deposits $ 0.50 million
      Deposits held in domestic offices $ 0.50 million
      % insured (estimated) 50.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 2.42 million
      Total Liabilities $ 2.92 million
      Shareholders’ Equity $ 8.14 million

Summary Income Statement

September 30, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.14 million
Total Interest Expense N.A.
Net interest income $ 0.14 million
Provision for loan and lease losses N.A.
Total non interest income $ 5.76 million
Total non interest expense $ 4.79 million
Pre-tax Net Operating Income $ 1.11 million

Bank Loan Profile?

The top three loan types in Davidson Trust Co.’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Davidson Trust Co.’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About Davidson Trust Co.

Branches and Savings

Is Davidson Trust Co. FDIC insured?

Yes. It is covered under FDIC Certificate #35510.

Why does Davidson Trust Co. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Davidson Trust Co. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Davidson Trust Co. a commercial bank?

Yes

Where are Davidson Trust Co. locations?

See branch locations nearby.

Is Davidson Trust Co. open on Saturdays?

Is Davidson Trust Co. open on Sundays?

What time does Davidson Trust Co. open?

What time does Davidson Trust Co. close?

Are Davidson Trust Co. ATMs Open 24/7?

Do Davidson Trust Co. ATMs accept cash deposits?

Can Davidson Trust Co. customers use other ATMs?

Do Davidson Trust Co. branches have notaries?

Will Davidson Trust Co. notarize my document?

What address for Davidson Trust Co. should I put for incoming ACH transfers?

Will the Davidson Trust Co. branch print checks?

Do Davidson Trust Co. checks expire?

Does Davidson Trust Co. require US citizenship to open account?

Can Davidson Trust Co. close my account?

Does Davidson Trust Co. Report to credit bureaus?

Does Davidson Trust Co. Use Equifax?

What is Davidson Trust Co.'s ACH Routing Number?

What is Davidson Trust Co.'s SWIFT code?

Products

Does Davidson Trust Co. offer mortgages?

Compare mortgage rates here.

Does Davidson Trust Co. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Davidson Trust Co. offer personal loans?

Compare personal loan rates here.

Does Davidson Trust Co. offer student loans?

Will Davidson Trust Co. cash a check?

Will Davidson Trust Co. redeem a savings bond?

Does Davidson Trust Co. cash savings bonds?

Will Davidson Trust Co. cash money orders?

Can Davidson Trust Co. issue a money order?

Does Davidson Trust Co. do currency exchange?

Background on The Bank

Who owns Davidson Trust Co.?

How long has Davidson Trust Co. been around?

Can Davidson Trust Co. transfer to other banks?

Does Davidson Trust Co. have quick pay?

Does Davidson Trust Co. accept rolled coins?

Will Davidson Trust Co. accept loose change?

Where is Davidson Trust Co. headquarters?

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