Deutsche Bank Trust Company Delaware

Headquarters

1011 Centre Road, Suite 200
Wilmington, DE 19805
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 0.85% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Deutsche Bank Trust Company Delaware is an FDIC insured institution located in Wilmington, DE. It was founded in 1985 and has approximately $0.3 billion in assets.

FDIC Insured Yes
FDIC Certificate # 26392
Date Established 1985
Assets $ 302.25 million
Loans $ 3.27 million
Deposits $ 10.00 million
Capital $ 288.37 million
 

For a more detailed analysis of Deutsche Bank Trust Company Delaware's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

 

Loan Rates - November 29, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Deutsche Bank Trust Company Delaware

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

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Featured - Connecticut Home Equity Line Of Credit Rates 2020

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Note to Deutsche Bank Trust Company Delaware
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Branches

Deutsche Bank Trust Company Delaware branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Deutsche Bank Trust Company Delaware Locations


Financial Details

Deutsche Bank Trust Company Delaware Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Deutsche Bank Trust Company Delaware. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Deutsche Bank Trust Company Delaware U.S. Bank Average
0.02% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Deutsche Bank Trust Company Delaware had $48,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $288,371,000 in equity and $196,000 in loans loss reserves. That gives it a Texas Ratio of 0.02%.

Return on Equity
Deutsche Bank Trust Company Delaware U.S. Bank Average
2.58% 7.80%

Deutsche Bank Trust Company Delaware has a Return on Equity of 2.58% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Deutsche Bank Trust Company Delaware U.S. Bank Average
95.41% 12.68%

Deutsche Bank Trust Company Delaware has a Capitalization of 95.41% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Deutsche Bank Trust Company Delaware Balance Sheet Analysis

As of March 31, 2020, Deutsche Bank Trust Company Delaware had assets of $302,251,000, loans of $3,271,000, and deposits of $10,000,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 291.51 million
Interest-bearing balances $ 281.39 million
Total securities $ 2.01 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 3.27 million
Loan loss allowance $ 0.20 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 4.58 million
     Total Assets $ 13.88 million
LIABILITIES
Total deposits $ 10.00 million
      Interest-bearing deposits $ 10.00 million
      Deposits held in domestic offices $ 10.00 million
      % insured (estimated) 2.50%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 3.88 million
      Total Liabilities $ 13.88 million
      Shareholders’ Equity $ 288.37 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.98 million
Total Interest Expense $ 0.05 million
Net interest income $ 0.93 million
Provision for loan and lease losses N.A.
Total non interest income $ 4.35 million
Total non interest expense $ 2.85 million
Pre-tax Net Operating Income $ 2.49 million

Bank Loan Profile?

The top three loan types in Deutsche Bank Trust Company Delaware’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Multifamily Mortgages.

Compared to other banks, Deutsche Bank Trust Company Delaware’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 21.95
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Deutsche Bank Trust Company Delaware

Branches and Savings

Is Deutsche Bank Trust Company Delaware FDIC insured?

Yes. It is covered under FDIC Certificate #26392.

Why does Deutsche Bank Trust Company Delaware pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Deutsche Bank Trust Company Delaware CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Deutsche Bank Trust Company Delaware a commercial bank?

Yes

Where are Deutsche Bank Trust Company Delaware locations?

See branch locations nearby.

Is Deutsche Bank Trust Company Delaware open on Saturdays?

Is Deutsche Bank Trust Company Delaware open on Sundays?

What time does Deutsche Bank Trust Company Delaware open?

What time does Deutsche Bank Trust Company Delaware close?

Are Deutsche Bank Trust Company Delaware ATMs Open 24/7?

Do Deutsche Bank Trust Company Delaware ATMs accept cash deposits?

Can Deutsche Bank Trust Company Delaware customers use other ATMs?

Do Deutsche Bank Trust Company Delaware branches have notaries?

Will Deutsche Bank Trust Company Delaware notarize my document?

What address for Deutsche Bank Trust Company Delaware should I put for incoming ACH transfers?

Will the Deutsche Bank Trust Company Delaware branch print checks?

Do Deutsche Bank Trust Company Delaware checks expire?

Does Deutsche Bank Trust Company Delaware require US citizenship to open account?

Can Deutsche Bank Trust Company Delaware close my account?

Does Deutsche Bank Trust Company Delaware Report to credit bureaus?

Does Deutsche Bank Trust Company Delaware Use Equifax?

What is Deutsche Bank Trust Company Delaware's ACH Routing Number?

What is Deutsche Bank Trust Company Delaware's SWIFT code?

Products

Does Deutsche Bank Trust Company Delaware offer mortgages?

Compare mortgage rates here.

Does Deutsche Bank Trust Company Delaware offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Deutsche Bank Trust Company Delaware offer personal loans?

Compare personal loan rates here.

Does Deutsche Bank Trust Company Delaware offer student loans?

Will Deutsche Bank Trust Company Delaware cash a check?

Will Deutsche Bank Trust Company Delaware redeem a savings bond?

Does Deutsche Bank Trust Company Delaware cash savings bonds?

Will Deutsche Bank Trust Company Delaware cash money orders?

Can Deutsche Bank Trust Company Delaware issue a money order?

Does Deutsche Bank Trust Company Delaware do currency exchange?

Background on The Bank

Who owns Deutsche Bank Trust Company Delaware?

How long has Deutsche Bank Trust Company Delaware been around?

Can Deutsche Bank Trust Company Delaware transfer to other banks?

Does Deutsche Bank Trust Company Delaware have quick pay?

Does Deutsche Bank Trust Company Delaware accept rolled coins?

Will Deutsche Bank Trust Company Delaware accept loose change?

Where is Deutsche Bank Trust Company Delaware headquarters?

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