Edward Jones Trust Company

Headquarters

12555 Manchester Road
Saint Louis, MO 63131
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD 0.10% 1.01% →
2-Year CD 0.15% 0.95% →
5-Year CD 0.80% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Edward Jones Trust Company is an FDIC insured institution located in Saint Louis, MO. It was founded in 1896 and has approximately $0.1 billion in assets.

FDIC Insured Yes
FDIC Certificate # 28390
Date Established 1896
Assets $ 100.32 million
Loans N.A.
Deposits $ 0.50 million
Capital $ 93.44 million
 

For a more detailed analysis of Edward Jones Trust Company's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.03% $2,500 $2,999 Learn More
Money Market
0.03% $10,000 $14,999 Learn More
Money Market
0.03% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.05% $10,000 $14,999 Learn More
3 Mo CD
0.05% $100,000 $199,999 Learn More
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.10% $10,000 $14,999 Learn More
12 Mo CD
0.10% $100,000 $199,999 Learn More
18 Mo CD
0.10% $10,000 $14,999 Learn More
18 Mo CD
0.10% $100,000 $199,999 Learn More
24 Mo CD
0.15% $10,000 $14,999 Learn More
24 Mo CD
0.15% $100,000 $199,999 Learn More
36 Mo CD
0.35% $10,000 $14,999 Learn More
36 Mo CD
0.35% $100,000 $199,999 Learn More
60 Mo CD
0.80% $10,000 $14,999 Learn More
60 Mo CD
0.80% $100,000 $199,999 Learn More


Loan Rates - October 28, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Edward Jones Trust Company

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Edward Jones Trust Company
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Branches

Edward Jones Trust Company branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Edward Jones Trust Company Locations


Financial Details

Edward Jones Trust Company Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Edward Jones Trust Company. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Edward Jones Trust Company U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Edward Jones Trust Company had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $93,440,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Edward Jones Trust Company U.S. Bank Average
13.27% 7.80%

Edward Jones Trust Company has a Return on Equity of 13.27% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Edward Jones Trust Company U.S. Bank Average
93.14% 12.68%

Edward Jones Trust Company has a Capitalization of 93.14% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Edward Jones Trust Company Balance Sheet Analysis

As of March 31, 2020, Edward Jones Trust Company had assets of $100,320,000, loans of $0, and deposits of $500,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 32.76 million
Interest-bearing balances $ 32.44 million
Total securities $ 60.36 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets $ 7.20 million
     Total Assets $ 6.88 million
LIABILITIES
Total deposits $ 0.50 million
      Interest-bearing deposits $ 0.50 million
      Deposits held in domestic offices $ 0.50 million
      % insured (estimated) 50.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities $ 6.38 million
      Total Liabilities $ 6.88 million
      Shareholders’ Equity $ 93.44 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 0.41 million
Total Interest Expense $ 0.03 million
Net interest income $ 0.37 million
Provision for loan and lease losses N.A.
Total non interest income $ 12.89 million
Total non interest expense $ 10.28 million
Pre-tax Net Operating Income $ 2.98 million

Bank Loan Profile?

The top three loan types in Edward Jones Trust Company’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Edward Jones Trust Company’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About Edward Jones Trust Company

Branches and Savings

Is Edward Jones Trust Company FDIC insured?

Yes. It is covered under FDIC Certificate #28390.

Why does Edward Jones Trust Company pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Edward Jones Trust Company CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Edward Jones Trust Company a commercial bank?

Yes

Where are Edward Jones Trust Company locations?

See branch locations nearby.

Is Edward Jones Trust Company open on Saturdays?

Is Edward Jones Trust Company open on Sundays?

What time does Edward Jones Trust Company open?

What time does Edward Jones Trust Company close?

Are Edward Jones Trust Company ATMs Open 24/7?

Do Edward Jones Trust Company ATMs accept cash deposits?

Can Edward Jones Trust Company customers use other ATMs?

Do Edward Jones Trust Company branches have notaries?

Will Edward Jones Trust Company notarize my document?

What address for Edward Jones Trust Company should I put for incoming ACH transfers?

Will the Edward Jones Trust Company branch print checks?

Do Edward Jones Trust Company checks expire?

Does Edward Jones Trust Company require US citizenship to open account?

Can Edward Jones Trust Company close my account?

Does Edward Jones Trust Company Report to credit bureaus?

Does Edward Jones Trust Company Use Equifax?

What is Edward Jones Trust Company's ACH Routing Number?

What is Edward Jones Trust Company's SWIFT code?

Products

Does Edward Jones Trust Company offer mortgages?

Compare mortgage rates here.

Does Edward Jones Trust Company offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Edward Jones Trust Company offer personal loans?

Compare personal loan rates here.

Does Edward Jones Trust Company offer student loans?

Will Edward Jones Trust Company cash a check?

Will Edward Jones Trust Company redeem a savings bond?

Does Edward Jones Trust Company cash savings bonds?

Will Edward Jones Trust Company cash money orders?

Can Edward Jones Trust Company issue a money order?

Does Edward Jones Trust Company do currency exchange?

Background on The Bank

Who owns Edward Jones Trust Company?

How long has Edward Jones Trust Company been around?

Can Edward Jones Trust Company transfer to other banks?

Does Edward Jones Trust Company have quick pay?

Does Edward Jones Trust Company accept rolled coins?

Will Edward Jones Trust Company accept loose change?

Where is Edward Jones Trust Company headquarters?

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