E*TRADE United Bank


671 North Glebe Road
Arlington, VA 22203
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

E*TRADE United Bank is an FDIC insured institution located in Arlington, VA. It was founded in 1986 and has approximately $0.06 billion in assets.

FDIC Insured Yes
FDIC Certificate # 32477
Date Established 1986
Assets $ 61.67 million
Loans $ 59.39 million
Deposits N.A.
Capital $ 59.55 million

For a more detailed analysis of E*TRADE United Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for E*TRADE United Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.664% 2.625% 0.50 $1,285 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.444% 2.375% 0.88 $2,304 $972 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to E*TRADE United Bank
To upload and update your bank's rates please register. It is free to register and add rates.


E*TRADE United Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

E*TRADE United Bank Locations

Financial Details

E*TRADE United Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of E*TRADE United Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
E*TRADE United Bank U.S. Bank Average
0% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, E*TRADE United Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $59,549,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
E*TRADE United Bank U.S. Bank Average
35.74% 7.80%

E*TRADE United Bank has a Return on Equity of 35.74% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

E*TRADE United Bank U.S. Bank Average
96.57% 12.68%

E*TRADE United Bank has a Capitalization of 96.57% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

E*TRADE United Bank Balance Sheet Analysis

As of September 30, 2012, E*TRADE United Bank had assets of $61,665,000, loans of $59,388,000, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 59.39 million
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
Total deposits N.A.
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 61.67 million

Summary Income Statement

March 31, 2020
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in E*TRADE United Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, E*TRADE United Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About E*trade United Bank

Branches and Savings

Is E*trade United Bank FDIC insured?

Yes. It is covered under FDIC Certificate #32477.

Why does E*trade United Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are E*trade United Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is E*trade United Bank a commercial bank?


Where are E*trade United Bank locations?

See branch locations nearby.

Is E*trade United Bank open on Saturdays?

Is E*trade United Bank open on Sundays?

What time does E*trade United Bank open?

What time does E*trade United Bank close?

Are E*trade United Bank ATMs Open 24/7?

Do E*trade United Bank ATMs accept cash deposits?

Can E*trade United Bank customers use other ATMs?

Do E*trade United Bank branches have notaries?

Will E*trade United Bank notarize my document?

What address for E*trade United Bank should I put for incoming ACH transfers?

Will the E*trade United Bank branch print checks?

Do E*trade United Bank checks expire?

Does E*trade United Bank require US citizenship to open account?

Can E*trade United Bank close my account?

Does E*trade United Bank Report to credit bureaus?

Does E*trade United Bank Use Equifax?

What is E*trade United Bank's ACH Routing Number?

What is E*trade United Bank's SWIFT code?


Does E*trade United Bank offer mortgages?

Compare mortgage rates here.

Does E*trade United Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does E*trade United Bank offer personal loans?

Compare personal loan rates here.

Does E*trade United Bank offer student loans?

Will E*trade United Bank cash a check?

Will E*trade United Bank redeem a savings bond?

Does E*trade United Bank cash savings bonds?

Will E*trade United Bank cash money orders?

Can E*trade United Bank issue a money order?

Does E*trade United Bank do currency exchange?

Background on The Bank

Who owns E*trade United Bank?

How long has E*trade United Bank been around?

Can E*trade United Bank transfer to other banks?

Does E*trade United Bank have quick pay?

Does E*trade United Bank accept rolled coins?

Will E*trade United Bank accept loose change?

Where is E*trade United Bank headquarters?

Customer Reviews for E*TRADE United Bank

There are currently no comments for E*TRADE United Bank. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →