Fireside Bank

Headquarters

5050 Hopyard Road, Suite 200
Pleasanton, CA 94588
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

Fireside Bank is an FDIC insured institution located in Pleasanton, CA. It was founded in 1950 and has approximately $0.03 billion in assets.

FDIC Insured Yes
FDIC Certificate # 25667
Date Established 1950
Assets $ 25.90 million
Loans N.A.
Deposits N.A.
Capital $ 16.12 million
 

For a more detailed analysis of Fireside Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - April 11, 2021

Your Current Location: California, CA 92111

 

Loan Rates - April 11, 2021

Your Current Location: California, CA 92111

There are currently no loan rates available for Fireside Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - California 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
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Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 413-0477
2.775% 2.750% 0.38 $808 $1,021 Learn More

Featured - California Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to Fireside Bank
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Branches

Fireside Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Fireside Bank Locations


Financial Details

Fireside Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fireside Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Fireside Bank U.S. Bank Average
0% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, Fireside Bank had $0 in non-current loans and $0 in owned real estate. To cover these potential losses it had $16,117,000 in equity and $0 in loans loss reserves. That gives it a Texas Ratio of 0%.

Return on Equity
Fireside Bank U.S. Bank Average
6.86% 9.24%

Fireside Bank has a Return on Equity of 6.86% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Fireside Bank U.S. Bank Average
62.22% 11.96%

Fireside Bank has a Capitalization of 62.22% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Fireside Bank Balance Sheet Analysis

As of December 31, 2011, Fireside Bank had assets of $25,902,000, loans of $0, and deposits of $0. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases N.A.
Loan loss allowance N.A.
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits N.A.
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 25.90 million

Summary Income Statement

December 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Fireside Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Fireside Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans nan
Multifamily
Mortgages
nan
Credit Card Loans nan
Consumer Auto Loans nan
Small Business Loans nan
Construction and Development Loans nan
Commercial Real Estate nan
Commercial and Industrial Loans nan
Farm Loans nan

Frequently Asked Questions About Fireside Bank

Branches and Savings

Is Fireside Bank FDIC insured?

Yes. It is covered under FDIC Certificate #25667.

Why does Fireside Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Fireside Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Fireside Bank a commercial bank?

Yes

Where are Fireside Bank locations?

See branch locations nearby.

Is Fireside Bank open on Saturdays?

Is Fireside Bank open on Sundays?

What time does Fireside Bank open?

What time does Fireside Bank close?

Are Fireside Bank ATMs Open 24/7?

Do Fireside Bank ATMs accept cash deposits?

Can Fireside Bank customers use other ATMs?

Do Fireside Bank branches have notaries?

Will Fireside Bank notarize my document?

What address for Fireside Bank should I put for incoming ACH transfers?

Will the Fireside Bank branch print checks?

Do Fireside Bank checks expire?

Does Fireside Bank require US citizenship to open account?

Can Fireside Bank close my account?

Does Fireside Bank Report to credit bureaus?

Does Fireside Bank Use Equifax?

What is Fireside Bank's ACH Routing Number?

What is Fireside Bank's SWIFT code?

Products

Does Fireside Bank offer mortgages?

Compare mortgage rates here.

Does Fireside Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Fireside Bank offer personal loans?

Compare personal loan rates here.

Does Fireside Bank offer student loans?

Will Fireside Bank cash a check?

Will Fireside Bank redeem a savings bond?

Does Fireside Bank cash savings bonds?

Will Fireside Bank cash money orders?

Can Fireside Bank issue a money order?

Does Fireside Bank do currency exchange?

Background on The Bank

Who owns Fireside Bank?

How long has Fireside Bank been around?

Can Fireside Bank transfer to other banks?

Does Fireside Bank have quick pay?

Does Fireside Bank accept rolled coins?

Will Fireside Bank accept loose change?

Where is Fireside Bank headquarters?

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