Hancock Bank of Florida

Headquarters

101 North Monroe Street
Tallahassee, FL 32301
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 4.66% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.25% →
5-Year CD N.A. 4.20% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2025 Overview

General Bank Information

Hancock Bank of Florida is an FDIC insured institution located in Tallahassee, FL. It was founded in 2004 and has approximately $0.36 billion in assets.

FDIC Insured Yes
FDIC Certificate # 57819
Date Established 2004
Assets $ 355.23 million
Loans $ 227.76 million
Deposits $ 297.65 million
Capital $ 52.75 million
 

For a more detailed analysis of Hancock Bank of Florida's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - July 1, 2025

Your Current Location: Colorado, CO 10007






Loan Rates - July 1, 2025

Your Current Location: Colorado, CO 10007

There are currently no loan rates available for Hancock Bank of Florida

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Colorado 30 Year Fixed Mortgage Rates 2025

Lender APR Rate (%) Monthly
Payment
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Reliant Home Loans
NMLS ID: 1945532
6.048% 5.875%
0.88 points
$6,000 fees
$1,893 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
License#: 2578474
6.228% 6.125%
0.75 points
$3,530 fees
$1,945 Learn More
Next Step Lending
NMLS ID: 1881674
6.317% 6.250%
0.38 points
$2,250 fees
$1,971 Learn More
LoanFlight Lending, LLC
NMLS ID: 1522344
6.449% 6.375%
0.75 points
$2,483 fees
$1,997 Learn More

Featured - Colorado Home Equity Line Of Credit Rates 2025

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
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Intro APR 6.990 %
After Intro: 6.990 %
$0 Learn More
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Four Leaf Federal Credit Union
Four Leaf Federal Credit Union
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Intro APR 6.490 %
After Intro: 7.750 %
Intro Period: 12 months
$25,000 Learn More
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Farmers Bank of Kansas City
Farmers Bank of Kansas City
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Intro APR 8.750 %
After Intro: 8.750 %
$25,000 Learn More
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Achieve Loans
Achieve Loans
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Intro APR 9.875 %
After Intro: 9.875 %
$0 Learn More
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Note to Hancock Bank of Florida
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Branches

Hancock Bank of Florida branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Montrose,Colorado


Hancock Bank of Florida Locations around zip code 10007


BranchDistance Map View Lobby Hours


Climate Policy and Initiatives

Hancock Bank of Florida is encouraged to provide us with this information. When we receive this information from the bank, we will provide it here.


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Financial Details

Hancock Bank of Florida Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hancock Bank of Florida. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Hancock Bank of Florida U.S. Bank Average
12.07% 4.63%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2024, Hancock Bank of Florida had $7,077,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $52,752,000 in equity and $5,868,000 in loans loss reserves. That gives it a Texas Ratio of 12.07%.

Return on Equity
Hancock Bank of Florida U.S. Bank Average
-1.39% 10.10%

Hancock Bank of Florida has a Return on Equity of -1.39% versus the BestCashCow average of 10.10%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Hancock Bank of Florida U.S. Bank Average
14.85% 11.02%

Hancock Bank of Florida has a Capitalization of 14.85% versus the BestCashCow average of 11.02. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Hancock Bank of Florida Balance Sheet Analysis

As of November 30, -0001, Hancock Bank of Florida had assets of $355,231,000, loans of $227,763,000, and deposits of $297,649,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2024
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 227.76 million
Loan loss allowance $ 5.87 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned N.A.
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 297.65 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 355.23 million

Summary Income Statement

December 31, 2024
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Hancock Bank of Florida’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Hancock Bank of Florida’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Customer Reviews for Hancock Bank of Florida

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