Hillcrest Bank

Headquarters

11111 West 95th Street
Overland Park, KS 66214
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

Hillcrest Bank is an FDIC insured institution located in Overland Park, KS. It was founded in 1975 and has approximately $1.58 billion in assets.

Hillcrest Bank, Overland Park, Kansas, was closed October 22, 2010 by the Kansas Office of the State Bank Commissioner, which appointed the Federal Deposit Insurance Corporation (FDIC) as receiver. To protect the depositors, the FDIC entered into a purchase and assumption agreement with Hillcrest Bank, National Association, Overland Park, Kansas, a newly-chartered bank subsidiary of NBH Holdings Corp., Boston, Massachusetts, to assume all of the deposits of Hillcrest Bank.

FDIC Insured Yes
FDIC Certificate # 22173
Date Established 1975
Assets $ 1,583.61 million
Loans $ 991.12 million
Deposits $ 1,488.79 million
Capital $ 3.79 million
 

For a more detailed analysis of Hillcrest Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146


Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Hillcrest Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to Hillcrest Bank
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Branches

Hillcrest Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Hillcrest Bank Locations


Financial Details

Hillcrest Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Hillcrest Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Hillcrest Bank U.S. Bank Average
781.85% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, Hillcrest Bank had $203,697,000 in non-current loans and $94,757,000 in owned real estate. To cover these potential losses it had $3,788,000 in equity and $34,385,000 in loans loss reserves. That gives it a Texas Ratio of 781.85%.

Return on Equity
Hillcrest Bank U.S. Bank Average
-246.2% 7.80%

Hillcrest Bank has a Return on Equity of -246.2% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Hillcrest Bank U.S. Bank Average
0.24% 12.68%

Hillcrest Bank has a Capitalization of 0.24% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Hillcrest Bank Balance Sheet Analysis

As of November 30, -0001, Hillcrest Bank had assets of $1,583,611,000, loans of $991,120,000, and deposits of $1,488,785,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions N.A.
Interest-bearing balances N.A.
Total securities N.A.
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 991.12 million
Loan loss allowance $ 34.39 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 94.76 million
Goodwill and other intangibles N.A.
All other assets N.A.
     Total Assets N.A.
LIABILITIES
Total deposits $ 1,488.79 million
      Interest-bearing deposits N.A.
      Deposits held in domestic offices N.A.
      % insured (estimated) 0.00%
Federal funds purchased and repurchase agreements N.A.
Trading liabilities N.A.
Other borrowed funds N.A.
Subordinated debt N.A.
All other liabilities N.A.
      Total Liabilities N.A.
      Shareholders’ Equity $ 1,583.61 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income N.A.
Total Interest Expense N.A.
Net interest income N.A.
Provision for loan and lease losses N.A.
Total non interest income N.A.
Total non interest expense N.A.
Pre-tax Net Operating Income N.A.

Bank Loan Profile?

The top three loan types in Hillcrest Bank’s loan portfolio are 1-4 Family Residential Loans, Multifamily Mortgages, and Credit Card Loans.

Compared to other banks, Hillcrest Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 0.00
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.00
Small Business Loans 0.00
Construction and Development Loans 0.00
Commercial Real Estate 0.00
Commercial and Industrial Loans 0.00
Farm Loans 0.00

Frequently Asked Questions About Hillcrest Bank

Branches and Savings

Is Hillcrest Bank FDIC insured?

Yes. It is covered under FDIC Certificate #22173.

Why does Hillcrest Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Hillcrest Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Hillcrest Bank a commercial bank?

Yes

Where are Hillcrest Bank locations?

See branch locations nearby.

Is Hillcrest Bank open on Saturdays?

Is Hillcrest Bank open on Sundays?

What time does Hillcrest Bank open?

What time does Hillcrest Bank close?

Are Hillcrest Bank ATMs Open 24/7?

Do Hillcrest Bank ATMs accept cash deposits?

Can Hillcrest Bank customers use other ATMs?

Do Hillcrest Bank branches have notaries?

Will Hillcrest Bank notarize my document?

What address for Hillcrest Bank should I put for incoming ACH transfers?

Will the Hillcrest Bank branch print checks?

Do Hillcrest Bank checks expire?

Does Hillcrest Bank require US citizenship to open account?

Can Hillcrest Bank close my account?

Does Hillcrest Bank Report to credit bureaus?

Does Hillcrest Bank Use Equifax?

What is Hillcrest Bank's ACH Routing Number?

What is Hillcrest Bank's SWIFT code?

Products

Does Hillcrest Bank offer mortgages?

Compare mortgage rates here.

Does Hillcrest Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Hillcrest Bank offer personal loans?

Compare personal loan rates here.

Does Hillcrest Bank offer student loans?

Will Hillcrest Bank cash a check?

Will Hillcrest Bank redeem a savings bond?

Does Hillcrest Bank cash savings bonds?

Will Hillcrest Bank cash money orders?

Can Hillcrest Bank issue a money order?

Does Hillcrest Bank do currency exchange?

Background on The Bank

Who owns Hillcrest Bank?

How long has Hillcrest Bank been around?

Can Hillcrest Bank transfer to other banks?

Does Hillcrest Bank have quick pay?

Does Hillcrest Bank accept rolled coins?

Will Hillcrest Bank accept loose change?

Where is Hillcrest Bank headquarters?

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