NBC OKLAHOMA

Headquarters

13401 North Pennsylvania Avenue
Oklahoma City, OK 73156
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 1.05% →
1-Year CD 0.50% 0.95% →
2-Year CD 0.50% 1.05% →
5-Year CD 0.60% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Bank Information

NBC OKLAHOMA is an FDIC insured institution located in Oklahoma City, OK. It was founded in 1931 and has approximately $0.69 billion in assets. Customers can open an account at one of its 8 branches.

FDIC Insured Yes
FDIC Certificate # 4032
Date Established 1931
Assets $ 688.14 million
Loans $ 523.17 million
Deposits $ 607.19 million
Capital $ 59.41 million
 

For a more detailed analysis of NBC OKLAHOMA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
3 Mo CD
0.45% $10,000 $14,999 Learn More
3 Mo CD
0.45% $100,000 $199,999 Learn More
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.50% $100,000 $199,999 Learn More
18 Mo CD
0.50% $10,000 $14,999 Learn More
18 Mo CD
0.50% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
Special: 25 Mo CD
0.55% $5,000 - Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.50% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
0.60% $10,000 $14,999 Learn More
60 Mo CD
0.60% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - September 23, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for NBC OKLAHOMA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.815% 2.750% 0.88 $2,128 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.990 %
$0 Learn More
More Info

Note to NBC OKLAHOMA
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

NBC OKLAHOMA branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


NBC OKLAHOMA Locations


Financial Details

NBC OKLAHOMA Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of NBC OKLAHOMA. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
NBC OKLAHOMA U.S. Bank Average
8.04% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2020, NBC OKLAHOMA had $4,907,000 in non-current loans and $363,000 in owned real estate. To cover these potential losses it had $59,410,000 in equity and $6,143,000 in loans loss reserves. That gives it a Texas Ratio of 8.04%.

Return on Equity
NBC OKLAHOMA U.S. Bank Average
8.34% 7.80%

NBC OKLAHOMA has a Return on Equity of 8.34% versus the BestCashCow average of 7.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
NBC OKLAHOMA U.S. Bank Average
8.63% 12.68%

NBC OKLAHOMA has a Capitalization of 8.63% versus the BestCashCow average of 12.68. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

NBC OKLAHOMA Balance Sheet Analysis

As of March 31, 2020, NBC OKLAHOMA had assets of $688,143,000, loans of $523,167,000, and deposits of $607,186,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 66.42 million
Interest-bearing balances $ 54.41 million
Total securities $ 66.31 million
Federal funds sold and reverse repurchase N.A.
Net loans and leases $ 523.17 million
Loan loss allowance $ 6.14 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.36 million
Goodwill and other intangibles $ 0.56 million
All other assets $ 13.35 million
     Total Assets $ 628.73 million
LIABILITIES
Total deposits $ 607.19 million
      Interest-bearing deposits $ 437.35 million
      Deposits held in domestic offices $ 607.19 million
      % insured (estimated) 61.94%
Federal funds purchased and repurchase agreements $ 4.60 million
Trading liabilities N.A.
Other borrowed funds $ 12.80 million
Subordinated debt N.A.
All other liabilities $ 4.14 million
      Total Liabilities $ 628.73 million
      Shareholders’ Equity $ 59.41 million

Summary Income Statement

March 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 7.24 million
Total Interest Expense $ 1.36 million
Net interest income $ 5.88 million
Provision for loan and lease losses $ 0.19 million
Total non interest income $ 0.60 million
Total non interest expense $ 5.01 million
Pre-tax Net Operating Income $ 1.29 million

Bank Loan Profile?

The top three loan types in NBC OKLAHOMA’s loan portfolio are Commercial Real Estate, Commercial and Industrial Loans, and 1-4 Family Residential Loans.

Compared to other banks in Oklahoma, NBC OKLAHOMA has a significantly higher percent of Small Business Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 16.96
Multifamily
Mortgages
1.41
Credit Card Loans 0.00
Consumer Auto Loans 0.13
Small Business Loans 10.95
Construction and Development Loans 7.29
Commercial Real Estate 32.01
Commercial and Industrial Loans 26.38
Farm Loans 10.48

Frequently Asked Questions About Nbc Oklahoma

Branches and Savings

Is Nbc Oklahoma FDIC insured?

Yes. It is covered under FDIC Certificate #4032.

Why does Nbc Oklahoma pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Nbc Oklahoma CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Nbc Oklahoma a commercial bank?

Yes

Where are Nbc Oklahoma locations?

See branch locations nearby.

Is Nbc Oklahoma open on Saturdays?

Is Nbc Oklahoma open on Sundays?

What time does Nbc Oklahoma open?

What time does Nbc Oklahoma close?

Are Nbc Oklahoma ATMs Open 24/7?

Do Nbc Oklahoma ATMs accept cash deposits?

Can Nbc Oklahoma customers use other ATMs?

Do Nbc Oklahoma branches have notaries?

Will Nbc Oklahoma notarize my document?

What address for Nbc Oklahoma should I put for incoming ACH transfers?

Will the Nbc Oklahoma branch print checks?

Do Nbc Oklahoma checks expire?

Does Nbc Oklahoma require US citizenship to open account?

Can Nbc Oklahoma close my account?

Does Nbc Oklahoma Report to credit bureaus?

Does Nbc Oklahoma Use Equifax?

What is Nbc Oklahoma's ACH Routing Number?

What is Nbc Oklahoma's SWIFT code?

Products

Does Nbc Oklahoma offer mortgages?

Compare mortgage rates here.

Does Nbc Oklahoma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Nbc Oklahoma offer personal loans?

Compare personal loan rates here.

Does Nbc Oklahoma offer student loans?

Will Nbc Oklahoma cash a check?

Will Nbc Oklahoma redeem a savings bond?

Does Nbc Oklahoma cash savings bonds?

Will Nbc Oklahoma cash money orders?

Can Nbc Oklahoma issue a money order?

Does Nbc Oklahoma do currency exchange?

Background on The Bank

Who owns Nbc Oklahoma?

How long has Nbc Oklahoma been around?

Can Nbc Oklahoma transfer to other banks?

Does Nbc Oklahoma have quick pay?

Does Nbc Oklahoma accept rolled coins?

Will Nbc Oklahoma accept loose change?

Where is Nbc Oklahoma headquarters?

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