Peoples Bank of Altenburg

8537 Main St
Altenburg, MO 63732

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 12226
Date Established 1910
Assets $0.06 billion
Loans $0.05 billion
Deposits $0.05 billion
Capital $0.01 billion

Peoples Bank of Altenburg is an FDIC insured institution located in Altenburg, MO. It was founded in 1910 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Peoples Bank of Altenburg's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Peoples Bank of Altenburg’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Commercial Real Estate.

Compared to other banks in Missouri, Peoples Bank of Altenburg has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 47.60
Multifamily
Mortgages
1.84
Credit Card Loans 0.00
Consumer Auto Loans 0.70
Small Business Loans 0.00
Construction and Development Loans 6.40
Commercial Real Estate 7.74
Commercial and Industrial Loans 7.42
Farm Loans 8.39

Deposit Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.15% $2,500 $24,999 Learn MoreShow Less
Money Market
0.25% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
6 Mo CD
1.00% $500 - Learn MoreShow Less
12 Mo CD
2.01% $500 - Learn MoreShow Less
24 Mo CD
2.11% $500 - Learn MoreShow Less
30 Mo CD
2.11% $500 - Learn MoreShow Less
60 Mo CD
2.11% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
2.02% $200 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,000 - Learn MoreShow Less

Loan Rates - February 21, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Peoples Bank of Altenburg

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
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Flagstar Bank
Flagstar Bank
Intro APR
3.490 %
After Intro: 6.240 %
Intro Period: 6 months
$25,000 Learn More
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Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Peoples Bank of Altenburg
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Peoples Bank of Altenburg branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Peoples Bank of Altenburg Locations


Financial Details

Peoples Bank of Altenburg Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples Bank of Altenburg. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Peoples Bank of Altenburg U.S. Bank Average
8.24% 7.34%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of September 30, 2018, Peoples Bank of Altenburg had $570,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $6,269,000 in equity and $647,000 in loans loss reserves. That gives it a Texas Ratio of 8.24%.

Return on Equity
Peoples Bank of Altenburg U.S. Bank Average
13.39% 9.95%

Peoples Bank of Altenburg has a Return on Equity of 13.39% versus the BestCashCow average of 9.95%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Peoples Bank of Altenburg U.S. Bank Average
10.04% 12.19%

Peoples Bank of Altenburg has a Capitalization of 10.04% versus the BestCashCow average of 12.19. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Peoples Bank of Altenburg Balance Sheet Analysis

As of September 30, 2018, Peoples Bank of Altenburg had assets of $62,417,000, loans of $46,404,000, and deposits of $53,336,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

September 30, 2018
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.05 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.06 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 95.40%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.06 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

September 30, 2018
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $-0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Frequently Asked Questions About Peoples Bank Of Altenburg

Branches and Savings

Is Peoples Bank Of Altenburg FDIC insured?

Yes. It is covered under FDIC Certificate #12226.

Why does Peoples Bank Of Altenburg pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Peoples Bank Of Altenburg CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Peoples Bank Of Altenburg a commercial bank?

Yes

Where are Peoples Bank Of Altenburg locations?

See branch locations nearby.

Is Peoples Bank Of Altenburg open on Saturdays?

Is Peoples Bank Of Altenburg open on Sundays?

What time does Peoples Bank Of Altenburg open?

What time does Peoples Bank Of Altenburg close?

Are Peoples Bank Of Altenburg ATMs Open 24/7?

Do Peoples Bank Of Altenburg ATMs accept cash deposits?

Can Peoples Bank Of Altenburg customers use other ATMs?

Do Peoples Bank Of Altenburg branches have notaries?

Will Peoples Bank Of Altenburg notarize my document?

What address for Peoples Bank Of Altenburg should I put for incoming ACH transfers?

Will the Peoples Bank Of Altenburg branch print checks?

Do Peoples Bank Of Altenburg checks expire?

Does Peoples Bank Of Altenburg require US citizenship to open account?

Can Peoples Bank Of Altenburg close my account?

Does Peoples Bank Of Altenburg Report to credit bureaus?

Does Peoples Bank Of Altenburg Use Equifax?

What is Peoples Bank Of Altenburg's ACH Routing Number?

What is Peoples Bank Of Altenburg's SWIFT code?

Products

Does Peoples Bank Of Altenburg offer mortgages?

Compare mortgage rates here.

Does Peoples Bank Of Altenburg offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peoples Bank Of Altenburg offer personal loans?

Compare personal loan rates here.

Does Peoples Bank Of Altenburg offer student loans?

Will Peoples Bank Of Altenburg cash a check?

Will Peoples Bank Of Altenburg redeem a savings bond?

Does Peoples Bank Of Altenburg cash savings bonds?

Will Peoples Bank Of Altenburg cash money orders?

Can Peoples Bank Of Altenburg issue a money order?

Does Peoples Bank Of Altenburg do currency exchange?

Background on The Bank

Who owns Peoples Bank Of Altenburg?

How long has Peoples Bank Of Altenburg been around?

Can Peoples Bank Of Altenburg transfer to other banks?

Does Peoples Bank Of Altenburg have quick pay?

Does Peoples Bank Of Altenburg accept rolled coins?

Will Peoples Bank Of Altenburg accept loose change?

Where is Peoples Bank Of Altenburg headquarters?

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