Peoples Bank of Moniteau County

105 Row Street
Jamestown, MO 65046

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 15792
Date Established 1941
Assets $0.06 billion
Loans $0.04 billion
Deposits $0.05 billion
Capital $0.01 billion

Peoples Bank of Moniteau County is an FDIC insured institution located in Jamestown, MO. It was founded in 1941 and has approximately $0.06 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Peoples Bank of Moniteau County's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 19, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1,000 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 - Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.25% $500 - Learn MoreShow Less
6 Mo CD
0.30% $500 - Learn MoreShow Less
12 Mo CD
0.40% $500 - Learn MoreShow Less
Special: 18 Mo CD
2.01% $500 - Learn MoreShow Less
18 Mo CD
2.01% $500 - Learn MoreShow Less
24 Mo CD
0.55% $500 - Learn MoreShow Less
30 Mo CD
0.60% $500 - Learn MoreShow Less
36 Mo CD
0.75% $500 - Learn MoreShow Less
Special: 48 Mo CD
2.16% $500 - Learn MoreShow Less
48 Mo CD
2.16% $500 - Learn MoreShow Less
60 Mo CD
1.10% $500 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.40% $500 - Learn MoreShow Less
Special: 18 Mo FIRA
2.01% $500 - Learn MoreShow Less
Special: 48 Mo FIRA
2.16% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $500 - Learn MoreShow Less

Loan Rates - September 19, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for Peoples Bank of Moniteau County

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.648% 3.625% 0.25 $712 $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to Peoples Bank of Moniteau County
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Branches

Peoples Bank of Moniteau County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Peoples Bank of Moniteau County Locations


Financial Details

Peoples Bank of Moniteau County Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Peoples Bank of Moniteau County. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Peoples Bank of Moniteau County U.S. Bank Average
35.94% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, Peoples Bank of Moniteau County had $1,555,000 in non-current loans and $485,000 in owned real estate. To cover these potential losses it had $5,102,000 in equity and $574,000 in loans loss reserves. That gives it a Texas Ratio of 35.94%.

Return on Equity
Peoples Bank of Moniteau County U.S. Bank Average
6.76% 9.47%

Peoples Bank of Moniteau County has a Return on Equity of 6.76% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Peoples Bank of Moniteau County U.S. Bank Average
8.72% 12.49%

Peoples Bank of Moniteau County has a Capitalization of 8.72% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Peoples Bank of Moniteau County Balance Sheet Analysis

As of March 31, 2019, Peoples Bank of Moniteau County had assets of $58,528,000, loans of $36,443,000, and deposits of $46,004,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.01 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.04 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.05 billion
LIABILITIES
Total deposits $0.05 billion
      Interest-bearing deposits $0.04 billion
      Deposits held in domestic offices $0.05 billion
      % insured (estimated) 97.22%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.01 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.05 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Peoples Bank of Moniteau County’s loan portfolio are 1-4 Family Residential Loans, Farm Loans, and Commercial Real Estate.

Compared to other banks, Peoples Bank of Moniteau County’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 33.95
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 2.46
Small Business Loans 0.00
Construction and Development Loans 3.38
Commercial Real Estate 10.47
Commercial and Industrial Loans 6.32
Farm Loans 12.19

Frequently Asked Questions About Peoples Bank Of Moniteau County

Branches and Savings

Is Peoples Bank Of Moniteau County FDIC insured?

Yes. It is covered under FDIC Certificate #15792.

Why does Peoples Bank Of Moniteau County pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Peoples Bank Of Moniteau County CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Peoples Bank Of Moniteau County a commercial bank?

Yes

Where are Peoples Bank Of Moniteau County locations?

See branch locations nearby.

Is Peoples Bank Of Moniteau County open on Saturdays?

Is Peoples Bank Of Moniteau County open on Sundays?

What time does Peoples Bank Of Moniteau County open?

What time does Peoples Bank Of Moniteau County close?

Are Peoples Bank Of Moniteau County ATMs Open 24/7?

Do Peoples Bank Of Moniteau County ATMs accept cash deposits?

Can Peoples Bank Of Moniteau County customers use other ATMs?

Do Peoples Bank Of Moniteau County branches have notaries?

Will Peoples Bank Of Moniteau County notarize my document?

What address for Peoples Bank Of Moniteau County should I put for incoming ACH transfers?

Will the Peoples Bank Of Moniteau County branch print checks?

Do Peoples Bank Of Moniteau County checks expire?

Does Peoples Bank Of Moniteau County require US citizenship to open account?

Can Peoples Bank Of Moniteau County close my account?

Does Peoples Bank Of Moniteau County Report to credit bureaus?

Does Peoples Bank Of Moniteau County Use Equifax?

What is Peoples Bank Of Moniteau County's ACH Routing Number?

What is Peoples Bank Of Moniteau County's SWIFT code?

Products

Does Peoples Bank Of Moniteau County offer mortgages?

Compare mortgage rates here.

Does Peoples Bank Of Moniteau County offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Peoples Bank Of Moniteau County offer personal loans?

Compare personal loan rates here.

Does Peoples Bank Of Moniteau County offer student loans?

Will Peoples Bank Of Moniteau County cash a check?

Will Peoples Bank Of Moniteau County redeem a savings bond?

Does Peoples Bank Of Moniteau County cash savings bonds?

Will Peoples Bank Of Moniteau County cash money orders?

Can Peoples Bank Of Moniteau County issue a money order?

Does Peoples Bank Of Moniteau County do currency exchange?

Background on The Bank

Who owns Peoples Bank Of Moniteau County?

How long has Peoples Bank Of Moniteau County been around?

Can Peoples Bank Of Moniteau County transfer to other banks?

Does Peoples Bank Of Moniteau County have quick pay?

Does Peoples Bank Of Moniteau County accept rolled coins?

Will Peoples Bank Of Moniteau County accept loose change?

Where is Peoples Bank Of Moniteau County headquarters?

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