Platte Valley Bank of Missouri

2400 Prairie View Road
Platte City, MO 64079

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 14869
Date Established 1933
Assets $0.55 billion
Loans $0.41 billion
Deposits $0.48 billion
Capital $0.06 billion

Platte Valley Bank of Missouri is an FDIC insured institution located in Platte City, MO. It was founded in 1933 and has approximately $0.55 billion in assets. Customers can open an account at one of its 9 branches.

For a more detailed analysis of Platte Valley Bank of Missouri's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Platte Valley Bank of Missouri’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Construction and Development Loans.

Compared to other banks in Missouri, Platte Valley Bank of Missouri has a significantly higher percent of Construction and Development Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 25.21
Multifamily
Mortgages
1.08
Credit Card Loans 0.00
Consumer Auto Loans 0.57
Small Business Loans 8.21
Construction and Development Loans 18.55
Commercial Real Estate 25.05
Commercial and Industrial Loans 6.99
Farm Loans 5.78

Deposit Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.05% $1,000 $24,999 Learn MoreShow Less
Money Market
0.05% $25,000 $49,999 Learn MoreShow Less
Premium Money Market Account
0.10% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.10% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.15% $1,000 - Learn MoreShow Less
6 Mo CD
0.20% $1,000 - Learn MoreShow Less
12 Mo CD
0.30% $1,000 - Learn MoreShow Less
Special: 13 Mo CD
2.75% $10,000 - Learn MoreShow Less
18 Mo CD
0.35% $1,000 - Learn MoreShow Less
Special: 18 Mo CD
2.75% $10,000 - Learn MoreShow Less
24 Mo CD
0.50% $1,000 - Learn MoreShow Less
30 Mo CD
0.70% $1,000 - Learn MoreShow Less
36 Mo CD
0.65% $1,000 - Learn MoreShow Less
48 Mo CD
1.00% $1,000 - Learn MoreShow Less
60 Mo CD
1.10% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
0.30% $1,000 - Learn MoreShow Less
Special: 13 Mo FIRA
2.75% $10,000 - Learn MoreShow Less
Special: 18 Mo FIRA
2.75% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.35% $100 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $1,000 - Learn MoreShow Less

Loan Rates - April 18, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Platte Valley Bank of Missouri

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
4.375% 4.250% 0.50 $3,750 $1,230 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.044% 4.000% 0.13 $1,340 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to Platte Valley Bank of Missouri
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Platte Valley Bank of Missouri branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Platte Valley Bank of Missouri Locations


Financial Details

Platte Valley Bank of Missouri Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Platte Valley Bank of Missouri. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Platte Valley Bank of Missouri U.S. Bank Average
0.93% 6.97%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2018, Platte Valley Bank of Missouri had $561,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $55,264,000 in equity and $5,334,000 in loans loss reserves. That gives it a Texas Ratio of 0.93%.

Return on Equity
Platte Valley Bank of Missouri U.S. Bank Average
19.3% 8.80%

Platte Valley Bank of Missouri has a Return on Equity of 19.3% versus the BestCashCow average of 8.80%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Platte Valley Bank of Missouri U.S. Bank Average
9.96% 12.29%

Platte Valley Bank of Missouri has a Capitalization of 9.96% versus the BestCashCow average of 12.29. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Platte Valley Bank of Missouri Balance Sheet Analysis

As of December 31, 2018, Platte Valley Bank of Missouri had assets of $554,681,000, loans of $409,989,000, and deposits of $483,595,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2018
ASSETS
Cash & Balances due from depository institutions $0.01 billion
Interest-bearing balances $0.00 billion
Total securities $0.11 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.41 billion
Loan loss allowance $0.01 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.01 billion
     Total Assets $0.50 billion
LIABILITIES
Total deposits $0.48 billion
      Interest-bearing deposits $0.35 billion
      Deposits held in domestic offices $0.48 billion
      % insured (estimated) 80.31%
Federal funds purchased and repurchase agreements $0.01 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.01 billion
      Total Liabilities $0.50 billion
      Shareholders’ Equity $0.06 billion

Summary Income Statement

December 31, 2018
INCOME AND EXPENSES
Total Interest Income $0.03 billion
Total Interest Expense $0.00 billion
Net interest income $0.02 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.01 billion
Total non interest expense $0.02 billion
Pre-tax Net Operating Income $0.01 billion

Frequently Asked Questions About Platte Valley Bank Of Missouri

Branches and Savings

Is Platte Valley Bank Of Missouri FDIC insured?

Yes. It is covered under FDIC Certificate #14869.

Why does Platte Valley Bank Of Missouri pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Platte Valley Bank Of Missouri CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Platte Valley Bank Of Missouri a commercial bank?

Yes

Where are Platte Valley Bank Of Missouri locations?

See branch locations nearby.

Is Platte Valley Bank Of Missouri open on Saturdays?

Is Platte Valley Bank Of Missouri open on Sundays?

What time does Platte Valley Bank Of Missouri open?

What time does Platte Valley Bank Of Missouri close?

Are Platte Valley Bank Of Missouri ATMs Open 24/7?

Do Platte Valley Bank Of Missouri ATMs accept cash deposits?

Can Platte Valley Bank Of Missouri customers use other ATMs?

Do Platte Valley Bank Of Missouri branches have notaries?

Will Platte Valley Bank Of Missouri notarize my document?

What address for Platte Valley Bank Of Missouri should I put for incoming ACH transfers?

Will the Platte Valley Bank Of Missouri branch print checks?

Do Platte Valley Bank Of Missouri checks expire?

Does Platte Valley Bank Of Missouri require US citizenship to open account?

Can Platte Valley Bank Of Missouri close my account?

Does Platte Valley Bank Of Missouri Report to credit bureaus?

Does Platte Valley Bank Of Missouri Use Equifax?

What is Platte Valley Bank Of Missouri's ACH Routing Number?

What is Platte Valley Bank Of Missouri's SWIFT code?

Products

Does Platte Valley Bank Of Missouri offer mortgages?

Compare mortgage rates here.

Does Platte Valley Bank Of Missouri offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Platte Valley Bank Of Missouri offer personal loans?

Compare personal loan rates here.

Does Platte Valley Bank Of Missouri offer student loans?

Will Platte Valley Bank Of Missouri cash a check?

Will Platte Valley Bank Of Missouri redeem a savings bond?

Does Platte Valley Bank Of Missouri cash savings bonds?

Will Platte Valley Bank Of Missouri cash money orders?

Can Platte Valley Bank Of Missouri issue a money order?

Does Platte Valley Bank Of Missouri do currency exchange?

Background on The Bank

Who owns Platte Valley Bank Of Missouri?

How long has Platte Valley Bank Of Missouri been around?

Can Platte Valley Bank Of Missouri transfer to other banks?

Does Platte Valley Bank Of Missouri have quick pay?

Does Platte Valley Bank Of Missouri accept rolled coins?

Will Platte Valley Bank Of Missouri accept loose change?

Where is Platte Valley Bank Of Missouri headquarters?

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