Preston National Bank

5644 Lbj Freeway
Dallas, TX 75240

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 26222
Date Established 1985
Assets $0.06 billion
Loans $0.06 billion
Deposits $0.05 billion
Capital $0.01 billion

Preston National Bank is an FDIC insured institution located in Dallas, TX. It was founded in 1985 and has approximately $0.06 billion in assets.

For a more detailed analysis of Preston National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Preston National Bank’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks, Preston National Bank’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 37.12
Multifamily
Mortgages
0.00
Credit Card Loans 1.17
Consumer Auto Loans 0.42
Small Business Loans 18.57
Construction and Development Loans 15.81
Commercial Real Estate 25.67
Commercial and Industrial Loans 19.68
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

There are currently no rates available for Preston National Bank, but see these great savings and CD rates:


Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Preston National Bank

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Poli Mortgage Group Inc
NMLS ID: 1979
License#: MC-5501
3.875% 3.875% 0.00 $0 $1,176 Learn More
Cornerstone Home Lending
NMLS ID: 119622
License#: MC-4673
4.000% 4.000% 0.00 $0 $1,194 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Preston National Bank
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Branches

Preston National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Preston National Bank Locations

Financial Details

Preston National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Preston National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Preston National Bank U.S. Bank Average
5.79% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Preston National Bank had $126,000 in non-current loans and $436,000 in owned real estate. To cover these potential losses it had $8,901,000 in equity and $803,000 in loans loss reserves. That gives it a Texas Ratio of 5.79%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Preston National Bank U.S. Bank Average
14.5% 8.58

Preston National Bank has a Return on Equity of 14.5% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Preston National Bank U.S. Bank Average
14.24% 12.11

Preston National Bank has a Capitalization of 14.24% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Preston National Bank Balance Sheet Analysis

As of March 31, 2015, Preston National Bank had assets of $58,792,000, loans of $58,843,000, and deposits of $49,952,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Preston National Bank

Branches and Savings

Is Preston National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #26222.

Why does Preston National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Preston National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Preston National Bank a commercial bank?

Yes

Where are Preston National Bank locations?

See branch locations nearby.

Is Preston National Bank open on Saturdays?

Is Preston National Bank open on Sundays?

What time does Preston National Bank open?

What time does Preston National Bank close?

Are Preston National Bank ATMs Open 24/7?

Do Preston National Bank ATMs accept cash deposits?

Can Preston National Bank customers use other ATMs?

Do Preston National Bank branches have notaries?

Will Preston National Bank notarize my document?

What address for Preston National Bank should I put for incoming ACH transfers?

Will the Preston National Bank branch print checks?

Do Preston National Bank checks expire?

Does Preston National Bank require US citizenship to open account?

Can Preston National Bank close my account?

Does Preston National Bank Report to credit bureaus?

Does Preston National Bank Use Equifax?

What is Preston National Bank's ACH Routing Number?

What is Preston National Bank's SWIFT code?

Products

Does Preston National Bank offer mortgages?

Compare mortgage rates here.

Does Preston National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Preston National Bank offer personal loans?

Compare personal loan rates here.

Does Preston National Bank offer student loans?

Will Preston National Bank cash a check?

Will Preston National Bank redeem a savings bond?

Does Preston National Bank cash savings bonds?

Will Preston National Bank cash money orders?

Can Preston National Bank issue a money order?

Does Preston National Bank do currency exchange?

Background on The Bank

Who owns Preston National Bank?

How long has Preston National Bank been around?

Can Preston National Bank transfer to other banks?

Does Preston National Bank have quick pay?

Does Preston National Bank accept rolled coins?

Will Preston National Bank accept loose change?

Where is Preston National Bank headquarters?

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