Rockland Savings Bank, FSB

582 Main Street
Rockland, ME 04841

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 28369
Date Established 1888
Assets $0.07 billion
Loans $0.06 billion
Deposits $0.06 billion
Capital $0.01 billion

Rockland Savings Bank, FSB is an FDIC insured institution located in Rockland, ME. It was founded in 1888 and has approximately $0.07 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of Rockland Savings Bank, FSB's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Rockland Savings Bank, FSB’s loan portfolio are 1-4 Family Residential Loans, Small Business Loans, and Commercial Real Estate.

Compared to other banks, Rockland Savings Bank, FSB’s loan portfolio does not show any specific loan specialty.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 74.59
Multifamily
Mortgages
1.17
Credit Card Loans 0.00
Consumer Auto Loans 2.55
Small Business Loans 13.55
Construction and Development Loans 3.24
Commercial Real Estate 13.55
Commercial and Industrial Loans 4.72
Farm Loans 0.00

Savings Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.15% $500 - Learn MoreShow Less
6 Mo CD 10K
0.20% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.25% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
0.15% $10 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 10K
0.15% $2,500 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.05% $25 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Rockland Savings Bank, FSB

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2017

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
3.760% 3.750% 0.13 $298 $1,158 Learn More
PenFed Credit Union
NMLS ID: 401822
3.957% 3.875% 0.00 $2,500 $1,176 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2017

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 3.240% $217.33 Learn More

Note to Rockland Savings Bank, FSB
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Rockland Savings Bank, FSB branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Rockland Savings Bank, Fsb Locations

Financial Details

Rockland Savings Bank, FSB Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Rockland Savings Bank, FSB. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Rockland Savings Bank, FSB U.S. Bank Average
6.05% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Rockland Savings Bank, FSB had $232,000 in non-current loans and $428,000 in owned real estate. To cover these potential losses it had $9,998,000 in equity and $908,000 in loans loss reserves. That gives it a Texas Ratio of 6.05%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Rockland Savings Bank, FSB U.S. Bank Average
-1.56% 8.58

Rockland Savings Bank, FSB has a Return on Equity of -1.56% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Rockland Savings Bank, FSB U.S. Bank Average
14.32% 12.11

Rockland Savings Bank, FSB has a Capitalization of 14.32% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Rockland Savings Bank, FSB Balance Sheet Analysis

As of June 30, 2017, Rockland Savings Bank, FSB had assets of $69,808,000, loans of $59,203,000, and deposits of $59,215,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

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