The Lincoln National Bank of Hodgenville

Headquarters

Main Street
Hodgenville, KY 42748
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.75% 0.70% →
2-Year CD 0.65% 0.75% →
5-Year CD 1.15% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Bank Information

The Lincoln National Bank of Hodgenville is an FDIC insured institution located in Hodgenville, KY. It was founded in 1930 and has approximately $0.37 billion in assets. Customers can open an account at one of its 6 branches.

FDIC Insured Yes
FDIC Certificate # 2750
Date Established 1930
Assets $ 370.47 million
Loans $ 238.27 million
Deposits $ 313.86 million
Capital $ 46.24 million
 

For a more detailed analysis of The Lincoln National Bank of Hodgenville's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.05% $10,000 $14,999 Learn More
Money Market
0.07% $25,000 $29,999 Learn More
CD Rates APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.75% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.40% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.50% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.70% $10,000 $14,999 Learn More
36 Mo CD
0.85% $100,000 $199,999 Learn More
48 Mo CD
0.80% $10,000 $14,999 Learn More
48 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
1.15% $10,000 $14,999 Learn More
60 Mo CD
1.15% $100,000 $199,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less
 

Loan Rates - June 21, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for The Lincoln National Bank of Hodgenville

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:




Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.582% 2.500%
0.63 points
$2,700 fees
$988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR 2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR 1.990 %
After Intro: 4.840 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to The Lincoln National Bank of Hodgenville
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

The Lincoln National Bank of Hodgenville branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


The Lincoln National Bank of Hodgenville Locations


Financial Details

The Lincoln National Bank of Hodgenville Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Lincoln National Bank of Hodgenville. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Lincoln National Bank of Hodgenville U.S. Bank Average
3.62% 5.49%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of December 31, 2020, The Lincoln National Bank of Hodgenville had $946,000 in non-current loans and $859,000 in owned real estate. To cover these potential losses it had $46,236,000 in equity and $3,583,000 in loans loss reserves. That gives it a Texas Ratio of 3.62%.

Return on Equity
The Lincoln National Bank of Hodgenville U.S. Bank Average
8.16% 9.24%

The Lincoln National Bank of Hodgenville has a Return on Equity of 8.16% versus the BestCashCow average of 9.24%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Lincoln National Bank of Hodgenville U.S. Bank Average
12.48% 11.96%

The Lincoln National Bank of Hodgenville has a Capitalization of 12.48% versus the BestCashCow average of 11.96. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Lincoln National Bank of Hodgenville Balance Sheet Analysis

As of December 31, 2020, The Lincoln National Bank of Hodgenville had assets of $370,466,000, loans of $238,267,000, and deposits of $313,859,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

December 31, 2020
ASSETS
Cash & Balances due from depository institutions $ 68.04 million
Interest-bearing balances $ 52.28 million
Total securities $ 28.87 million
Federal funds sold and reverse repurchase $ 24.15 million
Net loans and leases $ 238.27 million
Loan loss allowance $ 3.58 million
Trading account assets N.A.
Bank premises and fixed assets N.A.
Other real estate owned $ 0.86 million
Goodwill and other intangibles $ 1.06 million
All other assets $ 3.76 million
     Total Assets $ 324.23 million
LIABILITIES
Total deposits $ 313.86 million
      Interest-bearing deposits $ 232.18 million
      Deposits held in domestic offices $ 313.86 million
      % insured (estimated) 85.32%
Federal funds purchased and repurchase agreements $ 1.83 million
Trading liabilities N.A.
Other borrowed funds $ 7.12 million
Subordinated debt N.A.
All other liabilities $ 1.42 million
      Total Liabilities $ 324.23 million
      Shareholders’ Equity $ 46.24 million

Summary Income Statement

December 31, 2020
INCOME AND EXPENSES
Total Interest Income $ 14.13 million
Total Interest Expense $ 2.09 million
Net interest income $ 12.04 million
Provision for loan and lease losses $ 0.69 million
Total non interest income $ 1.92 million
Total non interest expense $ 8.85 million
Pre-tax Net Operating Income $ 4.41 million

Bank Loan Profile?

The top three loan types in The Lincoln National Bank of Hodgenville’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Small Business Loans.

Compared to other banks in Kentucky, The Lincoln National Bank of Hodgenville has a significantly higher percent of 1-4 Family Residential Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 58.70
Multifamily
Mortgages
0.73
Credit Card Loans 0.00
Consumer Auto Loans 2.87
Small Business Loans 8.72
Construction and Development Loans 5.20
Commercial Real Estate 9.47
Commercial and Industrial Loans 6.65
Farm Loans 1.86

Frequently Asked Questions About The Lincoln National Bank Of Hodgenville

Branches and Savings

Is The Lincoln National Bank Of Hodgenville FDIC insured?

Yes. It is covered under FDIC Certificate #2750.

Why does The Lincoln National Bank Of Hodgenville pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Lincoln National Bank Of Hodgenville CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Lincoln National Bank Of Hodgenville a commercial bank?

Yes

Where are The Lincoln National Bank Of Hodgenville locations?

See branch locations nearby.

Is The Lincoln National Bank Of Hodgenville open on Saturdays?

Is The Lincoln National Bank Of Hodgenville open on Sundays?

What time does The Lincoln National Bank Of Hodgenville open?

What time does The Lincoln National Bank Of Hodgenville close?

Are The Lincoln National Bank Of Hodgenville ATMs Open 24/7?

Do The Lincoln National Bank Of Hodgenville ATMs accept cash deposits?

Can The Lincoln National Bank Of Hodgenville customers use other ATMs?

Do The Lincoln National Bank Of Hodgenville branches have notaries?

Will The Lincoln National Bank Of Hodgenville notarize my document?

What address for The Lincoln National Bank Of Hodgenville should I put for incoming ACH transfers?

Will the The Lincoln National Bank Of Hodgenville branch print checks?

Do The Lincoln National Bank Of Hodgenville checks expire?

Does The Lincoln National Bank Of Hodgenville require US citizenship to open account?

Can The Lincoln National Bank Of Hodgenville close my account?

Does The Lincoln National Bank Of Hodgenville Report to credit bureaus?

Does The Lincoln National Bank Of Hodgenville Use Equifax?

What is The Lincoln National Bank Of Hodgenville's ACH Routing Number?

What is The Lincoln National Bank Of Hodgenville's SWIFT code?

Products

Does The Lincoln National Bank Of Hodgenville offer mortgages?

Compare mortgage rates here.

Does The Lincoln National Bank Of Hodgenville offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Lincoln National Bank Of Hodgenville offer personal loans?

Compare personal loan rates here.

Does The Lincoln National Bank Of Hodgenville offer student loans?

Will The Lincoln National Bank Of Hodgenville cash a check?

Will The Lincoln National Bank Of Hodgenville redeem a savings bond?

Does The Lincoln National Bank Of Hodgenville cash savings bonds?

Will The Lincoln National Bank Of Hodgenville cash money orders?

Can The Lincoln National Bank Of Hodgenville issue a money order?

Does The Lincoln National Bank Of Hodgenville do currency exchange?

Background on The Bank

Who owns The Lincoln National Bank Of Hodgenville?

How long has The Lincoln National Bank Of Hodgenville been around?

Can The Lincoln National Bank Of Hodgenville transfer to other banks?

Does The Lincoln National Bank Of Hodgenville have quick pay?

Does The Lincoln National Bank Of Hodgenville accept rolled coins?

Will The Lincoln National Bank Of Hodgenville accept loose change?

Where is The Lincoln National Bank Of Hodgenville headquarters?

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