The Samson Banking Company, Inc.

2 West Main Street
Samson, AL 36477

 

2019 Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 16185
Date Established 1930
Assets $0.08 billion
Loans $0.03 billion
Deposits $0.07 billion
Capital $0.01 billion

The Samson Banking Company, Inc. is an FDIC insured institution located in Samson, AL. It was founded in 1930 and has approximately $0.08 billion in assets. Customers can open an account at one of its 2 branches.

For a more detailed analysis of The Samson Banking Company, Inc.'s financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1 $24,999 Learn MoreShow Less
Money Market
0.40% $25,000 $49,999 Learn MoreShow Less
CD Rates APY MIN MAX
3 Mo CD
0.75% $1,000 - Learn MoreShow Less
6 Mo CD
1.00% $1,000 - Learn MoreShow Less
12 Mo CD
1.26% $1,000 - Learn MoreShow Less
Special: 18 Mo CD
2.07% $1,000 - Learn MoreShow Less
18 Mo CD
2.07% $1,000 - Learn MoreShow Less
24 Mo CD
1.72% $1,000 - Learn MoreShow Less
30 Mo CD
1.87% $1,000 - Learn MoreShow Less
36 Mo CD
1.97% $1,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
Fixed IRA
1.87% $250 - Learn MoreShow Less
Special: 18 Mo FIRA
2.07% $1,000 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1 $9,999 Learn MoreShow Less

Loan Rates - September 14, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for The Samson Banking Company, Inc.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.751% 3.750% 0.00 $25 $1,158 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info

Note to The Samson Banking Company, Inc.
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Branches

The Samson Banking Company, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


The Samson Banking Company, Inc. Locations


Financial Details

The Samson Banking Company, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of The Samson Banking Company, Inc.. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
The Samson Banking Company, Inc. U.S. Bank Average
1.75% 6.94%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of March 31, 2019, The Samson Banking Company, Inc. had $195,000 in non-current loans and $0 in owned real estate. To cover these potential losses it had $10,687,000 in equity and $477,000 in loans loss reserves. That gives it a Texas Ratio of 1.75%.

Return on Equity
The Samson Banking Company, Inc. U.S. Bank Average
11.14% 9.47%

The Samson Banking Company, Inc. has a Return on Equity of 11.14% versus the BestCashCow average of 9.47%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
The Samson Banking Company, Inc. U.S. Bank Average
13.37% 12.49%

The Samson Banking Company, Inc. has a Capitalization of 13.37% versus the BestCashCow average of 12.49. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

The Samson Banking Company, Inc. Balance Sheet Analysis

As of March 31, 2019, The Samson Banking Company, Inc. had assets of $79,954,000, loans of $33,579,000, and deposits of $69,146,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

March 31, 2019
ASSETS
Cash & Balances due from depository institutions $0.00 billion
Interest-bearing balances $0.00 billion
Total securities $0.04 billion
Federal funds sold and reverse repurchase $0.00 billion
Net loans and leases $0.03 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.07 billion
LIABILITIES
Total deposits $0.07 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.07 billion
      % insured (estimated) 91.08%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.07 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

March 31, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in The Samson Banking Company, Inc.’s loan portfolio are 1-4 Family Residential Loans, Commercial Real Estate, and Commercial and Industrial Loans.

Compared to other banks in Alabama, The Samson Banking Company, Inc. has a significantly higher percent of 1-4 Family Residential Loans, Consumer Auto Loans on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 45.72
Multifamily
Mortgages
0.55
Credit Card Loans 0.00
Consumer Auto Loans 8.16
Small Business Loans 0.00
Construction and Development Loans 4.64
Commercial Real Estate 10.21
Commercial and Industrial Loans 9.79
Farm Loans 2.41

Frequently Asked Questions About The Samson Banking Company, Inc.

Branches and Savings

Is The Samson Banking Company, Inc. FDIC insured?

Yes. It is covered under FDIC Certificate #16185.

Why does The Samson Banking Company, Inc. pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are The Samson Banking Company, Inc. CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is The Samson Banking Company, Inc. a commercial bank?

Yes

Where are The Samson Banking Company, Inc. locations?

See branch locations nearby.

Is The Samson Banking Company, Inc. open on Saturdays?

Is The Samson Banking Company, Inc. open on Sundays?

What time does The Samson Banking Company, Inc. open?

What time does The Samson Banking Company, Inc. close?

Are The Samson Banking Company, Inc. ATMs Open 24/7?

Do The Samson Banking Company, Inc. ATMs accept cash deposits?

Can The Samson Banking Company, Inc. customers use other ATMs?

Do The Samson Banking Company, Inc. branches have notaries?

Will The Samson Banking Company, Inc. notarize my document?

What address for The Samson Banking Company, Inc. should I put for incoming ACH transfers?

Will the The Samson Banking Company, Inc. branch print checks?

Do The Samson Banking Company, Inc. checks expire?

Does The Samson Banking Company, Inc. require US citizenship to open account?

Can The Samson Banking Company, Inc. close my account?

Does The Samson Banking Company, Inc. Report to credit bureaus?

Does The Samson Banking Company, Inc. Use Equifax?

What is The Samson Banking Company, Inc.'s ACH Routing Number?

What is The Samson Banking Company, Inc.'s SWIFT code?

Products

Does The Samson Banking Company, Inc. offer mortgages?

Compare mortgage rates here.

Does The Samson Banking Company, Inc. offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does The Samson Banking Company, Inc. offer personal loans?

Compare personal loan rates here.

Does The Samson Banking Company, Inc. offer student loans?

Will The Samson Banking Company, Inc. cash a check?

Will The Samson Banking Company, Inc. redeem a savings bond?

Does The Samson Banking Company, Inc. cash savings bonds?

Will The Samson Banking Company, Inc. cash money orders?

Can The Samson Banking Company, Inc. issue a money order?

Does The Samson Banking Company, Inc. do currency exchange?

Background on The Bank

Who owns The Samson Banking Company, Inc.?

How long has The Samson Banking Company, Inc. been around?

Can The Samson Banking Company, Inc. transfer to other banks?

Does The Samson Banking Company, Inc. have quick pay?

Does The Samson Banking Company, Inc. accept rolled coins?

Will The Samson Banking Company, Inc. accept loose change?

Where is The Samson Banking Company, Inc. headquarters?

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