Tri City National Bank

6400 South 27th Street
Oak Creek, WI 53154

Overview

General Bank Information

FDIC Insured Yes
FDIC Certificate # 18922
Date Established 1963
Assets $1.41 billion
Loans $0.80 billion
Deposits $1.25 billion
Capital $0.14 billion

Tri City National Bank is an FDIC insured institution located in Oak Creek, WI. It was founded in 1963 and has approximately $1.41 billion in assets. Customers can open an account at one of its 38 branches.

For a more detailed analysis of Tri City National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Bank Loan Profile?

The top three loan types in Tri City National Bank’s loan portfolio are Commercial Real Estate, 1-4 Family Residential Loans, and Small Business Loans.

Compared to other banks in Wisconsin, Tri City National Bank has a significantly higher percent of Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 24.61
Multifamily
Mortgages
8.76
Credit Card Loans 0.00
Consumer Auto Loans 0.10
Small Business Loans 19.86
Construction and Development Loans 5.45
Commercial Real Estate 55.97
Commercial and Industrial Loans 5.48
Farm Loans 0.00

Deposit Rates

Your Current Location: Virginia, VA 20146

CD Rates APY MIN MAX
3 Mo CD 10K
0.05% $500 - Learn MoreShow Less
6 Mo CD 10K
0.10% $500 - Learn MoreShow Less
Savings Rates APY MIN MAX
Fixed IRA Rates APY MIN MAX
Fixed IRA 0K
0.40% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA 0K
1.76% $500 - Learn MoreShow Less
MM Rates APY MIN MAX
MM 2.5K
0.02% $1 $9,999 Learn MoreShow Less
MM 10K
0.05% $10,000 $49,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg 0K
0.02% $1 $2,499 Learn MoreShow Less
Int Ckg 2.5K
0.05% $2,500 - Learn MoreShow Less

Loan Rates

Your Current Location: Virginia, VA 20146

Auto Loan Rates APR Rate Monthly Payment
3 Year 3.99% 3.99% $737.99 Learn MoreShow Less
4 Year 4.49% 4.49% $569.97 Learn MoreShow Less
5 Year 4.99% 4.99% $471.67 Learn MoreShow Less
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches

Tri City National Bank branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Tri City National Bank Locations

Financial Details

Tri City National Bank Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tri City National Bank. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Tri City National Bank U.S. Bank Average
3.07% 8.45

The Texas Ratio compares the amount of loans at risk and the amount of owned real estate with the amount a bank has on hand to cover any losses. As of June 30, 2017, Tri City National Bank had $4,297,000 in non-current loans and $411,000 in owned real estate. To cover these potential losses it had $141,833,000 in equity and $11,390,000 in loans loss reserves. That gives it a Texas Ratio of 3.07%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a bank has to absorb its loan losses.

Return on Equity
Tri City National Bank U.S. Bank Average
7.45% 8.58

Tri City National Bank has a Return on Equity of 7.45% versus the BestCashCow average of 8.58. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Tri City National Bank U.S. Bank Average
10.03% 12.11

Tri City National Bank has a Capitalization of 10.03% versus the BestCashCow average of 12.11. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Tri City National Bank Balance Sheet Analysis

As of June 30, 2017, Tri City National Bank had assets of $1,413,453,000, loans of $795,804,000, and deposits of $1,253,072,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Frequently Asked Questions About Tri City National Bank

Branches and Savings

Is Tri City National Bank FDIC insured?

Yes. It is covered under FDIC Certificate #18922.

Why does Tri City National Bank pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Tri City National Bank CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Tri City National Bank a commercial bank?

Yes

Where are Tri City National Bank locations?

See branch locations nearby.

Is Tri City National Bank open on Saturdays?

Is Tri City National Bank open on Sundays?

What time does Tri City National Bank open?

What time does Tri City National Bank close?

Are Tri City National Bank ATMs Open 24/7?

Do Tri City National Bank ATMs accept cash deposits?

Can Tri City National Bank customers use other ATMs?

Do Tri City National Bank branches have notaries?

Will Tri City National Bank notarize my document?

What address for Tri City National Bank should I put for incoming ACH transfers?

Will the Tri City National Bank branch print checks?

Do Tri City National Bank checks expire?

Does Tri City National Bank require US citizenship to open account?

Can Tri City National Bank close my account?

Does Tri City National Bank Report to credit bureaus?

Does Tri City National Bank Use Equifax?

What is Tri City National Bank's ACH Routing Number?

What is Tri City National Bank's SWIFT code?

Products

Does Tri City National Bank offer mortgages?

Compare mortgage rates here.

Does Tri City National Bank offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tri City National Bank offer personal loans?

Compare personal loan rates here.

Does Tri City National Bank offer student loans?

Will Tri City National Bank cash a check?

Will Tri City National Bank redeem a savings bond?

Does Tri City National Bank cash savings bonds?

Will Tri City National Bank cash money orders?

Can Tri City National Bank issue a money order?

Does Tri City National Bank do currency exchange?

Background on The Bank

Who owns Tri City National Bank?

How long has Tri City National Bank been around?

Can Tri City National Bank transfer to other banks?

Does Tri City National Bank have quick pay?

Does Tri City National Bank accept rolled coins?

Will Tri City National Bank accept loose change?

Where is Tri City National Bank headquarters?

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