Valley Bank of Nevada

6385 Simmons Street
North Las Vegas, NV 89031

Notable Rates APY Vs.Others
Savings 0.25% 2.60% →
1-Year CD 1.00% 2.25% →
2-Year CD 0.80% 2.50% →
5-Year CD N.A. 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Bank Information

Valley Bank of Nevada is an FDIC insured institution located in North Las Vegas, NV. It was founded in 2005 and has approximately $0.13 billion in assets. Customers can open an account at one of its 2 branches.

FDIC Insured Yes
FDIC Certificate # 57933
Date Established 2005
Assets $0.13 billion
Loans $0.09 billion
Deposits $0.11 billion
Capital $0.01 billion
 

For a more detailed analysis of Valley Bank of Nevada's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates APY MIN MAX
Money Market
0.20% $1 $4,999 Learn MoreShow Less
Money Market
0.20% $5,000 $24,999 Learn MoreShow Less
Money Market
0.20% $25,000 $99,999 Learn MoreShow Less
CD Rates APY MIN MAX
0.50% $1,000 $14,999 Learn MoreShow Less
3 Mo CD
0.50% $100,000 - Learn MoreShow Less
0.60% $1,000 $14,999 Learn MoreShow Less
6 Mo CD
0.60% $100,000 - Learn MoreShow Less
0.80% $1,000 $14,999 Learn MoreShow Less
12 Mo CD
1.00% $100,000 - Learn MoreShow Less
0.80% $1,000 $14,999 Learn MoreShow Less
18 Mo CD
1.00% $100,000 - Learn MoreShow Less
0.60% $1,000 $14,999 Learn MoreShow Less
24 Mo CD
0.80% $100,000 - Learn MoreShow Less

Fixed IRA Rates APY MIN MAX
0.80% $500 $14,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $1,000 - Learn MoreShow Less

Loan Rates - November 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for Valley Bank of Nevada

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

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Payment
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First Internet Bank
NMLS ID: 424182
3.537% 3.500% 0.50 $1,142 $1,123 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.530% 3.500% 0.38 $930 $1,123 Learn More
Hamilton National Mortgage Co.
NMLS ID: 122701
3.642% 3.625% 0.25 $525 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Atlantic Union Bank
Atlantic Union Bank
4.750 %
$15,000 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
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Note to Valley Bank of Nevada
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Branches

Valley Bank of Nevada branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Valley Bank of Nevada Locations


Financial Details

Valley Bank of Nevada Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Bank of Nevada. The data is provided by the FDIC. All banks listed on BestCashCow.com are FDIC-insured. No depositor has ever lost deposits that have been within the FDIC insurance limits.

Texas Ratio
Valley Bank of Nevada U.S. Bank Average
25.15% 6.77%

The Texas Ratio compares the bank’s non performing assets (non-performing loans and real estate owned) with its the bank’s tangible common equity and its loan loss reserves. A lower Texas ratio indicates better coverage of problem loans. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a bank has to absorb its loan losses.

As of June 30, 2019, Valley Bank of Nevada had $2,032,000 in non-current loans and $1,993,000 in owned real estate. To cover these potential losses it had $14,391,000 in equity and $1,610,000 in loans loss reserves. That gives it a Texas Ratio of 25.15%.

Return on Equity
Valley Bank of Nevada U.S. Bank Average
1.24% 9.50%

Valley Bank of Nevada has a Return on Equity of 1.24% versus the BestCashCow average of 9.50%. Return on equity measures how efficiently a bank is making money from its capital. A bank with a consistently high ROE can be considered well run. A bank with a consistently low ROE can be considered poorly run.

Capitalization
Valley Bank of Nevada U.S. Bank Average
11.26% 12.76%

Valley Bank of Nevada has a Capitalization of 11.26% versus the BestCashCow average of 12.76. Capitalization measures how much equity capital a bank has to underpin loans and other assets on its balance sheet. The higher the capitalization number the more secure a bank is considered.

Valley Bank of Nevada Balance Sheet Analysis

As of June 30, 2019, Valley Bank of Nevada had assets of $127,795,000, loans of $88,922,000, and deposits of $112,822,000. Long-term increases in deposits shows a bank's ability to raise funds to grow its loans and assets. Loan and asset growth may rise or fall depending on a bank's strategy for growth. Sharp rises and falls in assets, deposits, and loans can be problematic, indicating a loosening of lending standards, or financial distress leading to reduced lending. A big change in these figured can also be from a bank acquisition or merger.

Summary Balance Sheet

June 30, 2019
ASSETS
Cash & Balances due from depository institutions $0.02 billion
Interest-bearing balances $0.01 billion
Total securities $0.00 billion
Federal funds sold and reverse repurchase $0.01 billion
Net loans and leases $0.09 billion
Loan loss allowance $0.00 billion
Trading account assets $0.00 billion
Bank premises and fixed assets $0.00 billion
Other real estate owned $0.00 billion
Goodwill and other intangibles $0.00 billion
All other assets $0.00 billion
     Total Assets $0.11 billion
LIABILITIES
Total deposits $0.11 billion
      Interest-bearing deposits $0.05 billion
      Deposits held in domestic offices $0.11 billion
      % insured (estimated) 45.03%
Federal funds purchased and repurchase agreements $0.00 billion
Trading liabilities $0.00 billion
Other borrowed funds $0.00 billion
Subordinated debt $0.00 billion
All other liabilities $0.00 billion
      Total Liabilities $0.11 billion
      Shareholders’ Equity $0.01 billion

Summary Income Statement

June 30, 2019
INCOME AND EXPENSES
Total Interest Income $0.00 billion
Total Interest Expense $0.00 billion
Net interest income $0.00 billion
Provision for loan and lease losses $0.00 billion
Total non interest income $0.00 billion
Total non interest expense $0.00 billion
Pre-tax Net Operating Income $0.00 billion

Bank Loan Profile?

The top three loan types in Valley Bank of Nevada’s loan portfolio are Commercial Real Estate, Small Business Loans, and Commercial and Industrial Loans.

Compared to other banks in Nevada, Valley Bank of Nevada has a significantly higher percent of Small Business Loans, Commercial Real Estate on its balance sheet, potentially indicating a specialty in that lending area.

Note: Percentages may not sum to 100% due to rounding and double categorization of some loan types. All data from the FDIC. Additional information about this table.

%
Loans
%
Comparison to Other Banks
 Low   Med   High 
1-4 Family Residential Loans 2.60
Multifamily
Mortgages
0.00
Credit Card Loans 0.00
Consumer Auto Loans 0.22
Small Business Loans 29.37
Construction and Development Loans 2.16
Commercial Real Estate 75.14
Commercial and Industrial Loans 21.52
Farm Loans 0.00

Frequently Asked Questions About Valley Bank Of Nevada

Branches and Savings

Is Valley Bank Of Nevada FDIC insured?

Yes. It is covered under FDIC Certificate #57933.

Why does Valley Bank Of Nevada pay such low interest on savings accounts?

See the best online savings rates here. See the best local savings rates here.

Why are Valley Bank Of Nevada CD rates not competitive?

See the best online CD rates here. See the best local CD rates here.

Is Valley Bank Of Nevada a commercial bank?

Yes

Where are Valley Bank Of Nevada locations?

See branch locations nearby.

Is Valley Bank Of Nevada open on Saturdays?

Is Valley Bank Of Nevada open on Sundays?

What time does Valley Bank Of Nevada open?

What time does Valley Bank Of Nevada close?

Are Valley Bank Of Nevada ATMs Open 24/7?

Do Valley Bank Of Nevada ATMs accept cash deposits?

Can Valley Bank Of Nevada customers use other ATMs?

Do Valley Bank Of Nevada branches have notaries?

Will Valley Bank Of Nevada notarize my document?

What address for Valley Bank Of Nevada should I put for incoming ACH transfers?

Will the Valley Bank Of Nevada branch print checks?

Do Valley Bank Of Nevada checks expire?

Does Valley Bank Of Nevada require US citizenship to open account?

Can Valley Bank Of Nevada close my account?

Does Valley Bank Of Nevada Report to credit bureaus?

Does Valley Bank Of Nevada Use Equifax?

What is Valley Bank Of Nevada's ACH Routing Number?

What is Valley Bank Of Nevada's SWIFT code?

Products

Does Valley Bank Of Nevada offer mortgages?

Compare mortgage rates here.

Does Valley Bank Of Nevada offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Valley Bank Of Nevada offer personal loans?

Compare personal loan rates here.

Does Valley Bank Of Nevada offer student loans?

Will Valley Bank Of Nevada cash a check?

Will Valley Bank Of Nevada redeem a savings bond?

Does Valley Bank Of Nevada cash savings bonds?

Will Valley Bank Of Nevada cash money orders?

Can Valley Bank Of Nevada issue a money order?

Does Valley Bank Of Nevada do currency exchange?

Background on The Bank

Who owns Valley Bank Of Nevada?

How long has Valley Bank Of Nevada been around?

Can Valley Bank Of Nevada transfer to other banks?

Does Valley Bank Of Nevada have quick pay?

Does Valley Bank Of Nevada accept rolled coins?

Will Valley Bank Of Nevada accept loose change?

Where is Valley Bank Of Nevada headquarters?

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