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California Credit Union IRA CD Rates 2016

If you have your savings dollars in a bank with low savings rates, then you are losing real money. With the magic of compounding interest, even an interest rate difference under 1% can really add up over time. See our Savings Booster Calculator to see why you should seek out a higher interest rate. The table below has an unbiased list of the savings and money market account rates of FDIC-insured banks that are near your current location (if they aren’t, then change the zip code above). Take a few minutes to explore these options and see how you can boost your savings by more than 6X the national average rate. You may also want to check credit unions near you or online banks by navigating through the tabs above. There is competition for your money. Take advantage of it!

CA - December 9, 2016

BANKS APY Term MIN MILES ?
Financial Center Credit Union 1.91% - $2,000 -
FINANCIAL CENTER 1.84% - $2,000 -
SAN DIEGO COUNTY 1.55% 50 $90,000 -
SAN DIEGO COUNTY 1.50% 50 $10,000 -
SAN DIEGO COUNTY 1.45% 50 $2,000 -
F & A 1.36% - $1,000 -
SUN COMMUNITY 1.35% 60 $500 -
FIREFIGHTERS FIRST 1.35% 15 $30,000 -
XCEED FINANCIAL 1.26% 26 $500 -
SUN COMMUNITY 1.25% 18 $500 -
FIREFIGHTERS FIRST 1.25% 15 $5,000 -
FIRST FINANCIAL 1.25% - $500 -
XCEED FINANCIAL 1.17% 17 $500 -
ALLIANT 1.15% - $1,000 -
ALLIANCE 1.10% - $500 -
CHEVRON 1.10% - $500 -
SELF-HELP 1.06% - $500 -
SAN DIEGO COUNTY 1.05% 15 $2,000 -
NAVY FEDERAL CREDIT UNION 1.05% - $1,000 -
CALIFORNIA 1.05% 25 $10,000 -
SUN COMMUNITY 1.00% 6 $500 -
STAR ONE 1.00% - $100 -
SCHOOLSFIRST 0.95% - $500 -
PREMIER AMERICA 0.95% - $1,000 -
VENTURA COUNTY 0.90% - $1,000 -
CALIFORNIA 0.90% - $1,000 -
AMERICAN AIRLINES 0.90% - $1,000 -
MEDIA CITY COMMUNITY 0.85% 24 $15,000 -
UNIFY FINANCIAL 0.85% - $1,000 -
FIREFIGHTERS FIRST 0.80% - $1,000 -
LBS FINANCIAL 0.80% - $100 -
KINECTA 0.80% - $1,000 -
ALTURA 0.75% - $1,000 -
AMERICAN FIRST 0.75% - $1,000 -
INOVA 0.75% 7 $200 -
CHAFFEY 0.75% - $2,000 -
UNIVERSAL CITY STUDIOS 0.75% - $500 -
ALASKA USA 0.75% - $500 -
FIRST ENTERTAINMENT 0.70% - $1,000 -
UME 0.70% - $2,000 -
FRESNO COUNTY 0.70% - $100 -
COASTHILLS 0.65% - $500 -
KINGS 0.65% - $500 -
Orange Countys Credit Union 0.65% - $1,000 -
LAFAYETTE 0.65% - $500 -
KEYPOINT 0.60% - $1,000 -
FIRST IMPERIAL 0.60% - $500 -
TRAVIS 0.60% - $500 -
Partners Federal Credit Union 0.60% - $1,000 -
SANDIA LABORATORY 0.55% - $1,000 -
LASSEN COUNTY 0.55% - $1,000 -
XCEED FINANCIAL 0.55% - $500 -
PATELCO 0.55% - $500 -
TECHNOLOGY 0.50% - $1,000 -
ENERGY ONE 0.50% - $500 -
EAGLE COMMUNITY 0.50% - $2,000 -
MEDIA CITY COMMUNITY 0.50% - $1,000 -
PACIFIC MARINE 0.50% - $1,000 -
OPERATING ENGINEERS LOCAL UNION #3 0.50% - $1,000 -
WINGS FINANCIAL 0.45% - $500 -
U S POSTAL SERVICE 0.45% - $250 -
PASADENA 0.45% - $1,000 -
UNCLE 0.45% - $1,500 -
GEICO 0.45% - $1,000 -
CORPORATE AMERICA FAMILY 0.45% - $1,000 -
FIRST TECHNOLOGY 0.45% - $500 -
SCE 0.45% - $1,000 -
BAXTER 0.45% - $500 -
JUSTICE 0.45% - $500 -
MERCO 0.45% - $2,500 -
SIERRA CENTRAL 0.45% - $500 -
CITIZENS EQUITY FIRST 0.40% - $500 -
FIRST CALIFORNIA 0.40% - $2,500 -
CAPSTONE 0.40% - $1,000 -
WESCOM CENTRAL 0.40% - $500 -
POINT LOMA 0.38% - $1,000 -
FAMILIES AND SCHOOLS TOGETHER 0.35% - $2,000 -
SAN DIEGO COUNTY 0.35% - $2,000 -
BAY 0.35% - $1,000 -
INOVA 0.35% - $200 -
ARROWHEAD CENTRAL 0.35% - $1,000 -
LOGIX 0.35% - $1,000 -
MISSION 0.35% - $2,000 -
VALLEY FIRST 0.33% - $1,000 -
CAMINO 0.30% - $2,500 -
BURBANK CITY 0.30% - $1,000 -
HERITAGE COMMUNITY 0.30% - $100 -
SANTA CLARA COUNTY 0.30% - $500 -
SAFE 0.30% - $500 -
CENTRAL STATE 0.30% - $1,000 -
THE GOLDEN 1 0.30% - $25 -
COMMONWEALTH CENTRAL 0.25% - $100 -
EAST COUNTY SCHOOLS 0.25% - $1,000 -
FRESNO FIRE DEPARTMENT 0.25% - $2,000 -
PROVIDENT 0.25% - $500 -
LASSEN COUNTY 0.25% 3 $1,000 -
FME 0.25% - $500 -
PARTNERS 1ST 0.23% - $500 -
MOKELUMNE 0.20% - $1,500 -
CLEARPATH 0.20% - $500 -
PREMIER COMMUNITY 0.20% - $500 -
UNITED LOCAL 0.20% - $2,000 -
MERIWEST 0.15% - $1,000 -
TUCOEMAS 0.15% - $500 -
CREDIT UNION OF SOUTHERN CALIFORNIA 0.15% - $25 -
MONTEREY 0.15% - $1,000 -
COMMUNITY FIRST 0.15% - $100 -
SILVERADO 0.15% - $1,000 -
CALIFORNIA COAST 0.15% - $1,000 -
NORTH ISLAND FINANCIAL 0.10% - $2,000 -
LA FINANCIAL 0.10% - $1,000 -
MENDO LAKE 0.05% - $1,000 -
REDWOOD 0.05% - $1,000 -


BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

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  • Susanna Haslow

    October 25, 2016

    Andrews Federal Credit Union 3% APY 7year duration.M

  • Gary Ronan

    March 08, 2016

    WINGS C/U not listed. Currently (03/07/16) offering A 5 year IRA at 2.02 APY. Best in state I've found.

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