You are viewing variable rate ira rates across California

California Variable IRA CD Rates 2023

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

CA - February 7, 2023

Credit Unions APY MIN

Pentagon


Restrictions

4.50%

$1,000

Pentagon


Restrictions

4.35%

$1,000

Pentagon


Restrictions

4.00%

$1,000

Pentagon


Restrictions

3.85%

$1,000

Pentagon


Restrictions

3.75%

$1,000

1.50%

$50,000

American Airlines


Restrictions

1.26%

$0

Logix


Restrictions

0.80%

$1

0.75%

$1

0.55%

$1

Premier One


Restrictions

0.50%

$1

Arrowhead Central


Restrictions

0.35%

$1

United Local


Restrictions

0.29%

$1

Gain


Restrictions

0.25%

$1

American United


Restrictions

0.25%

$1

Thinkwise


Restrictions

0.25%

$1

Ukrainian


Restrictions

0.25%

$1

Safe


Restrictions

0.25%

$1

0.25%

$0

Ventura County


Restrictions

0.20%

$1

0.20%

$1

Sce


Restrictions

0.20%

$1

Justice


Restrictions

0.20%

$1

Mypoint


Restrictions

0.15%

$1

Wescom Central


Restrictions

0.15%

$1

La Financial


Restrictions

0.15%

$1

Valley First


Restrictions

0.15%

$1

0.10%

$1

Xceed Financial


Restrictions

0.10%

$1

0.10%

$1

Scient


Restrictions

0.10%

$1

Orange County's


Restrictions

0.05%

$1

Mission


Restrictions

0.05%

$1

The Golden 1


Restrictions

0.05%

$0

Sierra Central


Restrictions

0.05%

$1

Coasthills


Restrictions

0.05%

$1

Baxter


Restrictions

0.05%

$1

Kinecta


Restrictions

0.05%

$1

Monterey


Restrictions

0.05%

$1

Uncle


Restrictions

0.04%

$1

Yolo


Restrictions

0.03%

$1

Inova


Restrictions

0.01%

$1

All rates listed are Annual Percentage Yield (APY). The APY rate in a savings account or money market account is a variable rate that is subject to change at any point. The Min listed is the minimum deposit account balance required to obtain the rate listed.


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

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