Compare Savings vs. CDs
Comparison of Deposit Account from BREWER with 1.21%
- September 2026
Long-Term Analysis of CARTER with 0.25% APY and BREWER with 1.21% APY and GENISYS with 6.00% APY and ENVISION with 1.61% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL SAVINGS0.25%-$50,000N.A.Credit Union1.07x (National Avg. - 0.23%)$2,500SCENARIO
Year Rate
0.25%Annual
InterestAnnual Interest
(After Tax)1 50,000 125 88 2 50,125 125 88 3 50,250 126 88 4 50,376 126 88 5 50,502 126 88 6 50,628 127 89 7 50,755 127 89 8 50,882 127 89 9 51,009 128 89 10 51,136 128 89 11 51,264 128 90 12 51,392 128 90 13 51,521 129 90 14 51,650 129 90 15 51,779 129 91 16 51,908 130 91 17 52,038 130 91 18 52,168 130 91 19 52,298 131 92 20 52,429 131 92 TOTAL $2,560 $1,792 - 2LOCAL CD1.21%-$50,00036 MonthCredit Union1.60x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
1.21%Annual
InterestAnnual Interest
(After Tax)1 50,000 605 424 2 50,605 612 429 3 51,217 620 434 4 51,837 627 439 5 52,464 635 444 6 53,099 642 450 7 53,742 650 455 8 54,392 658 461 9 55,050 666 466 10 55,716 674 472 11 56,390 682 478 12 57,073 691 483 13 57,763 699 489 14 58,462 707 495 15 59,170 716 501 16 59,885 725 507 17 60,610 733 513 18 61,343 742 520 19 62,086 751 526 20 62,837 760 532 TOTAL $13,597 $9,518 - 3LOCAL SAVINGS6.00%-$50,000N.A.Credit Union25.64x (National Avg. - 0.23%)$0SCENARIO
Year Rate
6.00%Annual
InterestAnnual Interest
(After Tax)1 50,000 3,000 2,100 2 53,000 3,180 2,226 3 56,180 3,371 2,360 4 59,551 3,573 2,501 5 63,124 3,787 2,651 6 66,911 4,015 2,810 7 70,926 4,256 2,979 8 75,182 4,511 3,158 9 79,692 4,782 3,347 10 84,474 5,068 3,548 11 89,542 5,373 3,761 12 94,915 5,695 3,986 13 100,610 6,037 4,226 14 106,646 6,399 4,479 15 113,045 6,783 4,748 16 119,828 7,190 5,033 17 127,018 7,621 5,335 18 134,639 8,078 5,655 19 142,717 8,563 5,994 20 151,280 9,077 6,354 TOTAL $110,357 $77,250 - 4LOCAL MONEY MARKET1.61%-$50,000N.A.Credit Union6.88x (National Avg. - 0.23%)$50,000SCENARIO
Year Rate
1.61%Annual
InterestAnnual Interest
(After Tax)1 50,000 805 564 2 50,805 818 573 3 51,623 831 582 4 52,454 845 591 5 53,299 858 601 6 54,157 872 610 7 55,029 886 620 8 55,915 900 630 9 56,815 915 640 10 57,730 929 651 11 58,659 944 661 12 59,603 960 672 13 60,563 975 683 14 61,538 991 694 15 62,529 1,007 705 16 63,536 1,023 716 17 64,558 1,039 728 18 65,598 1,056 739 19 66,654 1,073 751 20 67,727 1,090 763 TOTAL $18,818 $13,172
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.35% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.50% |
$500 |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$10,000 |
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4.50% |
$10,000 |
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Last change: ↑1.20% on August 6. |
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