GENISYS

2100 EXECUTIVE HILLS DR
Auburn Hills, MI 48326

Phone: 248-322-9800

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 68536
Date Established 1964
Assets $2,759.05 million
Loans $1,913.29 million
Deposits $2,267.80 million
Capital $443.69 million
 

Genisys is an NCUA insured institution located in Auburn Hills, MI. It was founded in 1964 and has approximately $2759.05 millions in assets.

Who can join?

You can join Genisys Credit Union if you:

Live, work, worship, attend school or own a business in the following areas:
All 68 counties in the lower peninsula of Michigan
Dakota, Ramsey, Anoka, Hennepin, Scott and Washington Counties in Minnesota
Montgomery County in Pennsylvania

Are employed by one of our affiliated select employee groups or a member of an affiliated association. Genisys Credit Union serves almost 450 different employee or associational groups. Check with your employer or association to see if you qualify for membership or call a Financial Services Representative at (800) 521-8440, ext. 5 or (248) 322-9800.

Are an immediate family member of a Genisys Credit Union member. Immediate family members include parents, spouses, siblings, children, grandparents, grandchildren, stepparents, stepchildren, stepbrothers, stepsisters and adopted children of members. Individuals living in the same household and maintaining a single economic unit with a member are also eligible to join.

Field of Membership Restrictions

Membership in Genisys Credit Union is open to the following: (1) those who live, work, attend school or worhsip in the state of Michigan; (2) those who live, work, attend school or worship in Ramsey, Dakota, Anoka, Hennepin, Scott and Washington Counties in Minnesota; (3) those who live, work, attend school or worship in Montgomery County in Pennsylvania; (4) immediate family of those eligible to join.

Deposit Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.65% $2,500 $9,999 Learn MoreShow Less
Money Market
0.70% $10,000 $24,999 Learn MoreShow Less
Money Market
0.70% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.90% $500 $99,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
1.45% $500 $99,999 Learn MoreShow Less
1.90% $500 $99,999 Learn MoreShow Less
2.00% $500 $99,999 Learn MoreShow Less
2.10% $500 $99,999 Learn MoreShow Less
2.20% $500 $99,999 Learn MoreShow Less
2.30% $500 $99,999 Learn MoreShow Less
2.41% $500 $99,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.45% $2,500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $1,500 - Learn MoreShow Less

Loan Rates - October 21, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for GENISYS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
4.990% 4.990% 0.00 $0 $1,341 Learn More
First Internet Bank
NMLS ID: 424182
3.750% 3.750% -0.13 ($158) $1,158 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.523% 3.500% 0.25 $732 $1,123 Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.990 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
Intro APR
3.990 %
After Intro: 5.250 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to GENISYS
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Genisys branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Genisys Locations


Financial Details

Genisys Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Genisys. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Genisys U.S. Average
1.92% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Genisys had $7,075,276 in non-current loans and $1,866,375 in owned assets. To cover these potential losses it had $443,691,668 in net worth and $23,110,173 in loans loss reserves. That gives it a Texas Ratio of 1.92%.

Net Worth
Genisys U.S. Average
16.08% 13.65%

Genisys FCU has a net worth of 16.08% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Genisys

Branches and Savings

What is Genisys?

A federal credit union, registered with the NCUA under certificate #68536.
Learn more about credit unions here.

Is Genisys FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Genisys?

Please see Field of Membership information above for information on who is eligible to join.

What are Genisys's share account and share certificate rates?

Genisys's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Genisys?

Genisys has total capital of $443.69 million. Full information on Genisys's financial position is located above.

Who owns Genisys?

Credit Unions are owned by their members.

Where are Genisys branches located?

See branch locations nearby.

Are Genisys ATMs Open 24/7?

Do Genisys ATMs accept cash deposits?

Can Genisys customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Genisys have a mobile app?

Does Genisys have mobile deposit?

Does Genisys have quick pay?

How can Genisys transfer money to other banks or credit unions?

Does Genisys report to credit bureaus?

Does Genisys use Chexsystems?

Does Genisys use Equifax?

What is Genisys's toll free phone number?

What is Genisys's ACH Routing Number?

What is Genisys's SWIFT code?

Where can I find Genisys's wire transfer form?

What is the Genisys address for deposits?

What Products Does Genisys Offer

Does Genisys offer mortgages?

Compare mortgage rates here.

Does Genisys offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Genisys offer auto and RV loans?

Compare auto loan rates here.

Does Genisys offer student loans or personal loans?

Compare personal loan rates here.

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