2100 Executive Hills Dr
Auburn Hills, MI 48326
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Phone 248-322-9800
Genisys is an NCUA insured institution located in Auburn Hills, MI. It was founded in 1964 and has approximately $5199.45 millions in assets.
Who can join?
You can join Genisys Credit Union if you:
Live, work, worship, attend school or own a business in the following areas:
All 68 counties in the lower peninsula of Michigan
Dakota, Ramsey, Anoka, Hennepin, Scott and Washington Counties in Minnesota
Montgomery County in Pennsylvania
Are employed by one of our affiliated select employee groups or a member of an affiliated association. Genisys Credit Union serves almost 450 different employee or associational groups. Check with your employer or association to see if you qualify for membership or call a Financial Services Representative at (800) 521-8440, ext. 5 or (248) 322-9800.
Are an immediate family member of a Genisys Credit Union member. Immediate family members include parents, spouses, siblings, children, grandparents, grandchildren, stepparents, stepchildren, stepbrothers, stepsisters and adopted children of members. Individuals living in the same household and maintaining a single economic unit with a member are also eligible to join.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 68536 |
Date Established | 1964 |
Assets | $5,199.45 million |
Loans | $3,672.58 million |
Deposits | $4,235.11 million |
Capital | $822.55 million |
Your Current Location: Virginia, VA 20146
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
High Yield Youth Savings
|
5.12% | $0 | $500 |
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|
SAV
|
0.10% | $5 | - |
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|
Money Market
|
1.76% | $50,000 | $74,999 |
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|
Money Market
|
1.97% | $75,000 | $99,999 |
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|
Money Market
|
2.17% | $100,000 | $249,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
3.43% | $500 | $99,999 |
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|
6 Mo CD
|
3.48% | $100,000 | - |
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|
7 Mo CD
|
5.25% | $500 | - |
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|
12 Mo CD
|
3.59% | $500 | $99,999 |
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|
12 Mo CD
|
3.64% | $100,000 | - |
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|
13 Month Special
|
4.98% | $500 | - |
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|
18 Mo CD
|
3.49% | $500 | $99,999 |
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|
18 Mo CD
|
3.55% | $100,000 | - |
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|
19 Month Special
|
4.84% | $500 | - |
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|
24 Mo CD
|
3.64% | $500 | $99,999 |
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|
24 Mo CD
|
3.69% | $100,000 | - |
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|
25 Month Special
|
4.73% | $500 | - |
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|
36 Mo CD
|
3.80% | $500 | $99,999 |
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|
36 Mo CD
|
3.85% | $100,000 | - |
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|
48 Mo CD
|
3.89% | $500 | $99,999 |
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|
48 Mo CD
|
3.94% | $100,000 | - |
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|
60 Mo CD
|
3.97% | $500 | $99,999 |
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|
60 Mo CD
|
4.02% | $100,000 | - |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
INTCK
|
0.10% | $1,500 | - | Learn More |
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Genisys
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1838 |
6.111% | 5.990% | 0.88 | $4,168 | $1,917 | Learn More |
NMLS ID: 401822 |
6.312% | 6.125% | 1.00 | $6,400 | $1,945 | Learn More |
NMLS ID: 1025894 |
6.590% | 6.490% | 0.88 | $3,340 | $2,021 | Learn More |
NMLS ID: 3030 |
6.961% | 6.875% | 0.88 | $2,800 | $2,103 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|
Note to Genisys
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Genisys branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
139.30 | A | View Lobby Hours | |
376.20 | B | View Lobby Hours | |
378.33 | C | View Lobby Hours | |
384.62 | D | View Lobby Hours | |
385.82 | E | View Lobby Hours | |
385.85 | F | View Lobby Hours | |
389.24 | G | View Lobby Hours | |
389.78 | H | View Lobby Hours | |
390.17 | I | View Lobby Hours | |
390.32 | J | View Lobby Hours | |
390.96 | K | View Lobby Hours | |
393.67 | L | View Lobby Hours | |
393.94 | M | View Lobby Hours | |
393.94 | N | View Lobby Hours | |
397.03 | O | View Lobby Hours | |
399.90 | P | View Lobby Hours | |
400.13 | Q | View Lobby Hours | |
400.77 | R | View Lobby Hours | |
400.82 | S | View Lobby Hours | |
402.13 | T | View Lobby Hours | |
402.27 | U | View Lobby Hours | |
405.19 | V | View Lobby Hours | |
407.31 | W | View Lobby Hours | |
411.61 | X | View Lobby Hours | |
420.64 | Y | View Lobby Hours | |
423.92 | Z | View Lobby Hours |
GENISYS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Genisys. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Genisys | U.S. Average |
---|---|
4.28% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Genisys had $32,144,691 in non-current loans and $4,767,838 in owned assets. To cover these potential losses it had $822,547,474 in net worth and $40,413,701 in loans loss reserves. That gives it a Texas Ratio of 4.28%.
Genisys | U.S. Average |
---|---|
15.8% | 13.93% |
Genisys FCU has a net worth of 15.8% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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