2023 Overview
General Credit Union Information
Envision is an NCUA insured institution located in Tallahassee, FL. It was founded in 1954 and has approximately $826.77 millions in assets.
Who can join?
Anyone who lives or works in Leon, Gadsden, Jefferson, Wakulla, Liberty, or Franklin counties is eligible to open an account at Envision Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67329 |
| Date Established | 1954 |
| Assets | $826.77 million |
| Loans | $568.83 million |
| Deposits | $713.08 million |
| Capital | $90.41 million |
Field of Membership Restrictions
Deposit Rates - December 3, 2023
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.08% | $2,500 | - |
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|
|
Money Market
|
0.90% | $2,500 | $9,999 |
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|
|
Money Market
|
1.11% | $10,000 | $24,999 |
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|
|
Money Market
|
1.26% | $25,000 | - |
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|
|
Money Market
|
1.61% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 Mo CD
|
3.04% | $1,000 | - |
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|
| 6 Mo CD
|
3.56% | $1,000 | - |
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|
| 12 Mo CD
|
3.97% | $1,000 | - |
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|
| 24 Mo CD
|
4.07% | $1,000 | - |
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|
| 36 Mo CD
|
4.13% | $1,000 | - |
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|
| 48 Mo CD
|
4.18% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| INTCK
|
0.10% | $5,000 | - | Learn More |
Loan Rates - December 3, 2023
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for Envision
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2023
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.608% | 6.500% | 0.13 | $3,600 | $2,023 | Learn More |
NMLS ID: 1907 |
7.318% | 7.125% | 1.00 | $6,202 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2023
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Envision
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Envision branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
ENVISION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Envision Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Envision. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Envision | U.S. Average |
|---|---|
| 7.85% | 4.93 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2023, Envision had $7,364,754 in non-current loans and $3,000 in owned assets. To cover these potential losses it had $90,405,946 in net worth and $3,418,933 in loans loss reserves. That gives it a Texas Ratio of 7.85%.
Net Worth
| Envision | U.S. Average |
|---|---|
| 10.91% | 13.17% |
Envision FCU has a net worth of 10.91% versus the BestCashCow average of 13.17. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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