ENVISION

P.O. BOX 5198
Tallahassee, FL 32314

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 67329
Date Established 1954
Assets $560.14 million
Loans $385.49 million
Deposits $479.25 million
Capital $51.42 million

Envision is an NCUA insured institution located in Tallahassee, FL. It was founded in 1954 and has approximately $560.14 millions in assets.

Who can join?

Anyone who lives or works in Leon, Gadsden, Jefferson, Wakulla, Liberty, or Franklin counties is eligible to open an account at Envision Credit Union.

Field of Membership Restrictions

Envision Credit Union of Florida is open to the residents and people maintaining employment within these eligible counties: Leon, Gadsden, Jefferson, Wakulla, Liberty, and Franklin.

Deposit Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.20% $2,500 $9,999 Learn MoreShow Less
Money Market
0.25% $10,000 $24,999 Learn MoreShow Less
Money Market
0.30% $25,000 - Learn MoreShow Less
Premium Money Market Account
0.30% $10,000 $24,999 Learn MoreShow Less
Premium Money Market Account
0.40% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.50% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.50% $1,000 $99,999 Learn MoreShow Less
3 Mo CD
0.75% $100,000 - Learn MoreShow Less
6 Mo CD
0.80% $1,000 $99,999 Learn MoreShow Less
6 Mo CD
1.05% $100,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $100 $2,499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $4,999 Learn MoreShow Less

Loan Rates - October 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ENVISION

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.500% 5.500% 0.00 $0 $1,420 Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.750% 4.750% 0.00 $0 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.542% 4.500% 0.50 $1,250 $1,267 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More
Flagstar Bank 5.490% $283.58 Learn More

Note to ENVISION
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Envision branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Envision Locations

Financial Details

Envision Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Envision. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Envision U.S. Average
8.12% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Envision had $4,112,090 in non-current loans and $318,560 in owned assets. To cover these potential losses it had $51,415,469 in net worth and $3,167,758 in loans loss reserves. That gives it a Texas Ratio of 8.12%.

Net Worth
Envision U.S. Average
9.17% 13.21%

Envision FCU has a net worth of 9.17% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Envision

What is Envision?

A federal credit union, registered with the NCUA under certificate #67329.
Learn more about credit unions here.

Is Envision FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Envision?

Please see Field of Membership information above for information on who is eligible to join.

What are Envision's share account and share certificate rates?

Envision's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Envision?

Envision has total capital of $51.42 million. Full information on Envision's financial position is located above.

Who owns Envision?

Credit Unions are owned by their members.

Where are Envision branches located?

See branch locations nearby.

Are Envision ATMs Open 24/7?

Do Envision ATMs accept cash deposits?

Can Envision customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Envision have a mobile app?

Does Envision have mobile deposit?

Does Envision have quick pay?

How can Envision transfer money to other banks or credit unions?

Does Envision report to credit bureaus?

Does Envision use Chexsystems?

Does Envision use Equifax?

What is Envision's toll free phone number?

What is Envision's ACH Routing Number?

What is Envision's SWIFT code?

Where can I find Envision's wire transfer form?

What is the Envision address for deposits?

What Products Does Envision Offer

Does Envision offer mortgages?

Compare mortgage rates here.

Does Envision offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Envision offer auto and RV loans?

Compare auto loan rates here.

Does Envision offer student loans or personal loans?

Compare personal loan rates here.

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